Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to RBS- First Active consent to lease

  • Will RBS- First Active invoke a right to put a loading on my interest rate on a regular mortgage where the lender has granted Consent to Let at any time, onto ‘rates in line with their Buy to Let loans'?

  • Can you clarify if consent to let obligatory from RBS- First Active or can I let my basement flat without telling RBS- First Active and having to convert to a buy-to-let loan?

  • I've been provided with a job opportunity overseas and considering whether it's worth renting my property out. Will RBS- First Active allow me to change mortgage or issue me with consent to let? Should it not be available I will have to consider if it's worth taking the promotion. I wouldn't mind paying more as it is likely that I will come back and move into my home after 1 to 3 years. I'm not doing it to profit. Just really like my house and want to return to it at some point in the future.
  • Earlier this week I received a MIP from RBS- First Active for a freehold property. I have applied via a broker. It is a 20 year mortgage. I wonder what is the main criteria RBS- First Active adopt in order to grant borrowers consent to let? Is consent to let based on the rental multiple on a property?
  • What is the longest period that RBS- First Active is willing to issue Consent To Let for?
  • My two year fixed rate with RBS- First Active is about to expire shortly and I will move on to the current variable rate. Can you tell me whether consent to let by RBS- First Active is a foregone conclusion, if there are charges, and if there are time limits?
  • I wishing to obtain consent to let for my house as I am moving out for nine months currently fixed RBS- First Active mortgage with two years which is due on May next year.
  • Nine months into homeloan with RBS- First Active due to job offer.. need to relocate. Is it possible to get buy to let or consent to let.