Consent-to-let Help for First Trust Bank

Recently asked questions relating to First Trust Bank consent to lease

• I’d appreciate your advice if you have had experience requesting Consent to Leaseforfor less than a year from First Trust Bank or if you have any advice as to how such consent is granted.

• I am looking to get a consent to let from First Trust Bank as my personal circumstances have altered. My stepdaughter was starting university and I felt we would move nearby and chose to buy a house rather than rent for 3 years. Since buying the house I have fallen out with my step daughter and she won't live there. Since the whole idea was for her and the house location is not particularly ideal for my work I would like to move out and let the house
• Croydon premises worth £115,000. First Trust Bank mortgage owing £25k with half a dozen years to run. Seek consent to let from First Trust Bank for current property and utilise income to pay off what is left of the loan. Apply for 70 per cent First Trust Bank mortgage on further property that I will consider to be my main address? Can this be done?
• I have found myself in the accidental landlord situation and didnt inform First Trust Bank. I had to vacate my apartment for family reasons, so am now based in another part of the country. I originally tried to sell the flat, but prices were deflated, resulting in negative equity. This was four years ago in 2012, which has since seen the property price increase and has allowed me time to accumulate savings. I am in now in a position where I could convert to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert First Trust Bank that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances wouldn’t allow me to do anything else. Have I committed a criminal offence?
• Interested to know if I would be able to get consent to let from First Trust Bank in order to move back to my mum and dad for a year or two and save the cash to extend the lease on my property?
• My First Trust Bank mortgage fixed rate expires in January and have to relocate for work soon after. What are the chances that I will be able to both remortgage and get consent to let?
• Last month I completed on a apartment using a First Trust Bank home loan. However I am presently living with parents. I don't want to move in until June 2017 due to personal issues. In meantime can I rent out the property with consent to let?
• I want to apply for consent to let from my mortgage provider First Trust Bank to lease out my flat. This is due to me relocating. Do First Trust Bank grant consent to let in this situation?