Need Help?

Need professional advice for your consent to let with First Direct? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to First Direct consent to let

  • I have a residential mortgage with First Direct and will be joining the Royal Fleet Auxiliary in January. This is a civilian manned fleet run by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst away I want to rent out my property in Havering and move in with my sister when on shore. Will this be granted?
  • I have a First Direct mortgage and have been letting out my apartment minus consent to let, making me in contravention of my mortgage conditions. I suspect that they have found out that I am not living there. Is my best option is to sell the apartment before repossession?
  • Me and my brother jointly own a flat in Tower Hamlets with a First Direct mortgage. I am looking to move out and buy a house with my fiancee. How would I deal with letting out my room? Do I need consent to let by First Direct. My brother will continue to live in the apartment
  • I am hoping to make use of equity in my existing house to acquire an additional property which I intend to live in whilst I renovate it. I would like to rent my first property with the First Direct mortgage. I was just looking for a general view on whether First Direct currently allows consent to let? House is worth £300 k with a £200k home loan in place.
  • Just enquiring if it's possible if you own one property with consent to let from First Direct, to purchase a second with a domestic mortgage to live in. Then once the consent expires on the first property, to change to buy to let or sell it?
  • Circumstances: I am moving to become a non-UK resident. This might be for many years. However I will be on a 3 month probation period .I would like to know the criteria for consent to let from First Direct and what fees are involved
  • I am currently in the process of getting a mortgage through First Direct - It is possible that in the coming months I may decide to rent the property out - how would I switch the FTB mortgage to a BTL mortgage?
  • I'm interested to find out more about consent to let from First Direct. Would an acceptable reason be parking problems and the house is too big for me to run at this moment in time?