Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Halifax consent to lease

  • I need to switch my residential mortgage with Halifax to a consent to let and looking for some advice please... I purchased my first home in Hendon in 2009. After a new job opportunity I moved to Glasgow, and 6 months ago got a residential joint-mortgage with my boyfriend. I am inclined to keep with Halifax and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Halifax refuse what lenders should I approach.
  • What information do Halifax expect to to determine whether to grant consent to let. I have a 3 year fix with them. I have a good track record of mortgage payments over several years. I am planning a move to the countryside owing to surprising growth of family. I will be sticking with my existing job and my salary has gone up thirty per cent since I took the mortgage out.
  • Am I obliged to inform Halifax of my plan to take in a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax implications.
  • Our present house in Brent has approximately £80K equity with a home loan with Halifax. It's a nice family house in a popular area and it should rent well. We are probably moving for my husband's work and were thinking of keeping this house on as an investment property - should we be swapping the mortgage to a B2L product or can we get consent to let from Halifax?
  • I wish to know all the factors and requirements in place to switch my Halifax mortgage to a consent to let?
  • I would like to find out more about how to get consent to let on a property. In particular what is the procedure for consent to let if you have a homeowner mortgage with Halifax
  • I could potentially need consent to let from Halifax in the future with work. I am just checking what the options would be if this was the case. Is there a limit on how long one can let out a property with consent?
  • I am looking at an offer to work abroad and have been advised that I need to let Halifax know so my mortgage is under consent to let? Please could you clarify the best way to go about this?