Need Help?

Need professional advice for your consent to let with GE Money Home Lending Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to GE Money consent to let

  • Me and my husband have a GE Money mortgage and are never missed a loan payment, in gainful employment etc. Do you know how much it will cost and if GE Money usually grant consent to let without changing to a commercial rate?

  • I have a consent to let from my existing lender which is about to come to an end. Since I took this out to travel and start a family. I'm not earning enough just now to cover the mortgage on my own. My lender has advised me that I can't extend my consent to let and if I continue renting out I will be in action would be taken for breaching my mortgage contract. Due to affordability I don't think the buy to let will be approved. One option I am thinking about is remortgaging to GE Money. Are they likely to grant consent to let from the outset?
  • We are presently 1 year into a year fixed rate mortgage with GE Money. Ideally we would like to buy a bigger second property in the next few months however would like to retain the first home and I was wondering what reason we could put down on the consent to let application to obtain consent to from GE Money
  • I have a home that's presently under shared ownership (My share is 60per cent) purchased in July 2013. I am currently going through the full purchase of the house. My partner and I have also got a second house that we are looking to buy. Mortgage in principle has been approved by GE Money. I would like to know that I will be able to put the existing house through consent to let as soon as the remainder share has been purchased so, that we can start the process of buying the new house
  • I have just got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger home. Will it be possible to get a consent to let on my new mortgage with GE Money to allow us to get a mortgage also with GE Money for a new home?
  • My OH and I are 12 months into a three year residential mortgage with GE Money. Just wondering whether it's ok to let out the flat on my existing mortgage. Will GE Money issue consent to let?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way GE Money would grant consent to let from the start?
  • Please can you provide me with advice as to how to go about obtaining consent to let from GE Money and what, if any, fees I face.