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Need professional advice for your consent to let with Fleet Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Fleet Mortgages consent to lease

  • Given we are relocating and unable to sell our property, we are considering letting it out. Am I duty bound to disclose this to Fleet Mortgages? I have a hunch that Fleet Mortgages might change our terms. I was hoping that if I continued paying on time it shouldn't be an issue, but am now nervous about insurance implications if I have let my property out on the sly. Any thoughts?
  • I have a standard mortgage coming up for renewal with Fleet Mortgages. I have had the house rented out for two years and I think I should come clean to Fleet Mortgages. I understand that it is possible to request consent to lease, but given that the property has already been let out could they refuse - force me to go onto a BTL rate and issue a penalty? I have over 25% equity in the property - and the rent will more than cover the monthly loan payments.
  • Due to a change in family circumstances my wife and I are housesitting my mum and dad’s house while they are away and letting our flat out. What is best way to approach my mortgage lender for a 'Consent-to-Let' ? We will need to refinance in the next year will we then transfer to a BTL product. We intend to return to our home at the beginning of 2017?
  • Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our maisonette in Wandsworth we currently live in to rent out. Mortgage on the flat is with Fleet Mortgages. I wish to avoid putting myself in a situation with two residential properties and then be refused consent to let.
  • Were we to request a consent to let letter by Fleet Mortgages will we be made to change to buy to let mortgage? We are with Fleet Mortgages and as houses are not selling at the mo and we have seen one we like we were going to rent our home out in order to purchase the new and dispose of this one if the value picks up.
  • I will have to move to NYC for two years, I have a property with a Fleet Mortgages mortgage. Do I need to obtain consent to let? Will they willing to grant this?
  • I would like to know if I have a normal mortgage with Fleet Mortgages and decide to lease it out, does the rate change and are there any supplemental fees for applying for consent to let.
  • I am enquiring as to whether there are any costs in getting consent to let on a leasehold property when I have a mortgage with Fleet Mortgages