Need Help?

Need professional advice for your consent to let with Co operative Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Co operative Bank consent to lease

  • I am a FTB interested in a small house in Co operative Bank. I have a healthy deposit and expect a mortgage from Co operative Bank. My dilemma is that my partner owns a apartment in London and I anticipate moving in next month, when I would have to let out my property. I I know that consent to let is needed but it does not sound like a guaranteed option. Is there any advice you can impart?

  • My query does not relate to consent to let, I was wondering if you have an address or telephone number for a dedicated Co operative Bank help desk who processes consent to let applications. Co operative Bank has a first charge over my house.
  • I have a ground floor flat but I am hardly there, deliberating the possibility of renting it out. My mortgage is with Co operative Bank, would I have to move onto a new mortgage product or should I apply for consent to let?
  • Me and my fiance are soon to buy a place together. Plan is for me to get consent to let my flat from Co operative Bank. Thinking about the future - when my two year fixed comes to an end - how would it work if I sought to refinance my flat?
  • I took a domestic mortgage with Co operative Bank, and I would like to rent the house out, until I decide whether to sell or hold on to it as an investment. As things stand I am on the standard variable rate. Will I need to remortgage? I.E. buy to let?
  • I am potentially moving in with my girlfriend at her home and would like to rent out my property that I purchased last autumn, I'm just not sure of the process as my property is my first home. What hoops do I need to jump through to get consent to let from Co operative Bank If I obtain consent would my mortgage payments increase?
  • Was wondering how to obtain a consent to let from Co operative Bank with whom I have a mortgage with. There is a remaining balance of 87k. The value of property is 245k. Property is in my name but my wife and I would like to purchase a maisonette in Islington we have seen together. How do we go about this?
  • Does my LTV need to be at a certain ratio to allow me to apply for a consent to let from my mortgage lender Co operative Bank. Will any consideration be given to the fact that I only drew down on the mortgage two months ago?