Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Halifax consent to let

  • I am a first time buyer in the process of trying to buy a flat. However I am potentially also going to be moving abroad in the near future. I have told this to my mortgage broker who has informed me as long as nothing has been signed or confirmed you can go ahead and apply for a residential mortgage with Halifax. Once that's complete if it transpires that I need to move abroad he said can apply for a consent to let from Halifax. Does that sound like the right advice?
  • I have a current mortgage contract with Halifax and need clarify if it would be possible to seek consent to let out our three bed flat in Croydon.

    The purpose for wishing to rent out the property are as follows: -

    • My family and I will be relocating to Cape Town early next year.
    • In letting out the house this will facilitate savings to support the migration process.
    • There is little merit from a financial point of view to pay outright for a property which we are not residing in and by renting out the property this would be considered as an ongoing investment.

    If Halifax granted permission to us for renting we would propose some financial assurances which are as follows: -

    • Continue to pay the monthly mortgage payment directly from my bank account.
    • Instruct an approved letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Provide our forwarding details for when we emigrate.
  • We are planning to let my apartment for a year from 28th August 2016. Is there a template letter I can use to write to Halifax to seek consent to let.
  • Fifteen years ago I was issued with permission by the local council and my lender Halifax to convert a small barn into a granny annex, conditional on it not being sold separately from the main property. My parents died some years ago and I would now like to lease it out with consent to let from Halifax. Do you think this will be possible?
  • I am looking to Halifax to issue me with consent to let out my flat in Havering. I am moving to India for Eight months on a secondment.
  • What information should I include in a letter asking for consent to let my property in Haringey? I would like to send a request to my mortgage provider Halifax.
  • Just wanted to know what needs to be provided to Halifax in order to get consent to let? I just finished a three year fixed mortgage and thinking of moving to another flat with my boyfriend.
  • Do you know if there is usually a maximum LTV before Halifax will consider consent to let?