Need Help?

Need professional advice for your consent to let with Earl Shilton Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Earl Shilton Building Society consent to let

  • I have a residential mortgage over my residence in loc with the intention of moving overseas to country for three years. During this time it would be ideal if I could let out my apartment. My bank is withholding consent to let. I wish to avoid taking out a buy to let loan as it’s only for a short period that I am abroad for.

  • We have a homeowner mortgage with Earl Shilton Building Society. This has been in place since 2009. We are potentially leasing out our property and renting in an area close to our daughter’s school until a suitable property becomes available to purchase. Do Earl Shilton Building Society ordinarily grant consent to let and if so, what are the financial implications?
  • I have a two bedroom first floor purpose built flat in Lewisham let out which has a sixty year lease. Mortgage adviser suggested I should refinance (currently with Earl Shilton Building Society) as a buy to let instead of consent to let and release 55-60k which on top of a new mortgage based on income multiples would give me a budget of £210k. Not much about in Lambeth for me to buy my own property. A lease extension will be approximately 21k. Not sure sure whether to hold on or sell the flat?
  • My partner and I plan to lease our existing apartment out shortly after we find a new house. I will apply for consent to let from Earl Shilton Building Society. As of now the property is in my name but I am a top rate tax payer. Do I need to do a equity transfer to her or can I do a Declaration of Trust?
  • I would like to know whether Earl Shilton Building Society would have archive records as to whether consent to let was granted for a specific property?
  • Me and my partner took a mortgage with Earl Shilton Building Society but am informed they have a policy that they refuse to issue consent to let the property to a local authority. Is this true and if so, is there a method round this?
  • I am trying to investigate if it is possible to get a consent to let mortgage with Earl Shilton Building Society rather than a buy to let mortgage
  • I would like to let my flat for 3 years at most. I would like to know if I could have a consent to let by my existing mortgage lender Earl Shilton Building Society?