Consent-to-let Help for Hodge Equity Release

Sample questions relating to Hodge Equity Release consent to let

• A friend of mine has let her property from the same landlord for nearly one and a half years. Over the last twelve months my friend has received letters from Hodge Equity Release (she hasn't opened them-it is clear from the envelope). At first she reposted them to the landlady's address. My suspicions were aroused as none of the landlady's mail was supposed to be going there. I therefore went to my friends house and called Hodge Equity Release on her behalf. The lady I called at Hodge Equity Release asked all sorts of queries, the landlady's details, information relating to the tenant and then said they were going to investigate whether she had the correct mortgage and if she didn't it was an offence in the absence of consent to let. What does this mean for my friend?
• Please explain "consent to let" to me? I live in a studio apartment and its in good condition. It is on the market and I have had very few viewings. This is probably due to an ongoing feud with the family next door. I had no choice but to mention it on the disclosure sheet. Mortgage is with Hodge Equity Release on a standard variable rate. Someone mentioned I should get consent to let from Hodge Equity Release and let the flat out.
• I am currently looking to acquire my first property however, I am self employed. I I would like to find a lender that allows short term letting with a residential mortgage so that I could lease out the property temporarily with long periods of absence without being compelled to a buy to let rate. Can you let me know how lenders would view this and specifically the stance taken by Hodge Equity Release.
• We are planning to rent out my flat for a year from 30th July 2015. Is there conventional wording for a letter I can use to write to Hodge Equity Release to request consent to let.
• I am interested in finding out more about the Hodge Equity Release consent to let procedure and prerequisites for granting.
• What information should I include in a letter asking for consent to let my property in Croydon? I would like to send a request to my mortgage provider Hodge Equity Release.
• Are you able to clarify what the procedure would be if we purchased a second house and need to get consent to let for our existing mortgage with Hodge Equity Release
• I was wondering if you can help. I do not have consent to let from Hodge Equity Release and was wondering if this option is available to me to switch to as I must move back home to look after my father