Need Help?

Need professional advice for your consent to let with Chesham Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Chesham Building Society consent to let

  • Please explain "consent to let" to me? I live in a studio flat and its in good condition. It has been on with agents for two months and I am struggling to sell. This is probably due to an longstanding dispute with the guy next door. I was obliged to put it on the disclosure sheet. Mortgage is with Chesham Building Society on a fixed rate. Someone mentioned I should seek consent to let from Chesham Building Society and let the flat for a year or two.
  • I have just been presented with an excellent job opportunity for 9 months in Denmark. I have enough cash reserves to cover the monthly Chesham Building Society mortgage however the block insurance stipulates continuous residency in order not to be invalidated. Last December the roof had some leaks that were repaired. If there happened to be any problems during the winter months I would struggle to cover the repair costs. How likely is it that I will get consent to let by Chesham Building Society for the time I am overseas?
  • I rented my house out for three years between 2009-2012 while employed abroad. I have a letter dated March 2010 from my building society granting consent to let. In the letter it clearly stipulates that the consent to let is valid for "the remaining term of the mortgage". I have not refinanced since the letter was issued. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not be sufficient for the new lender Chesham Building Society for the house I wish to purchase.Can this be right
  • I got a standard mortgage with Chesham Building Society last October and then had to relocate due to my job, I am now considering leasing my apartment out on a short term basis whilst I am away. What are my chances of obtaining consent to let from Chesham Building Society, and what effect would this have?
  • We are having to move to Australia for eighteen months for my job but I don't want to convert the mortgage to BTL as the intention is to move back into it when I return. Do you know if Chesham Building Society charges extra on the interest? Is there any way around this?
  • My marital situation has changed, and I would like to rent my place out - meaning consent to let- I have about £200K loan with Chesham Building Society and currently 85k equity I need to side-step the redemption penalties.
  • My OH is considering placing an offer on a new property in Brent and is on to a good deal as it needs renovating. We want to rent our current property for 2 years and then return. Is there anything in the Terms and Conditions of my Chesham Building Society mortgage allowing me to lease it out or do I require specific consent to let?
  • We are about to buy a property and plan to live in it once we have refurbished but we may need to let the property out but not sure what the criteria is for consent to let from Chesham Building Society? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all