Consent-to-let Help for Harpenden Building Society

Harpenden Building Society Consent to Lease Example Support Desk Enquires

• I am in possession of a mortgage offer from Harpenden Building Society, but we have hit a snag. My husband is a teacher in a boarding school, whereby living quarters is a benefit of the job. We wish to purchase a two bedroom first floor purpose built flat to get on the ladder, and let it out while we're in school accommodation. I had thought Harpenden Building Society would grant consent to let from day one of the mortgage. It is now looking as though we may be refused consent to let. Do you have any advice?
• I have a fixed mortgage with Harpenden Building Society (with a little under one year remaining) but due to redundancy want to move away from NW London (actually to a new job in Belgium) and so wish to rent the property out. We don't want to have the expense of the penalty cancellation of existing mortgage and understand that some lenders are content to grant this 'consent'...what is the approach adopted by Harpenden Building Society?
• Am I obliged to inform Harpenden Building Society of my intention to rent a caravan out on the grounds of my property. Can you help clarify? I am seeking separate advice on the insurance, legal and tax side of things .
• I need to decide what to do ie let or sell. The property has a mortgage against it with Harpenden Building Society (with quite a bit of equity). We are planning to move out of Manchester and if at all possible would like to to rent out our house with consent to let from Harpenden Building Society and use the income from that to help secure a second mortgage for a house to live in. How can I fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
• My fiance and I acquired a property in Bristol with Harpenden Building Society and am moving to rent a property in Somerset due to work. Is consent to let from Harpenden Building Societyavailable? I am only looking to rent out the flat for half a year before selling.
• We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a six month thing before consent to let - does this apply to all lenders. Is there any way Harpenden Building Society would grant consent to let from the start?
• I would like to let my house for 3 years max. I would like to know if I could have a consent to let by my current mortgage lender Harpenden Building Society?
• Will Harpenden Building Society grant consent to let my flat? I have an existing homeowner mortgage, never had arrears and have been with Harpenden Building Society for about five years now. What fees am I likely to face