Consent-to-let Help for Chesham Building Society

Recently asked questions relating to Chesham Building Society consent to lease

• I acquired a flat in 209 for 305,000 with Chesham Building Society. My husbands career requires that we move to Qatar and now wish to apply for consent to let from Chesham Building Society. Do you have any experience of consent to lease from Chesham Building Society?

• We are a young couple and we have identified a property in Redbridge that we like and want to take out a mortgage with Chesham Building Society. The issue is that I am pregnant and about to give birth any time soon as I am on the last few weeks of pregnancy. This means that it would not be possible for us to move straight away so we are contemplating living with our parents for about six months. Meanwhile, if we get this property, we can let it out. We just wondering how will that work out? Are we likely to be given consent to let by Chesham Building Society
• My brother intends to rent out his flat out in the absence of consent to let via his mortgage provider Chesham Building Society. He has been on an interest only loan since 2010. Outstanding amount due is £110k, having paid for the apartment for around £125k. In the absence of securing consent to let by Chesham Building Society, exactly what sanctions does he risk?
• I have found myself in the accidental landlord scenario and failed to inform Chesham Building Society. I had to vacate my apartment for career purposes, so now rent in another part of the country. At first I tried to sell the flat, but prices were deflated, which meant I was in negative equity. This was three years ago in 2012, the value has gone up and has given me time to accumulate savings. I am in now in a position where I could convert to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Chesham Building Society that I have been letting without consent to let? I am aware that I shouldn’t have done this, but circumstances backed me into a corner. Can I change to a BTL without Chesham Building Society knowing what I’ve done?
• We are looking for some initial advice re consent to let? We have a mortgage with Chesham Building Society and are considering leasing the property out for a couple of years, but cannot really afford to convert to a buy to let rate. The estate agent mentioned something about a content to let
• I are thinking about applying to Chesham Building Society to obtain consent to let our house, how long does it take between sending the forms to us finding a letting agent and listing our house for rent? and are there any other steps in the process?
• My mortgage has been with Chesham Building Society for ten years. I would like to apply for consent to let my property. I have been waiting for Chesham Building Society to get back to me. Could you please check and help?
• Is there a time limit on a consent to let from Chesham Building Society? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?