Need Help?

Need professional advice for your consent to let with First Trust Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to First Trust Bank consent to let

  • I have just been on a call with First Trust Bank and they tell me that they have figured out that I am renting the studio flat despite having a resi mortgage. I moved out two years ago for work reasons, was unable to sell and so had little option but to rent out my property. Do you know what the ramifications may be for me not obtaining consent to let?
  • I acknowledge that I have been extremely stupid in not informing First Trust Bank that I’m leasing my property out. I would like rectify the situation and seek consent to let. If First Trust Bank says yes, is there any way of them discovering that I’ve already been renting it without consent?
  • I moved out of my flat about five months ago but didn't get around to get a consent to let letter, primarily because the mortgage fix rate period is ending in six weeks and I am thinking about getting a new mortgage in any event. I want to ask for consent now, is that going to be problematic?
  • I have a 2 year fixed rate mortgage with First Trust Bank which began in December. I will be moving out in March and have people ready to let my property. I need to get a letter from First Trust Bank granting consent to let until my term is up to allow me to refinance. How do I go about this?
  • I took a homeowner mortgage with First Trust Bank and with my circumstances changing massively in the last four months, can I obtain consent to let. What changes will affect me?
  • Do you know if I can keep my current homeowner mortgage with First Trust Bank if I start renting out? If the consent to let is issued will they tie me into an increased rate?
  • I am fixing my homeowner mortgage with First Trust Bank but due to work related issues I will probably have to live abroad for a couple of years. Will First Trust Bank allow and grant consent to let and will any penalties be applied in such a situation
  • I have a mortgage with First Trust Bank but would like to let my house out and move in with my GF and baby what is required to obtain consent to let?