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Need professional advice for your consent to let with Clydesdale Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Clydesdale Bank consent to let: Q and A’s

  • I was hoping you could please give me some advice on what the process is for applying for content to let, what do I need to do. I am thinking about taking a Clydesdale Bank mortgage on a £140,000 property in earlynext year. The aim would be to hold the house as a second home but I would like to consider what options are open to me to let the property in the future. If our circumstances were to change the house would either be sold or let out.
  • I wish to move home. The query I have is whether consent to let will be given on my property for me to then get a loan offer for the new house so I can effectively bid chain free and then rent my house out when I move. Does Clydesdale Bank grant consent to let for a year? If so, and the rental goes well is it possible for the consent to let period be continued?
  • We bought a house in Manchester and will be moving to Amersham at the beginning of March. I have a letting agency and tenant ready. I was proposing to keep quiet as I'm concerned Clydesdale Bank will insist that I change my mortgage rate for buy to let and am unable to afford that. I appreciate that it would be preferable to seek a consent to let via Clydesdale Bank but am afraid if I come clean it would lead to a whole host of problems
  • I have been leasing my flat to a tenant for two years but not on a BTL mortgage because I naively considered that you only required a BTL if you had more than one mortgage. In trying to acquire a further property, I discovered that I should have had consent to let at the outset from my mortgage provider Clydesdale Bank. I'm enquiring whether I can now ask Clydesdale Bank for a consent to let?
  • I have a standard mortgage with Clydesdale Bank - about 32% equity. I am considering relocating for another job and was wondering if Clydesdale Bank are flexible in changing the mortgage to allow for consent to let?
  • We took out a mortgage with Clydesdale Bank a few months ago and although it's still early days we may have to relocate around next Summer and would like to be able to let our property out. Would this be possible with a non-commercial mortgage?
  • Does my loan to value need to be at a certain level to allow me to apply for a consent to let from my mortgage provider Clydesdale Bank. Will it make a difference that I only recently out the mortgage four months ago?
  • Please can you provide me with details of how to proceed with obtaining consent to let from Clydesdale Bank and what, if any, cost apply.