Consent-to-let Help for Hanley Economic Building Society

Common questions relating to Hanley Economic Building Society consent to lease

• In August 2013 I was issued consent to let from my existing lender which is about to expire. I have since been traveling and had my first child. My part time salary is not sufficient just now to cover the mortgage on my own. I have been told I can't extend my consent to let and if I continue renting out I will be in contravention of the terms of my mortgage conditions. Due to affordability I it is likely that I will be refused to transfer to a BTL product. One option I am thinking about is remortgaging to Hanley Economic Building Society. Are they likely to give consent to let from day one?
• A friend of mine has let her property from the same landlord for almost 18 months. Over the last six months my friend has been getting letters from Hanley Economic Building Society (it is apparent from the envelope). To begin with she reposted them to the landlord’s address. My suspicions were aroused as none of the landlady's mail was supposed to be going there. I decided to go to my friends house and phoned Hanley Economic Building Society on her behalf. The lady I called at Hanley Economic Building Society asked all sorts of queries, the landlady's name her current address, the tenant's name and then said they would investigate whether she was entitled tolet out the property or if it was an offence without consent to let. Should my friend be worried?
• I bought a house three years ago in Manchester when I worked locally. I got a new job which necessitated working in Watford. I travel down on Sunday morning and live with a family member during the week. I am now thinking of relocating with the family to avoid the commute. I am considering the option of renting out my current home. My mortgage is with Hanley Economic Building Society, would I have to move onto a new mortgage deal or do I try to get consent to let?
• How many months after taking out a new mortgage will a consent to let be likely to be granted by Hanley Economic Building Society? By way of history I purchased my property in Barnet 2 years ago and am currently on a fixed term for 3 years. Not long after I met my partner and now we are looking at moving in to his place. I am planning to get a better fixed term next December. I assume that I would have to wait at least 6 months before I could request a consent to let. Is that right?
• Just wondering if it's possible if you own one property with consent to let from Hanley Economic Building Society, to buy another with a homeowner mortgage to live in. Then once the consent expires on the first property, to switch to buy to let or sell it?
• If I am tied into a fixed rate with Hanley Economic Building Society but am considering letting out my property, is there a charge for consent to let from Hanley Economic Building Society and does the interest rate alter?
• My partner and I have a consent to let letter that I have obtained from my management company. I presume I need to attaching this with a letter to Hanley Economic Building Society with a view to seeking consent to let from them. What address shall I post it to?
• I am thinking of moving in with my girlfriend at her home and would like to rent out my property that I acquired thirteen months ago, I'm just not sure of the process as my property is my first home. What do I need to do to get consent to let from Hanley Economic Building Society If I obtain consent will my mortgage payments go up?