Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Habito consent to lease

  • I have had a mortgage for six years with Habito. My partner has recently acquired a property in Lambeth and I have the opportunity to move in with him. Can I lease out my property with consent to let in case I need to move back? Also what legal paperwork must I provide Habito with when filling in the consent to let form?
  • I have just been presented with an excellent job opportunity for eight months in Denmark. I do have sufficient money to pay the monthly Habito mortgage however the buildings insurance stipulates that the property must be occupied in order not to be invalidated. Last Christmas the roof had some leaks that were repaired. If there happened to be any problems through the winter months I would find it hard to cover the repair costs. Will I qualify for consent to let by Habito for the time I am abroad?
  • I would like to be informed of what the policy is for Habito for consent to let. I have heard different suggestions in relation to charges and rates. I need to relocate for career reasons but can not sell the house due to a difficult market.
  • Me and my husband are soon to send the final details to our broker for them to proceed with our mortgage application to buy our first home together. My husband bought an apartment in 2003 which he jointly owns with his brother. That flat has been tenanted in the absence of consent to let from Habito. Fast forward to our application - our broker asked for info on the Habito mortgage. If we come clean that there is no consent to let by Habito will it adversely impact the chances of getting a mortgage?
  • Hello, what documents or paperwork would Habito require for a consent to let letter?
  • Can I refinance with Habito with consent to let if my fixed rate is reaching it’s end. Circumstances would not have changed.
  • I am planning on moving inside the next eight months and would like to lease my house out. My mortgage rate is fixed with Habito. I am worried a rate hike would be too much if that was a condition of getting consent to let
  • Not sure if you can help What do we need to do to get consent to let from Habito? And what are the costs involved?