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Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Habito Consent to Lease Example Support Desk Enquires

  • Within the next few days I intend to ask Habito for consent to let out my house in Habito. However I currently have the property for sale but there are no takers and forking out for a full mortgage, council tax and insurance on unoccupied house is a financial drain. What position would Habito take if I market the property?

  • We are a newly married couple and we have identified a apartment in Brent that we like and want to take out a mortgage with Habito. My concern is that I am pregnant and about to give birth very soon as I am on my 9th month of pregnancy. This wouldn't make it impossible for us to move right away so we are contemplating living with our parents for about six months. In the meantime, if we buy this property, we can lease it out. We just wondering how will that work out? Are we likely to be given consent to let by Habito
  • Following retirement in 2014 I purchased a “retirement home” for my wife and myself to move to. Our intention is to let our current property to our kids and I have therefore asked Habito for consent to let. What are the chances of this being granted?
  • We have an offer accepted to purchase a house, we have a deposit of between 10-15% for a standard mortgage with Habito. The small issue is we are due to go overseas in three months for work. We are using a financial adviser. He says if you tell this to Habito up front we will need to get a buy to let. Do go ahead with residential mortgage with Habito, in a couple of months ask them if I can have consent to let? Otherwise, do we try and contact Habito now and disclose there is a possibility we will move abroad in the future (nothing is confirmed regarding the move abroad) and see if they agree in advance that it should not be an issue
  • My partner is considering purchasing a new property in Bexley and is getting a good deal as it requires some work done. We want to rent our current property for 2 years and come back to live. Will I be given consent to let by Habito?
  • Please can you tell me the circumstances under which Habito will refuse a consent to let application?
  • Me and my husband want to let our house out and use the rental income to pay rent on a house in Southwark. What are the chances of being given consent to let by Habito without being forced onto a BTL product.
  • I am looking to get consent to let with my Habito residential mortgage. It is a mid terraced house. Will Habito grant consent on this basis? Or would it be regarded as an HMO?