Need Help?

Need professional advice for your consent to let with Hampden & Co plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Hampden consent to let

  • I bought a house three years ago in Sunderland when I worked locally. I got a new job which requires working in Luton. I travel down on Sunday evening and live with a family member mid week. I am now considering relocating with the family to avoid the commute. I am deliberating the possibility of renting out my current home. My mortgage is with Hampden, would I have to move onto a new mortgage rate or should I try to get consent to let?
  • I I have a normal mortgage with Hampden but I would like to occasionally let the property out on AirBnB....am I obliged to obtain consent to let from Hampden?
  • We are first-time buyers, currently renting. We want to purchase a ground floor flat in Ealing. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we have to seek a buy-to-let loan? Could we have a normal mortgage with Hampden, because we intend to move there soon? Alternatively could we move there for a short period of time , then start renting it with consent to let from Hampden? I'm only evaluating suggestions that are completely legal, and have no intention of contravening the terms of the Hampden mortgage.
  • Can you explain "consent to let" to me? I live in a studio flat and its in good condition. It is on the market and I am struggling to sell. This is probably due to an ongoing feud with the guy next door. I had no choice but to mention this on the disclosure form. I am with Hampden on a fixed rate. Someone mentioned I should get consent to let by Hampden and let the flat out.
  • My partner and I are thinking about applying to Hampden to obtain consent to let our house, how long does it take from the point of submitting the application to us finding a letting agent and listing our house for rent? and are there any additional steps in the process?
  • I have a domestic mortgage with Hampden which is only seven weeks in but I have been moved abroad with work. Is it possible to get consent to let from Hampden for a mortgage that has only just started and I have just bought the property?
  • Six weeks ago I bought my flat and took out a mortgage with Hampden but my boyfriend has asked me to move in with him. Would I be allowed consent to let?
  • Me and my husband spoken to someone at Hampden about switching our current mortgage to consent to let (the existing fixed rate ends in june next year). Can I just confirm that I need to formally put the request in writing explaining our change in circumstance to Hampden? Where do I need to post it to?