Consent-to-let Help for Habito

Habito consent to let: Q and A’s

• I’d appreciate your advice if you have had experience asking for Consent to Leasefor12 months from Habito or whether you know how such permission is obtained.

• If I were to let out my garden flat with consent to let with Habito, what proof would be required of tenancy? If after 1 year I decided to let it on a number of holiday term lets, am I still required to supply evidence to Habito, or will they be happy provided they receive payment each month? For example if I rent the rooms out separately at a later stage, is there any reason for Habito to be informed and would they care?
• My partner and I I have a normal mortgage with Habito but I would like to occasionally take in lodgers....do I require consent to let from Habito?
• We are looking to apply to Habito for consent to let on our current residential property in Tower Hamlets. I am looking to draw down equity from my existing house before doing so, and using that money to buy a further home. I will stay in that house whilst renovating it for nine months after which I intend to sell it then move back to my current property. Is this something Habito will consider consent to let for or is that out of their criteria?
• I am a Habito borrower. I would like to apply for consent to let my house. I have been waiting for Habito to get back to me. Are you able to please check and help?
• I am trying to find out if Habito will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
• I have just recently bought my home and took out a mortgage with Habito but my boyfriend has asked me to move in with him. Would I be allowed consent to let?
• What happens if a borrower has already leased out the property for a number of years as an HMO and now wish to legalise the situation with Habito by getting consent to let ? (assume Habito had in the past granted a residential mortgage in the past)