Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to RBS- First Active consent to lease

  • Are any options available to me if my request to obtain consent to lease is subsequently refused by RBS- First Active?

  • I'm buying a garden flat in Bromley. I am only looking to be there for under a year, and subsequently move into a larger property. Rather than sell the prior flat my preference would be to rent it out so that it form part of an investment portfolio. Do you know if RBS- First Active would issue consent to let after 9 months?
  • What information do RBS- First Active require to to decide whether to grant consent to let. I have a 5 year fix with them. I have never had a problem with arrears. I am planning a move to Camden owing to surprising growth of family. My financial circumstances have not changed and in fact my annual income has gone up 20% since the mortgage commenced.
  • I have found myself in the accidental landlord situation and without consent to let from RBS- First Active. I had to leave my apartment for family reasons, so now rent in another part of the country. I originally tried to sell the flat, but prices were deflated, which meant I was in negative equity. This was three years ago in 2011, the value has gone up and has given me time to save. I am in now in a position where I can now switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert RBS- First Active that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances meant it was the only thing I could do to keep my head above water. Can I change to a BTL without RBS- First Active knowing what I’ve done?
  • Are you able to help? I am just wondering whether RBS- First Active offer consent to let as an option should I decided to rent out my home under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
  • Do I need to wait for consent to let to be granted on my existing residential mortgage with RBS- First Active before applying for a resi mortgage on a new property?
  • We want to move home and have identified a property we wish to purchase so are considering letting out with consent to let from RBS- First Active for our original property to enable us to make an offer and not lose the potential new house.
  • I need to contact RBS- First Active to enquire about leasing out our home. Will they send a form to me. Can I not download this from the site?