Need Help?

Need professional advice for your consent to let with GE Money Home Lending Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

GE Money Consent to Lease Example Support Desk Enquires

  • I need to change my residential mortgage with GE Money to a consent to let and looking for some advice please... I purchased my first home in Edgware in 2010. After a career opportunity I moved to Belfast, and three months ago got a residential joint-mortgage with my partner. I am inclined to stay with GE Money and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if GE Money refuse what lenders can I approach.
  • Because of my job, I am confident that GE Money will issue me with Consent to Let from day one of purchasing a property. My intention is to buy a property in Hackney and let it out, I will remain in the house that is provided (rent payable) by my employer. As I will be renting out the property I will clearly have to complete a Self Assessment Tax Return, but I just want to check that although it is the only house I own (and it is not on a buy to let mortgage), will I still be able to utilize Tax relief on the interest on the mortgage and the associated costs of leasing out the property. I can only find information for those with a buy-to-let mortgage, but mine will technically be residential.
  • Is it the case that the letting agents we rented through have a duty of care to have ensured that the landlord got consent to let from GE Money?
  • My fiance have an offer accepted to purchase a property, we have a deposit of between 20-25% for a domestic mortgage with GE Money. The one concern is we may go overseas in 2 months for work. We are going through our mortgage broker. He says if you tell this to GE Money up front you will need to get a buy to let. Do go ahead with residential mortgage with GE Money, in a couple of months seek consent to let? Otherwise, do we try and speak to GE Money now and disclose there is a possibility we will move abroad in the future (nothing is definite concerning the move abroad) and see if they agree before hand that it wouldn't be a problem
  • It is looking as though I may need to move to NYC for a couple of years, I have a property with a GE Money mortgage. Do I need to seek consent to let? Will they be obliging?
  • I am interested in further information concerning consent to let mortgages, potentially switching our current mortgage with GE Money across to a consent to let one.
  • Was wondering how to seek a consent to let from GE Money with whom I have a mortgage with. There is a remaining balance of 47k. The value of flat is 110k. Property is in my name but my wife and I would like to purchase a garden flat in Camden we have seen together. How do we go about it?
  • Assuming that I was successful in obtaining consent to let from GE Money, could I sell during the consent period? Is it possible that I would incur any charges?