Need Help?

Need professional advice for your consent to let with Fleet Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Fleet Mortgages consent to let

  • I have been letting out my flat with "consent to let" from Fleet Mortgages on a regular mortgage for the previous two years. Fleet Mortgages have advised of their intention of retracting their consent to let unless we move across to one of their "buy to let" mortgages.

  • I have a home loan with Fleet Mortgages on a property and I am intending to find a tenant for it out and rent an alternative property as a result of changes in personal circumstances - I want to move to a new location, and to live in a bigger property with my fiance. I applied for consent to let and just got reply with a refusal as they considered that I want to invest. I as at a loss as to what my options are. The process has put me at risk since I am already committed to the new property and would have to pay both the Fleet Mortgages mortgage and rent, which could put me in financial risk. The matter is urgent as a prospective tenant at the ready
  • My plan is to let my one bedroom first floor purpose built flat out from mid Nov this year as I will be travelling for a few months. I have a homeowner mortgage with Fleet Mortgages. I will not be letting for more than six months. Most likely it will be 4-5 months. It has been suggested that I get consent from my freeholder first? Please can you suggest what I should be doing in what order?
  • The likelihood is that I will have the opportunity to work overseas in a couple of years. I am therefore considering scaling down to a newbuild apartment in Haringey which I could rent out more easily as and when required. The intention is to keep half the equity in the new property which would be my home for a while. My existing mortgage provider will only provide consent to let for a year. I suspect renting it out longer term and not informing them could result in a whole heap of legal issues. B2L seems wrong when I will be living there, perhaps for 2-3 years initially. What product do I ask for, and from which lender? Do lenders such as Fleet Mortgages give consent to let for a longer period?
  • We are nine months into a three year first time buyer mortgage with Fleet Mortgages. Just curious whether it's permitted to let out the flat on my existing mortgage. Will Fleet Mortgages grant consent to let?
  • I plan to buy a new house but can't afford to sell the existing property with a Fleet Mortgages mortgage. Do you know acceptable terms for Fleet Mortgages to issue consent to let? Is getting married and having kids a good enough reason to make the request?
  • Fleet Mortgages - consent to let potential. Are you able to advise on the process with this lender? Do they have a minimum period prior to changing to this and a minimum LTV?
  • I am thinking about moving in with my partner but do not want to to sell my flat. How do I go about requesting consent to let from Fleet Mortgages, and how likely is it that this will be obtained?