Need Help?

Need professional advice for your consent to let with Hampden & Co plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Hampden consent to let

  • The tenants for my property have asked for evidence of my ‘consent to let’ from Hampden, my bank. Is this standard practice? My letting agent cannot offer an explanation, can you?

  • Within the next few days I intend to get in touch with Hampden for consent to let out my house in Hampden. However the property has been on with agents for 5 weeks but there without a sniff of interest and paying a full mortgage, council tax and insurance on vacant house is a financial drain. What position would Hampden take if I market the property?

  • My fiancee and I are are looking to join the property ladder, currently renting. We would ideally like to buy a maisonette in Harrow. We want to move there, but will need to wait for a job - perhaps 2-3 years. Do we have to seek a buy-to-let loan? Would it be possible to take a domestic mortgage with Hampden, even though we won't be moving in straight away? Or could we reside there for a short period of time , then start renting it with consent to let from Hampden? I'm only willing to consider scenarios that are completely legitimate, and wouldn't breach the provisions of the mortgage with Hampden.
  • I have a Hampden mortgage with my twin and am looking to vacate and get a new mortgage with my partner. How do I proceed with taking in a lodger? Is consent to let necessary via Hampden? My twin will remain in the flat
  • Hampden homeowner mortgage. Will they issue consent to let a house for 18 months? I plan to return as an occupier.
  • How simple is it to obtain a consent to let from Hampden and what are the fees? If I want to let out my property for three months how easy is it to chop and change between a normal mortgage and consent to let?
  • As a result of job opportunities I will be moving to Scotland and would like to let out my flat temporarily, are you able to confirm what steps I need to take in order to achieve consent to let from Hampden?
  • Last month I purchased a property with 10% deposit for personal uses. A homeloan was taken with Hampden. However my circumstances have now changed. I am being transferred abroad. Am I able to obtain consent to let from Hampden and put the house up for rent?