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Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Habito consent to let

  • My husband and I acquired a garden apartment in 2011 for 155,000 with Habito. My husbands career requires that we move to Gibraltar and appreciate that I have to request consent to let from Habito. Do you have any experience of consent to lease from Habito?

  • I have a mortgage with Habito on a property and I wish to let it out and rent another property due to changes in personal circumstances - I want to move to a new area, and to live in a larger house with my partner. I sought consent to let and recently got a response refusing as they considered that I want to invest. I as at a loss as to what my options are. The process has put me at risk since I am already committed to the new house and would have to pay both the Habito mortgage and rent payments, which could put me at financial risk. The matter needs to be addressed soon because a prospective tenant at the ready
  • At the moment have a three year fixed term home loan with Habito that we're about 12 months into. Our situation has now changed and we would like to rent out our property for a while and move to another town. What can we do to mitigate the possibility of Habito refusing to grant consent to let.
  • We took a home loan out on a maisonette last December however I will be working outside of commuting distance of Hillingdon for the foreseeable future but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do plan to return to Hillingdon so would like to keep it. How likely are Habito to allow a consent to let and what are the financial implications ?
  • My partner and I are trying to find out which mortgage providers are best for allowing consent-to-let without hiking up rates, and hopefully permitting more than two years if required. Is that something you can help with? We are particularly interested in Habito
  • My OH and I are looking at new mortgages and also thinking of renting the property in the years to come - Is there a fee with Habito to procure consent to let and what are the requirements?
  • I have a 1st time buyer mortgage with Habito which is only seven weeks long but I have been relocated with work. Is it possible to get consent to let from Habito for a mortgage that has only just commenced and I have just bought the property?
  • I currently have a residential mortgage with Habito and plan on letting due to work being based in London. In seeking consent to let from Habito do I run the risk of them forcing me to change deal to BTL