Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Halifax consent to lease

  • I have been offered a once in a lifetime job opportunity for eight months in Denmark. I have enough savings to cover the monthly Halifax mortgage however the buildings insurance requires that the property must be occupied in order to be valid. Last winter the roof was damaged but repaired. If there happened to be any problems through the winter months I would find it hard to cover the repair costs. Will I qualify for consent to let from Halifax for the time I am overseas?
  • We have decided to rent our studio flat out. We have made an offer on another property for us to buy and a tenant at the ready to move into ours. I assume I have to ask our mortgage provider Halifax for consent to let. I wonder if there is a template consent to let request letter I can use?
  • I am in the Royal Air Force and am looking to buy a home using a Halifax mortgage. I would like to be given consent to let the property to my sister. In years to come I would reside in the property with my family when I leave the Royal Air Force. Will I need to apply to my superior officer to request permission to rent it out?
  • How long after taking out a new mortgage do I have to wait before I can seek consent to let from Halifax? To give some background I bought my apartment in Southwark nearly two years ago and am currently on a three year fixed rate. I since met a guy and plan to move in to his place. I am planning to get another fixed term next June. I assume that I would have to wait at least half a year before I could seek consent to let. Is that right?
  • Interested to know if I would be able to get consent to let from Halifax enabling me to move back in with my mother and father for 12 months and save the cash to extend the lease on my flat?
  • I have Halifax mortgage and am considering leasing out the property. I am lead to believe that I would need a consent to let to do this...is that true ?
  • My husband and I have had my home loan with Halifax since 2006 and always made payments If I sought consent to let would it be granted?
  • Me and my partner am looking into the option of leasing out my house with consent to let from Halifax whist away travelling for six months