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Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Halifax consent to let: Q and A’s

  • I was hoping you could please give me some more detail on what the procedure is for applying for content to let, what do I need to do. I am thinking about taking a Halifax mortgage on a £140,000 house on the coming months. The aim would be to hold the house as a second home but I would like to consider what options there are to let the property in the future. If our circumstances were to change the property would either be sold or rented.
  • My property recently got consent to let on a homeowner mortgage with Halifax with a view to changing to a buy-to-let rate when the fixed rate expires within the six months, so I'm not sure if this adds to the complexity of the issue! Any information gladly appreciated.
  • How easy is it to switch a residential mortgage with Halifax to a consent to let. It will be less than 55% loan to value and it would change from capital and interest repayment to an interest only mortgage?
  • I are looking to lease out our ground floor flat in Hackney in March. I would like some suggestions on what I need to do. I've just moved our Halifax mortgage to a fixed term and just need to understand the process and what information I'll need to get consent to let.
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with Halifax and are considering renting the place out for two years, but cannot really afford to convert to a buy to let mortgage. Is consent to let a viable option rather than to switching to a buy to let rate?
  • I was just curious as to whether Halifax would give consent to let and what kind of charges, penalties and new rates etc
  • Will Halifax choose to exercise a right to switch the rates on a owner-occupier mortgage where Consent to Let at any time, onto ‘rates equivalent to their Buy to Let range'? Can one remortgage on a consent to let with Halifax?
  • Just wanted to know what needs to be provided to Halifax in order to get consent to let? I just finished a three year fixed mortgage and possibly moving to another flat with my partner.