Need Help?

Need professional advice for your consent to let with Hinckley and Rugby Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Hinckley and Rugby consent to let: Q and A’s

  • What options are open to me if my request for consent to lease is rejected by Hinckley and Rugby?

  • We have a flat in Waltham Forest which we acquired as a new-build just over twelve years ago. As we've now got a young son we require a bigger home. We've found a property in Sutton that we would like to buy and want to keep the flat as an investment to rent out. The mortgage is with Hinckley and Rugby and we've found a tenant who will pay rent which more than covers the monthly mortgage amount. My question is, can we retain the repayment mortgage with Hinckley and Rugby so we effectively paying off our mortgage on the property or do we have to move it to a buy-to-let mortgage?
  • I'm nine months into a two year fixed mortgage with Hinckley and Rugby. The LTV is just 35%. I've come across a really good deal on a three bedroom first floor purpose built flat in Brent which I would not want to miss. It appears that the only way I can get this other property is to release most of the remaining equity. I would let the existing property which would more than cover the mortgage with Hinckley and Rugby. Is it possible to obtain consent to let from Hinckley and Rugby and ask for additional borrowing after it's rented?
  • Require some advice regarding leasing a property and consent to let. Later this year I plan to move in with my other half. The council would like to rent my flat for three years guaranteed with rent and service charges covered. Our mortgage was changed to Hinckley and Rugby in 2013. Please help
  • I'm having to move to the US for eighteen months for my job but I don't want to convert my mortgage to BTL as I want to reoccupy it when I return. Do you know if Hinckley and Rugby charges additional interest? Is there any work around?
  • How do I go about getting a consent to let application form from Hinckley and Rugby and how quickly can I get the consent?
  • Just looking for some advice. I currently have a mortgage in place with Hinckley and Rugby. I have been given licence to temporarily rent out my flat from the freeholder of the block and they asked for a copy of the consent to from Hinckley and Rugby.
  • I would like to find out more about how to get consent to let on a property. In particular what is the procedure for consent to let if you have a residential mortgage with Hinckley and Rugby