Need Help?

Need professional advice for your consent to let with Handelsbanken? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Handelsbanken consent to lease

  • I am planning to contact my lender Handelsbanken justifying the following logic for me asking for consent to let ; "I am having difficulties paying the monthly mortgage amount and want to move to a smaller property but can't sell. I wish to avoid failing to make payments and have thought about handing back the property to you. If you granted consent to let that may solve matters." What are the chances that this will convince them to grant me consent to let?
  • I have a friend who is thinking about renting their house out and moving in with partner. She has a house in Redbridge and has a £125k mortgage with Handelsbanken. What would she need to do to get consent to let if she decides to move forward.
  • I have been naive in not informing Handelsbanken that I’m letting my flat out. Ideally I would like to do the right thing with as little adverse implication as possible. If Handelsbanken says yes, is there any way of them finding out that I’ve already been renting it without consent?
  • Am I obliged to notify Handelsbanken of my plan to take in a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax ramifications.
  • My wife and I want to let our house out and use the rental income to cover the rent on a house in Camden. What are the chances of being given consent to let by Handelsbanken without being forced onto a BTL product.
  • We took out a mortgage with Handelsbanken a few months ago and although it's a long way off we may have to relocate around next July or August and would like to be able to rent our property out. Is this possible with a residential mortgage?
  • My husband and I would like to obtain consent to let on a house where we have a mortgage with Handelsbanken. If issued, how long would consent be given for? In asking for consent to let from Handelsbanken are we running the risk of them forcing us to change deal to BTL
  • I have a mortgage with Handelsbanken taken 3 months ago where I moved from another mortgage provider. Can I now rent my property with consent to let from Handelsbanken as I am planning to buy another property.