Need Help?

Need professional advice for your consent to let with Godiva Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Godiva Mortgages consent to let

  • For the last few months I have been letting out my flat in Lambeth. I didn't request consent to let. I moved to Surrey for work relocation purposes and was unable to cope with the traveling but was nervous that Godiva Mortgages would charge me an arm and a leg so I decided to take the risk. I'm looking to do the right thing now... basically continue leasing it but with consent. What course of action do I take now?

  • I intend to let out my flat to some tenants who have asked me for a letter by way of my ‘consent to let’ from Godiva Mortgages, my mortgage lender. Is this a standard request?

  • Current residence valued at £150k. Outstanding mortgage £32k with 8 years left. Get consent to let via Godiva Mortgages for current apartment and utilise rent to pay off remaining of mortgage. Apply for 65 % Godiva Mortgages mortgage on new property that I will consider to be my main home? Is this possible?
  • My house had been tenanted for three years between 2009-2012 while employed Amsterdam. I have a letter dated March 2010 from my mortgage company granting consent to let. In the letter it clearly states that the consent to let is valid for "the remaining term of the mortgage". I have not changed product since the letter was issued. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not satisfy the new lender Godiva Mortgages for the property I intend to purchase.Your view would be appreciated
  • This is not a question specific to Godiva Mortgages but do lenders generally supply the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
  • We are endeavouring to figure out which lenders are best for giving consent-to-let without raising rates, and hopefully permitting more than 2 years if necessary. Is that something you can assist me with? We are particularly interested in Godiva Mortgages
  • Me and my husband want to let our house out and use the rental income to cover the rent on a house in Haringey. What are the chances of being given consent to let by Godiva Mortgages without being forced into a new rate.
  • My wife and I have a mortgage with Godiva Mortgages and would be thinking about purchasing another main residence and then subsequently leasing our current house out. Do I need consent to let from Godiva Mortgages?