Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Habito consent to lease

  • Is consent to let needed from Habito or can I rent out my new house without telling Habito and having to convert to a B2L loan?

  • I have been letting out my flat with "consent to let" from Habito on a standard mortgage for the past 24 months. Habito have now advised that they are revoking consent to let unless we swap to one of their "buy to let" deals.

  • I have a residential Habito mortgage and am looking to procure consent to let as I wish to move to another home belongings to me. It seems you can assist. How do your fees work for this service?
  • We have a fixed mortgage with Habito (with a little under eighteen months remaining) but due to redundancy want to move away from London (actually to a new job in Belgium) and so want to lease the property out. We are keen to avoid the expense of a repayment fee and understand that some lenders happily grant this 'consent'...what is the approach adopted by Habito?
  • I own a leasehold flat. I would like remortgage with Habito and seek consent to let. I'm still within the Early Redemption Charge period so not sure if I will be liable to pay that?
  • Would a previous extension to a mortgage term with Habito work against us once we sought consent to let from Habito.
  • I am looking at taking a job in France and have been advised that I need to let Habito know so my mortgage is under consent to let? Please could you clarify the best way deal with this?
  • What are the implication if I have already leased out the property for some years as an HMO and now want to go legit with Habito by obtaining consent to let ? (work on the basis that Habito had already issued a residential mortgage on it some time ago)