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Need professional advice for your consent to let with Cumberland Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Cumberland Building Society consent to let: Q and A’s

  • I have a homeowner mortgage with Cumberland Building Society and will be joining the Royal Fleet Auxiliary in March. This is a civilian manned fleet owned by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst on assignment I want to let out my property in Hounslow and move in with my sister when on shore. If Cumberland Building Society refuse are there mortgage companies that might be amenable?
  • I have a mortgage with Cumberland Building Society. I wanted to purchase a second house and my mortgage broker recommended I seek consent to let. As far as I am aware they will only accept the consent to let if I have the intention to move back into my current home. Is this right?
  • My twin and his girlfriend currently lodge with me at my two bedroom maisonette. This Spring I would like to move out of the flat and in with my OH. How likely is it that I will be able to get consent to let from Cumberland Building Society after only having the mortgage for 6 months?
  • As a result of a change in personal circumstances my husband and I are housesitting my parents house while they are away and letting our home out. We are going to need for consent to let from Cumberland Building Society. Will this be given? We will need to remortgage in the next 12 months will we then have to move to a BTL mortgage. We intend to return to our flat at the beginning of 2017?
  • Is there a maximum period that Cumberland Building Society is willing to issue Consent To Let for?
  • I would like to know if I have a normal mortgage with Cumberland Building Society and decide to lease it out, does the rate increase and are there any supplemental charges for obtaining consent to let.
  • My daughter has a mortgage with Cumberland Building Society and she wants to lease her apartment out as she moving in with her boyfriend.Will she be given consent to let? What is the process and cost involved?
  • My mortgage has been with Cumberland Building Society for six years. I would like to apply for consent to let my flat. I have been waiting for a response from Cumberland Building Society. Are you able to please check and help?