Consent-to-let Help for Hinckley and Rugby Building Society

Recently asked questions relating to Hinckley and Rugby consent to lease

• I have recently rented out my garden flat and have gained a Consent to Let with my mortgage provider. 6 months have now elapsed and they have upped my mortgage rate as forewarned. I am unable to swap to a preferable product with them, as they will revoke my consent to let. If I was to go with an alternative provider such as Hinckley and Rugby, would I be required to get a B2L loan or could I just refinance and secure consent to let?
• What is the procedures for obtaining consent to let from Hinckley and Rugby? What documents do they need? is there a fee to pay? How long the consent is valid for? Do I need to renew it every year? What if I obtain a consent but decide to sell the property rather than lease out the property?
• My boyfriend and I (joint owner) are in the process of refinancing with Hinckley and Rugby. I was conducting some research concerning consent to let from Hinckley and Rugby to understand the rules around potentially leasing our existing property out (probably in a in a couple of years time) if we moved away. The property in question was a first-time purchase for us about two years ago. We are living there at the moment.
• Just a quick question as a bit in the dark and wondering whether Hinckley and Rugby conduct any checks when obtaining a residential mortgage, I'm preferably looking to rent the property out and am unsure as to whether I should apply for consent to let. How likely are they to find out if I lease the house out?
• I have to send the consent to let application by courier and need to know if Hinckley and Rugby have a regular mailing address I can use as couriers usually will not accept deliveries to PO Box addresses.
• My mortgage company refuse to grant consent to let without a move in date confirmed with a tenant. How can I confirm this in the absence of consent to let? I can't be sure but I vaguely recall my friend had a similar issue with Hinckley and Rugby.
• At the moment I do not have consent to let from Hinckley and Rugby but I would like to change to one, An opportunity has arisen which might involve me working away for eighteen months. But want to keep my house for my return - can you help?
• I have had my home loan with Hinckley and Rugby for eleven years with no arrear If I sought consent to let would I receive a positive response?