Need Help?

Need professional advice for your consent to let with Handelsbanken? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Handelsbanken consent to let

  • I need to change my domestic mortgage with Handelsbanken to a consent to let and looking for some advice please... I purchased my first property in Hendon sixyears ago. After a new job opportunity I moved to Belfast, and five months ago got a residential joint-mortgage with my boyfriend. I am inclined to keep with Handelsbanken and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Handelsbanken refuse what lenders can I approach.
  • My brother is intent on letting his flat out in the absence of consent to let from his mortgage provider Handelsbanken. He has been on an interest only loan for about 8 years now. Outstanding amount is £99k, having paid for the flat for around £110k. In the absence of securing consent to let from Handelsbanken, exactly what sanctions does he risk?
  • A colleague recently sought CTL from the Woolwich which they refused citing that the mortgage had not been going for six months. I am about to seek consent to let from Handelsbanken. Do they take the same approach?
  • I acquired a two bedroom first floor purpose built maisonette in Ealing in 2008 and remortgaged with Handelsbanken on a rate which expires in the coming months. If I go abroad and want to let out my property what would I need to do to get consent to let and what are the consequences?
  • Hi my partner and I own and live in 2 separate properties can I obtain consent to let from Handelsbanken and let my garden flat out if I move in with her?
  • Will Handelsbanken choose to exercise a right to switch the rates on a residential mortgage where Consent to Let at any time, onto ‘rates equivalent to their Buy to Let range'? Is it possible to remortgage on a consent to let with Handelsbanken?
  • Last month bought a garden flat in Havering. I am first time buyer. I am moving Ireland next month, can I get consent to let from my lender Handelsbanken or do I have to wait six months?
  • 13 months into homeloan with Handelsbanken due to job offer.. need to move. Is it possible to get buy to let or consent to let.