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Need professional advice for your consent to let with Fleet Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Fleet Mortgages consent to lease

  • I have a mortgage with Fleet Mortgages. I would like to buy a second house and my financial adviser suggested I apply for a consent to let. I had formerly led to believe they only accept the consent to let if I have the intention to go back to my current home. Is this correct?
  • I have been reckless in failing to advise Fleet Mortgages that I’m leasing my garden flat out. The latest tenants have left the place in a state and I need to claim on malicious damage. I’m afraid that my insurer will contact Fleet Mortgages, and secondly if they do inform them, what are they likely to do given the lack of consent to let?
  • We are currently in Hong Kong and renting out our flat in the UK. This was unplanned but an opportunity arose and we took it. The rental income is not enough to cover the mortgage so we send back money each month to cover the shortfall. Last week I got a letter in the post from our lender telling me that because the property is being let out and has been for nearly four years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell up but this will be difficult as I am so far away. Could we remortgage with Fleet Mortgages and get consent to let?
  • My husband is in the army and he has been posted overseas and as we want to move as a family we need 'Consent to let' from our lender Fleet Mortgages. Can you assist us?
  • I am looking at moving overseas for work and would like consent to let from Fleet Mortgages whilst I am away. Is the way forward to complete the consent to let form and mail it to Fleet Mortgages? Letting the property isn't to make money but to retain the house in case things don't turn out as well as we hope
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger place. Will it be possible to get a consent to let on my new mortgage with Fleet Mortgages to allow us to get a mortgage also with Fleet Mortgages for a new home?
  • My mortgage is presently with Fleet Mortgages and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. How feasible are consent to let options currently?
  • About to remortgage my property but I will potentially moving out in the next year and would be looking to let it out. Is it possible to get buy to let or consent to let from Fleet Mortgages?