Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Halifax consent to lease

  • A friend of mine has let her property off the same landlord for nearly one and a half years. Over the last twelve months my friend has been getting letters from Halifax (it is apparent from the envelope). To begin with she forwarded them to her landlord’s address. My suspicions were aroused as none of the landlord’s post was meant to be going there. So I went to my friends house and phoned Halifax on her behalf. The gentleman I called at Halifax had a long list of questions, the landlady's details, information relating to the tenant and then said they would look into whether she was entitled tolet out the house or if it was an offence in the absence of consent to let. Are you able to shed anymore light on this?
  • My granddaughter is going to work abroad for twelve months and wants to rent her apartment out. She has a Halifax fixed rate mortgage on repayment and wants consent to let the property as well as switch to interest only. What does she need to do?
  • As a result of changes in my personal circumstances I intend moving in with my girlfriend next week and I have let my property out to 2 students on a twelve month tenancy. The application for consent to let from Halifax is in hand but what if they refuse. I can’t renege on my contract in terms of not renting the students as the paperwork is finalised. On the flip-side Halifax could take action for breach of mortgage condition i.e. letting it out in the absence of consent to let.
  • Am I obliged to inform Halifax of my plan to rent a room out to a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax implications.
  • I would like to let out my house. Do I just post a letter to Halifax asking for consent to let out the home?
  • Just wanted to know what needs to be provided to Halifax in order to get consent to let? I just finished a three year fixed mortgage and potentially moving to another flat with my partner.
  • I might be looking to rent out my property and wondered what I would need to do to negotiate consent to let from Halifax. I may be emigrating permanently.
  • My mortgage has been with Halifax for six years. I would like to apply for consent to let my home. I have been waiting for a response from Halifax. Could you please check and help?