Need Help?

Need professional advice for your consent to let with Gen H? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Gen H consent to let

  • We just obtained consent to let from Gen H. After some effort, Gen H have issued me with ‘consent to let’ confirmation . There is reference to an assured shorthold tenancy. What is that?

  • I plan to move house and I am wondering if I can get consent to let on my property then get a mortgage approval for the new house so I can effectively bid thus being chain free and then lease my property out when I move. Is it likely that Gen H grant consent to let for a year if they know I am wanting to purchase somewhere else or only where one is relocating short term for my job?
  • Am I obliged to notify Gen H of my plan to take in a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax implications.
  • I'm one year into a two year fixed mortgage with Gen H. The LTV is just 40%. I've found a really good deal on a garden flat in Hounslow which I would not want to miss. It seems the only way I can get this other property is to release most of the remaining equity. I would let the existing home which would more than cover the homeloan with Gen H. Can I get a consent to let from Gen H and and then seek an equity release after it's let out?
  • I took a domestic mortgage with Gen H and my circumstances have changed due to family, can I apply for consent to let. What changes will affect me?
  • I have had my mortgage with Gen H for the previous twenty months and I am interested in finding out some more information about the possibility of obtaining 'consent to let’.
  • My husband and I took out a mortgage with Gen H a few months ago and although it's only a possibility we may have to relocate around next September or October and would like to be able to let our house out. Is this possible with a non- BTL mortgage?
  • Just wanted to know how to precure a consent to let from Gen H with whom I have a mortgage with. There is an outstanding balance of 57k. The value of house is 245k. Property is in my name but my wife and I would like to purchase a three bedroom second floor purpose built flat in Haringey we have seen together. How do we go about it?