Need Help?

Need professional advice for your consent to let with Earl Shilton Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Earl Shilton Building Society consent to let

  • Just wondered if Earl Shilton Building Society invoke a right to increase interest rates on a regular mortgage where Consent to Let at any time, onto ‘rates in line with their BTL loans'?

  • Helen (my partner) and I may need to lease our Lambeth home for a while due to a new job. This will be for a limited period but possibly for as long as five years. Do I inform Earl Shilton Building Society or do I just keep quiet?

  • I am interested to know how difficult is it to get consent to let with Earl Shilton Building Society. I am considering fixed deals and intend to reside at the property but want to understand what options are open to me for example - if a job elsewhere was offered to me for a year abroad Please let me know how challenging it is in your experience with Earl Shilton Building Society?
  • Last December I vacated my house in a rush and let out the property. I know I needed consent to let from Earl Shilton Building Society but was uncertain as to what my plans were and just forgot about it. I'm now in the position where I wish to sell that property and port the Earl Shilton Building Society loan to a new apartment. I can't see a way through without leaving myself at the mercy of Earl Shilton Building Society for failing to obtain consent to let. When switching, at the time of selling, you must say you intend to "park the rate" and go through a new set of affordability checks. Although I do not envisage concerns with affordability, the credit check will show I no longer resident at the property.
  • We are having to relocate to Australia for a couple of years for my job but I don't want to convert the mortgage to BTL as the intention is to reoccupy it when I return. Do you know if Earl Shilton Building Society charges additional interest? Is there any way around this?
  • I want to take in lodgers for my ground floor flat in Bromley which I live in. My mortgage is with Earl Shilton Building Society. How do I go about getting a consent to let?
  • I may be looking to rent out my property and wondered what I would need to do to get consent to let by Earl Shilton Building Society. I may be moving abroad for six months.
  • In the event that I was successful in obtaining consent to let from Earl Shilton Building Society, could I sell during the consent period? Is it possible that I would incur any charges?