Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Halifax consent to lease

  • I was thinking of renting out my flat and generate some income whilst on holiday. It only a short term option for four weeks. Do I need consent to let from Halifax?

  • I am currently in the process of emigrating to Moscow . As opposed to finding a buyer, I wish to rent my existing property out, just in case things turn sour and I decide to come back within one or two years. My current mortgage is with Halifax. Would I be able to remortgage with another mortgage lender on a much lower interest rate then apply for Consent to Let after the re mortgage is in place?
  • Much to my surprise I have been offered an excellent job opportunity for 6 months in New York. I do have sufficient money to pay the monthly Halifax mortgage however the block insurance requires that the property must be occupied in order to remain valid. Last December the roof was damaged but repaired. Should there be any problems during the winter months I would struggle to afford remedial works. Would I be eligible for consent to let via Halifax for a limited period?
  • Me and my fiance are soon to buy a place together. Intention is for me to get consent to let my flat from Halifax. Thinking about the future - when my 2 year fixed period expires - how would it work if I sought to refinance my flat?
  • My wife and I are having to relocate to Australia for a couple of years for my job but I don't want to change the mortgage to BTL as I want to reoccupy it when I return. Do you know if Halifax charges extra on the interest? Is there any work around?
  • How easy is it to obtain a consent to let from Halifax and what does it cost? If I want to let out my property for a couple of months how simple is it to fluctuate between a residential mortgage and consent to let?
  • Is it the case that a previous extension to a mortgage term with Halifax be held against us when we applied to Halifax for consent to let.
  • I have had my mortgage with Halifax for eleven years and always made payments If I sought consent to let would it be granted?