Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Habito consent to let

  • My partner and I are intending to purchase a garden flat with a £20,000 deposit with the intention of moving in. Somewhat fortuitously the in-laws plan to live abroad If we were to go ahead with a residential mortgage with Habito would we likely encounter any issues with switching to consent to let ?
  • I am contacting you on behalf of my brother who has a mortgage with Habito. He wanted to find out if there is a fee for consent to let? He has been in his property for two years but has been offered a job overseas away for a two year contract and is considering leasing the place out while he is away.
  • I am interested to know how difficult is it to obtain consent to let with Habito. I'm intending to opt for a fixed homeowner mortgage and hope to live there but would like to know what options are open to me if work has opportunities elsewhere for example in the next couple of yrs Please let me know how challenging it is in your experience with Habito?
  • My husband and I have a flat in Harrow which we purchased as a new-build about seven years ago. As childen are growing up we need a bigger home. We've identified a property in Redbridge that we're going to buy and want to keep the flat as an investment to rent out. The mortgage is with Habito and we've found a tenant who will pay rent in excess of the monthly mortgage amount. Our question is, can we hold onto the repayment mortgage with Habito so we effectively paying off our loan on the property or do we have to transfer to a buy-to-let mortgage?
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger home. Will it be possible to get a consent to let on my new mortgage with Habito to allow us to get a mortgage also with Habito for a new home?
  • I was just looking into consent to let as it's something potentially I require from Habito within the next year. Our marital situation has changed, and I wish to lease my home out
  • We have a mortgage with Habito at present and just wondering whether Habito currently allows consent to let
  • My brother and I took a mortgage with Habito but am told they have a stipulation that they refuse to issue consent to let the property to a local authority. Is this true and if so, can you suggest a way round this?