Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Habito consent to lease

  • Is it permissible to rent out our property in the absence of consent to let from our lender? I recognise that at the time we signed a form stating it wouldn't be a buy to let property and that we don't own other property. I know you can't use help to buy if you owned other property at the time, but what about property after the event? Can you acquire a further property, or inherit a property?
  • We are planning to utilise equity in my current house to purchase another property which I propose to live in whilst I renovate it. I would like to rent my first property with the Habito mortgage. I was just seeking a general view on whether Habito currently allows consent to let? House is valued at £450 k with a £125k mortgage in place.
  • I acquired my studio flat in Lambeth one year ago and have a two year fixed rate mortgage with Habito. Looking to move in with my girlfriend imminently and would like to lease out my property. Would like to be better informed as to the process.
  • I have a self contained flat attached to my house that my mother is planning to move out from. As my property is large I was thinking to move into the annex and let the remainder out. This is also due to change of circumstances. Would I require consent to let from Habito?
  • Do I need to wait for consent to let to be issued on my existing domestic mortgage with Habito before applying for a resi mortgage on a second property?
  • I would like to rent out my flat for three years max. How do I go about getting consent to let from Habito who I have a mortgage with?
  • I am looking at some alternative lifestyle. I have a Habito mortgage, if I become a non-UK resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on the phone ?
  • Me and my OH and I would like to lease out my flat to be nearer to my daughter's college and take care of my father. What do I need for the application of consent to let from Habito?