Consent-to-let Help for Harpenden Building Society

Harpenden Building Society Consent to Lease Example Support Desk Enquires

• We are a newly married couple and we found a house in Hackney that we like and want to get a mortgage with Harpenden Building Society. The issue is that I am pregnant and about to give birth very soon as I am on the last few weeks of pregnancy. This wouldn't make it impossible for us to move straight away so we are contemplating living with our parents for about six months. In the meantime, if we secure this property, we can rent it out. We just wondering how will that work out? Are we likely to obtain consent to let from Harpenden Building Society
• I have a mortgage with Harpenden Building Society. I wish to buy a second house and my mortgage broker recommended I apply for a consent to let. I had formerly led to believe they only grant consent to let where it is my intention to reoccupy my current home. Your view would be appreciated?
• Current flat valued at £115,000. Remaining mortgage £25k with 8 years left. Get consent to let via Harpenden Building Society for current residence and utilise rent to pay off remaining of the loan. Apply for 70 per cent Harpenden Building Society mortgage on second premises that becomes my main address? Is this achievable?
• My house had been let to students for three years between 2009-2012 while living overseas. I have a letter dated March 2010 from my lender granting consent to let. In the letter it clearly stipulates that the consent to let is valid for "the remaining term of the mortgage". I have not remortgaged since the letter was sent. I now plan to move house and rent out my existing house. However, my mortgage advisor has suggested that the 2010 consent to let letter may not satisfy the new lender Harpenden Building Society for the property I wish to purchase.Your view would be appreciated
• My husband and I are one year into a five year normal mortgage with Harpenden Building Society. Just curious whether it's permitted to rent out the property on my current home loan. Will Harpenden Building Society grant consent to let?
• Circumstances: I am moving abroad. Potentially for many years. Nevertheless I will be on a six month test period .I'm wanting to know how to go about getting consent to let from Harpenden Building Society and any costs to be incurred
• We took out a mortgage with Harpenden Building Society a few months ago and although it's a long way off we may have to relocate around next July or August and would like to be able to lease our property out. Would this be possible with a homeowner mortgage?
• What happens if a borrower has already leased out the property for some years as an HMO and now want to legalise the situation with Harpenden Building Society by getting consent to let ? (work on the basis that Harpenden Building Society had previously given a standard mortgage previously)