Consent-to-let Help for Hinckley and Rugby Building Society

Top Five Questions relating to Hinckley and Rugby consent to lease

• I have a house in Haringey but I am moving with my girlfriend to a different town for career reasons and moreover near her university. Im keen keep my property but it is unlikely that I can afford a buy to let rate. It will only be temporary -3 years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Hinckley and Rugby. Do you think they will grant consent to let?
• I have a Hinckley and Rugby mortgage and have been letting out my flat omitting to get consent to let, which I am now led to believe means I am in contravention of my mortgage conditions. I think I have come onto their radar that I am not residing there. What negotiating options do I have if I don't sell it before they become aware I have breached my conditions?
• My girlfriend and I (co-owners) are considering remortgaging with Hinckley and Rugby. I was doing some research concerning consent to let from Hinckley and Rugby to understand the rules around potentially leasing our existing property out (probably in a year or 2) if we moved away. The flat in question was a first-time purchase for us about 2 years ago. We are living there at the moment.
• My husband and I are looking to rent out our ground floor flat in Lewisham in March. I would like some advice on what I need to do. I've just moved our Hinckley and Rugby mortgage to a fixed term and just need to understand the process and what information I'll need to get consent to let.
• My OH and I were curious as to whether it is possible if you own one property with consent to let from Hinckley and Rugby, to buy a second with a homeowner mortgage to live in. Then once the consent expires on the first property, to convert to buy to let or sell it?
• We are close to purchasing a place and plan to live in it once we have renovated but we may need to let the property out but not sure what the rules are on consent to let from Hinckley and Rugby? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
• Last month I completed on a apartment using a Hinckley and Rugby home loan. However I am currently living with mother and father. I don't want to move in until next summer due to personal issues. In interim can I rent out the property with consent to let?
• I am currently in the process of getting a mortgage through Hinckley and Rugby - It is possible that in the coming months I may decide to rent the property out - how would I change the 1st time buyer mortgage to a buy to let mortgage?