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Need professional advice for your consent to let with Coutts? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Coutts & Co consent to let: Q and A’s

  • Is consent to lease required from Coutts & Co or can I lease out my new house without telling Coutts & Co and being forced to transfer to a B2L mortgage?

  • I purchased a house three years ago in Newcastle when I worked locally. I got a promotion which involved working in London. I drive down on Saturday morning and live with a cousin mid week. I am now thinking ofmoving home to avoid the commute. I am deliberating the option of renting out my current home. My mortgage is with Coutts & Co, would I have to move onto a new mortgage rate or do I apply for consent to let?
  • Following retirement in June I purchased a “retirement home” for my wife and myself to move to. We would like to let our current property to our nephew and I have therefore asked Coutts & Co for consent to let. What are the chances of this being granted?
  • I have a self contained flat attached to my house that my dad is planning to move out from. As my property is large I was considering moving into the annex and lease the remainder out. This is also due to change of circumstances. Would I require consent to let from Coutts & Co?
  • We are endeavouring to find out which lenders are best for giving consent-to-let without hiking up rates, and hopefully allowing in excess of 2 years if necessary. Is that something you can help with? We are particularly interested in Coutts & Co
  • We are close to purchasing a property and plan to live in it once we have renovated but we may need to let the property out but not clear on what the criteria is for consent to let from Coutts & Co? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
  • My Coutts & Co mortgage fixed rate ends in August and have to relocate for work then. What are the chances that I will be able to both refinance and obtain consent to let?
  • My mortgage has been with Coutts & Co for eight years. I would like to apply for consent to let my property. I have been waiting for Coutts & Co to get back to me. Are you able to please check and help?