Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Habito consent to lease

  • I have a Habito mortgage on a flat I own, in Lambeth. This year, resulting from a change in my circumstances I decided to rent out this flat, and rent another property in a different area within same loc. The state of affairs that changed is that my partner moved in, and the flat is not big enough for our needs. I do not want to try to dispose of the flat because the current market value is 20% less than when I acquired the property in 2004. I applied to Habito for a consent to let which was turned down as they felt that my intention was to invest in the flat. The whole process was very confusing. The matter is urgentas I have a prospective tenant waiting for this consent to let and could pull out.Please call me to discuss
  • Our present house in Westminster has probably about £95K equity with a home loan with Habito. It's a 3 bed house in a popular location and I think it would rent easily. We are possibly moving for my husband's work and were considering holding onto the house on as an investment property - should we be swapping the mortgage to a buy to let product or can we get consent to let by Habito?
  • Me and my husband are in a complex mortgage situation currently. We have to lease our apartment with consent to let and move to a new due to schooling. We now rent a home. We are finding it really difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • I acquired my one bedroom apartment in Lewisham ten months ago and have a 2 year fixed rate mortgage with Habito. Looking to move in with my girlfriend within the next 6 months and wish to let out my property. Just want to know the process.
  • Evening? I am just curious whether Habito offer consent to let as an option if I decided to lease out my property under a domestic mortgage. Is there a specific rule for right to buy property and consent to let?
  • I am looking to place my house on rent due to work commitments and was wondering if this is possible to negotiate consent to let. It is on a fixed rate mortgage with Habito at the moment until 2018 December
  • I have a mortgage with Habito taken five months back where I moved from another lender. Am I now able to rent my property with consent to let from Habito as I am looking to purchase a further property.
  • I am planning on relocating within the next 7 months and wish to lease my property out. My current rate is fixed with Habito. I am concerned that a 1% increase would be too much if that was a condition of obtaining consent to let