Need Help?

Need professional advice for your consent to let with Darlington Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Darlington Building Society consent to let

  • I bought an apartment two years ago with a Darlington Building Society loan but now wish to put my flat up for rent. I have got parking issues there. Will Darlington Building Society grant consent to let?
  • What information do Darlington Building Society require to to decide whether to grant consent to let. I have a three year fix with them. I have a good track record of mortgage payments over several years. I am planning a move to Harrow owing to surprising growth of family. My financial circumstances have not deteriorated and in fact my salary has gone up thirty per cent since the mortgage started.
  • I have found myself in the accidental landlord situation and without consent to let from Darlington Building Society. I had to vacate my flat for family reasons, so now rent in another part of the country. At first I tried to sell the flat, but prices were low, resulting in negative equity. This was a couple of years ago in 2011, the value has gone up and has given me time to save. I am in now in a position where I can now switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Darlington Building Society that I have been letting without consent to let? I appreciate that I shouldn’t have done this, but circumstances meant it was the only thing I could do to keep my head above water. Any help will be greatly appreciated?
  • Is it correct that mortgage companies (I have a mortgage with Darlington Building Society) have changed tune and are now adopting a more accommodating approach towards consent to let? A broker suggested that Buy to let mortgages are not regulated by the FCA whereas residential mortgages are. So if I move from a homeowner to a BTL I am moving to a regulated product. He suggested that under the current regulation banks are wary of letting borrowers do this, which is likely why some banks will let customers have consent to let but not swap to a Buy to let mortgage. Is this an accurate assessment?
  • My wife and Iwant to let our home and buy other. Can Darlington Building Society refuse to grant me consent to let?
  • I am considering renting my apartment will Darlington Building Society charge me for a consent to let letter?
  • I was just wondering if Darlington Building Society were picky when giving out consent to let. I sent my request on date and I am waiting to hear back. Should I start chasing or wait for a bit longer?
  • I have Darlington Building Society mortgage and am considering leasing out the property. I am lead to believe that I would need a consent to let to do this...is that right ?