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Need professional advice for your consent to let with Handelsbanken? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Handelsbanken consent to lease

  • Just wondered if any of your clients had recent experience requesting Consent to Letforfor less than a year from Handelsbanken or whether you know how such approval is given.

  • I have a mortgage with Handelsbanken on a flat and I would like to find a tenant for it out and rent an alternative property as a result of changes in personal circumstances - I want to move to a different area, and to live in a larger house with my fiance. I applied for consent to let and recently got reply with a refusal as they considered that I want to invest. I dont know what to do now. The process has put me at risk since I already have rented a new house and am faced with paying both the Handelsbanken mortgage and rent, which could put me in financial risk. The matter needs to be resolved soon because a potential tenant is waiting
  • I'm looking to apply to Handelsbanken for consent to let on my existing residential property in Wandsworth. I am planning to draw down equity from my existing home ahead of this, and making use of that money to purchase a second home. I will stay in that property whilst renovating it for 6 months at which point the intention is to sell it then move back to my current property. Is this something Handelsbanken will consider consent to let for or is that out of their criteria?
  • I want a bit of initial feedback as to whether consent to let is a feasible option. I completed the purchase of my apartment 7 months ago by porting an existing Handelsbanken mortgage product. My fixed rate ended three months ago. I'm currently deliberating moving in with a new partner who has his own property and mortgage also with Handelsbanken, which I would not seek to be added to. I don't want to sell my property yet because I'm unsure of whether the new move will work out. I don't want to change to a B2L mortgage yet for 2 reasons: 1) I need to discover if it is a marketable property with rents higher than my mortgage payments and 2) I need to come up with additional capital to satisfy the 65% LTV ratio required for a buy to let loan. Ideally I would like to receive consent to let from Handelsbanken for 1-2 years in order to be more secure in becoming a possible landlord and to raise the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, move back to it.
  • I am considering renting my flat will Handelsbanken bill me for a consent to let letter?
  • Hi my partner and I own and live in 2 separate properties can I obtain consent to let from Handelsbanken and let my garden flat out if I move in with her?
  • I would like to find out more about obtaining consent to let on a property. In particular what is the procedure for consent to let if you have a normal mortgage with Handelsbanken
  • We need to contact Handelsbanken to enquire about renting out our apartment. Do they post a document to me. Is there a form I can download?