Need Help?

Need professional advice for your consent to let with First Direct? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to First Direct consent to let

  • My partner and I may need to lease our Hackney home for a while due to a new job. This will be for a limited period but perhaps for 4 years. Must I notify First Direct or should I not rock the boat?

  • Your view would be appreciated as to whether consent to let from First Direct is the right option. I purchased my property six months ago by porting an existing First Direct mortgage product. My fixed rate came to an end two months ago I'm weighing up moving in with a new partner. I would prefer not to sell my house yet as I'm unsure of whether the new move will prove successful. I just wanted an idea of whether a consent to let from First Direct would be possible?
  • As a result of a change in family circumstances my husband and I are moving to my parents house while they are away and letting our flat out. We are going to need for consent to let from First Direct. Will this be issued? We will need to refinance in the next twelve months will we then switch to a BTL product. We intend to return to our flat at the beginning of 2017?
  • Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our three bedroom second floor purpose built maisonette in Harrow we currently live in to rent out. Mortgage on the flat is with First Direct. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
  • Were we to request a consent to let letter from First Direct will we be required to change to buy to let mortgage? We are with First Direct and as properties are not selling at the mo but we have seen one we like we were going to rent our home out in order to acquire the new and sell this one when the market picks up.
  • If I let my house out with consent to let from First Direct will there be any rate increase? I am presently on a fixed rate for three years.
  • Last month bought my property and took out a mortgage with First Direct but my boyfriend has asked me to move in with him. Would I be granted consent to let?
  • I want to get consent to let from First Direct for a few years at which point I can turn it into a BTL. Is this feasible