Need Help?

Need professional advice for your consent to let with Gen H? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Gen H consent to lease

  • Jennifer (my wife) and I may need to lease our Newham home temporarily due to a career opportunity. This will be short-term but perhaps for five years. Should I tell Gen H or should I remain silent?

  • I am looking to emigrate to Beijing . Rather than sell up, I wish to let my current property out, just in case things turn sour and I decide to come back within one or two years. My current mortgage is with Gen H. Would I be able to remortgage with another mortgage provider on a much lower interest rate then apply for Consent to Let once the re mortgage is in place?
  • I rented my house out for three years between 2009-2012 while employed abroad. I have a letter dated March 2010 from the mortgage company granting consent to let. In the letter it clearly stipulates that the consent to let is valid for "the remaining term of the mortgage". I have not refinanced since the letter was issued. I now plan to move house and rent out my existing house. However, my financial advisor has suggested that the 2010 consent to let letter may not be acceptable to the new lender Gen H for the house I intend to buy.Can this be right
  • Am with Gen H and wonder if I am required to disclose if we no longer reside in the property. I believe that they may bump up the interest rate if we move and find a tenant but it's not very apparent what the increase would be. Should I decide to let my property out and seek consent to let in what way would the payments change?
  • I'm wanting to know the criteria for consent to let from Gen H and any costs to be incurred. I've moved in with my husband and have a family member wanting to let out the property.
  • We are interested in understanding the Gen H consent to let process and conditions for granting.
  • I want to take in in a lodger for my ground floor flat in Greenwich which I live in. My mortgage is with Gen H. How do I go about getting a consent to let?
  • We have a mortgage with Gen H on our garden flat in Hounslow. We are hoping to buy a new house and move in there. How do I move our existing mortgage on to consent to let?