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Need professional advice for your consent to let with Cumberland Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Cumberland Building Society consent to let: Q and A’s

  • We purchased a terraced property in 2013 for 175,500 with Cumberland Building Society. I got married to someone in the RAF so moved in to married quarters in Cyprus and appreciate that I have to obtain consent to let from Cumberland Building Society. Will they give consent?

  • I am in possession of a mortgage offer from Cumberland Building Society, but we hit a brick wall. My husband is the deputy head in a boarding school, whereby living quarters is a perk of the job. We wanted to purchase a ground floor flat with a view to joining the property ladder, and rent it out while we're based at the school. I had thought Cumberland Building Society would be willing to give consent to let from the outset of the mortgage. It is now looking as though we may be refused consent to let. Do you have any ideas what we can do?
  • My property has had a mortgage against it with Cumberland Building Society for the last nine years. Fast forward and I have got married and live in my husband’s home. My property is currently vacant and have a choice to sell or let it out. Clearly this will not be a short term proposition as I can't see us move back in. What should I tell Cumberland Building Society in order to get consent to let?
  • I have been renting out my flat to students for two years but not on a buy to let mortgage because I thought that you only needed a BTL if you had more than one property. In trying to acquire a second property, I discovered that I should have had consent to let at the outset from my lender Cumberland Building Society. I'm wondering whether I can now seek consent to let from Cumberland Building Society?
  • My partner and I have already let but only just realised Cumberland Building Society ought to have been notified and consent to let sought - what's the best course of action now?
  • I was just looking into consent to let as it's something potentially I would need from Cumberland Building Society within the next year. Our marital situation has changed, and I wish to rent my place out
  • I have fixed rate mortgage with Cumberland Building Society. I am going have to rent out my house due to necessity. Were I to seek consent to let, will I have to pay a lot more interest?
  • Do you know whether there a time limit on a consent to let from Cumberland Building Society? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?