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Need professional advice for your consent to let with Coutts? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Coutts & Co consent to lease

  • My fixed rate mortgage is approaching reissuing with Coutts & Co. The house has been tenanted for a couple of years and I now realise that I should notifyCoutts & Co. My understanding is that I must apply for consent to let, but given that the property has previously been rented out could they decline - require that I go onto a BTL rate or even fine me? I have over 25% equity in the house - and the rent will more than cover the mortgage.

  • Are any options available to me if my request for consent to let is rejected by Coutts & Co?

  • I have a home loan with Coutts & Co on a property and I would like to rent it out and rent an alternative house as a result of changes in personal circumstances - I want to move to a different area, and to live in a bigger house with my partner. I applied for consent to let and yesterday got a response refusing because they determined that I want to invest. I as at a loss as to what to do now. I am now at risk since I am already committed to the new house and would have to pay both Coutts & Co and rent payments, which could put me in financial risk. The matter is urgent because a potential tenant waiting in the wings
  • Nine months ago my mortgage company (not Coutts & Co) gave me with consent to let. This was subject to a provision that every 6 months they would levy a fee of half a percent of the outstanding mortgage amount. Having the first few payments they have omitted to make the charge in recent months. Should I be worried that this means that my consent to let has been withdrawn.
  • I am trying to find out Coutts & Co fees for conversion to consent to let from a fixed rate residential mortgage?
  • What information should I include in a letter seeking consent to let my house in Westminster? I would like to send a request to my lender Coutts & Co.
  • I wondered if you could help clarify the process for getting a consent to let by Coutts & Co? Are there certain policies such as you have to have owned the property for over 9 or 12 months before its issued?
  • I recently purchased a flat using a Coutts & Co home loan. However I am presently living with mother and father. I don't want to move in until next summer due to personal reasons. In meantime can I rent out the property with consent to let?