Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Halifax consent to let

  • I would like to move and let out my studio flat in Islington. Having bought it in spring 2008 and currently on a 85% ltv there is little equity in it. My mortgage is with Halifax. Do you know where Halifax stand when it comes to consent to let?
  • I have a current mortgage contract with Halifax and need clarify if it would be possible to gain consent to let out our two bedroom ground floor purpose built flat in Ealing.

    The reasons(s) for wanting to find tenants for the property are as follows: -

    • Me and my wife will be moving to Hong Kong in January.
    • By letting out the house this will facilitate savings to support the migration process.
    • It would be pointless from a monetary perspective to pay outright for a property which we are no longer residing in and by renting out the place this would be deemed as continuing investment.

    If Halifax agreed that we are able to proceed with renting we would propose some financial assurances to include: -

    • Maintain paying the monthly mortgage payment directly from my bank account.
    • Use an approved letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Supply our contact details for when we relocate.
  • My house had been tenanted for three years from 2010-2013 while living abroad. I have a letter dated March 2010 from my building society granting consent to let. In the letter it explicitly stipulates that the consent to let is valid for "the remaining term of the mortgage". I have not remortgaged since the letter was sent. I now plan to move house and rent out my existing house. However, my mortgage advisor has suggested that the 2010 consent to let letter may not be sufficient for the new lender Halifax for the house I wish to purchase.Your view would be appreciated
  • To what extent do the estate agents we rented through owe us a a legal obligation to have ensured that the landlord obtained consent to let from Halifax?
  • I'd like to know if Halifax are likely to give consent to us letting out our residential property in Harrow
  • When it comes to consent to let from Halifax am I supposed to tell them each time we get a new tenant and post them a duplicate of the lease?
  • Prospective tenants are about to move into my property and I have mortgage offer from Halifax on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • Do you have the address to which a Consent to Let request to be sent for Halifax? Sorry about bothering you with this query.