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Need professional advice for your consent to let with Hodge Life? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Hodge Life consent to lease

  • What information do Hodge Life expect to have to make a decision on consent to let. I have a 2 year fix with them. I have always been on time with my monthly payments. I am looking at moving to the countryside owing to surprising growth of family. My financial situation has not changed and in fact my annual income has gone up thirty per cent since I applied for the mortgage out.
  • I accept that I have been most reckless in not informing Hodge Life that I’m renting my garden flat out. My most recent tenants have left the place in a mess and I need to claim on malicious damage. I’m nervous that my insurer will contact Hodge Life, and secondly if they do inform them, what are they likely to do given the lack of consent to let?
  • Can you explain "consent to let" to me? I live in a studio flat and its in good condition. It has been on with agents for two months and I can't find a buyer. This is because my neighbour is a drunk and assaulted me last year. I had no choice but to put this on the disclosure form. Mortgage is with Hodge Life on a fixed rate. Someone mentioned I should seek consent to let from Hodge Life and rent the property to tenants.
  • Is it possible? I have a Hodge Life mortgage on my property (with a large chunk of equity). I want to buy and live in a second house but keep my old house and rent it out. What is the best way to fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • Is there a maximum period that Hodge Life is willing to grant me the Consent To Let for?
  • My partner and I have already let but only just dawned on us that Hodge Life ought to have been advised and consent to let applied for - can this be obtained retrospectively?
  • I am after further information regarding consent to let home loans, potentially transferring our existing mortgage with Hodge Life across to a consent to let one.
  • I am looking at an offer to work overseas and have been advised that I need to let Hodge Life know so my mortgage is under consent to let? Please could you clarify the best way deal with this?