Need Help?

Need professional advice for your consent to let with Harpenden Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Harpenden Building Society consent to let

  • My husband and I bought a flat in 2013 for 305,000 with Harpenden Building Society. I got married to someone in the forces so moved in to married quarters in Qatar and appreciate that I have to request consent to let from Harpenden Building Society. Will they give permission?

  • What do I do if my request to obtain consent to lease is subsequently refused by Harpenden Building Society?

  • A few months ago I let out my studio flat and have gained a Consent to Let with my MP. Six months have now gone by and they have upped my mortgage rate as forewarned. I am unwilling to switch to a preferable product with them, as they will revoke my consent to let. If I was to go with another mortgage lender for instance Harpenden Building Society, would I need to obtain a B2L loan or could I simply remortgage and secure consent to let?
  • I have an offer accepted to purchase a house, we have a deposit of between 20-25% for a residential mortgage with Harpenden Building Society. The small issue is we are due to go overseas in 2 months for work. We are using a financial adviser. She says if you tell this to the lender up front you will need to get a buy to let. Do go ahead with residential mortgage with Harpenden Building Society, in a couple of months seek consent to let? Otherwise, do we try and speak to Harpenden Building Society now and say there is a possibility we will move abroad in the future (nothing is definite regarding the move abroad) and see if they agree in advance that it should not be a problem
  • I have split up with my ex and we have moved back in with our respective parents and intend to divorce. What do I have to do to get Harpenden Building Society to give consent to let the property out to tenants?
  • I would like to rent a room in my house in Enfield. Do I need consent to let from my lender Harpenden Building Society?
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Harpenden Building Society. My property is worth approx £185k and owe £48k on it. How likely is it that Harpenden Building Society increase my mortgage rate?
  • Does my LTV need to be at a certain ratio to allow me to apply for a consent to let from my mortgage provider Harpenden Building Society. Does it make a difference that I only drew down on the mortgage two months ago?