Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Halifax consent to let

  • Frank (my fiance) and I may need to lease our Westminster home temporarily due to me taking a sabbatical. This will be for a limited period but possibly for as long as 4 years. Should I tell Halifax or do I not rock the boat?

  • My brother and his partner currently lodge with me at my apartment. Next Summer I would like to move out of the flat and in with my OH. How likely is it that I will be able to get consent to let from Halifax after only having the mortgage for less than half a year?
  • My fiance have an offer accepted to buy a house, we have a deposit of between 20-25% for a domestic mortgage with Halifax. The one concern is we are due to go overseas in two months for work. We are using a financial adviser. She says if you tell this to Halifax up front we will need to get a buy to let. Do go ahead with residential mortgage with Halifax, in a couple of months seek consent to let? Alternatively, do we try and speak to Halifax now and say there is a possibility we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they agree before hand that it wouldn't be an issue
  • I wish to know what the criteria is for Halifax for consent to let. I have come across different suggestions in relation to fees and rates. I need to move area for work but I don't want to sell the property due to a difficult market.
  • I would like to find out more about how to get consent to let on a property. In particular what is the procedure for consent to let if you have a domestic mortgage with Halifax
  • I was wondering if you can assist. I require consent to let from Halifax and was wondering if this option would be possible for me to move to as I must move back home to take care of my mum
  • Please can you inform me how much the fees are and if Halifax usually give consent to let without transferring to a commercial rate?
  • I was just wondering if there are any restrictions in obtaining consent to let on a leasehold property when I have a mortgage with Halifax