Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to RBS- First Active consent to let

  • I am a couple of years up in a 5 years fixed term mortgage and intend to take a job abroad so wish to rent out my property for a couple of years. My loan to value is around 60%. Are you able to clarify whether RBS- First Active will load the interest rate for consent to let for two years?
  • My brother is intent on letting his flat out in the absence of consent to let from his mortgage lender RBS- First Active. He has been on an interest only mortgage for about 8 years now. Outstanding amount due is £110k, having paid for the apartment for around £110k. In the absence of obtaining consent to let from RBS- First Active, exactly what sanctions is he likely to face?
  • My brother and I are joint proprietors of a property in Barnet with a RBS- First Active mortgage. I want to move on and purchase a new property with my fiancee. How should I deal with renting out my room? Would I require consent to let from RBS- First Active. My brother will continue to live in the property
  • For a variety of reasons I intend moving in with my girlfriend this week and I have let my property out to 2 students on a twelve month tenancy. I am now applying for consent to let from RBS- First Active but what if they refuse. I can’t renege on my contract in terms of not renting the students as they have all signed up. On the flip-side RBS- First Active could sue me for contravention of contract i.e. renting it out without consent to let.
  • I have a mortgage with RBS- First Active on a 2 year fixed rate. I could have an opportunity for a teaching post overseas next summer. Would I qualify for consent to let from RBS- First Active if I took this job overseas?
  • I am thinking of moving in with my girlfriend at her home and would like to rent out my property that I bought last autumn, I'm just not sure of the process as my property is my first home. What do I need to do to obtain consent to let from RBS- First Active If I obtain consent would my mortgage payments increase?
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with RBS- First Active. My property is worth approx £250k and owe £85k on it. How likely is it that RBS- First Active increase my mortgage rate?
  • Six weeks ago I bought my home and took out a mortgage with RBS- First Active but my boyfriend has asked me to move in with him. Would I be allowed consent to let?