Need Help?

Need professional advice for your consent to let with Chelsea Building Society (a trading name of Yorkshire BS)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Chelsea Building Society consent to let

  • I have a Chelsea Building Society mortgage on a flat I own, in Havering. This year, resulting from a change in personal circumstances I decided to let out the apartment, and rent a house in a different area within same loc. The personal circumstances that altered is that my partner moved in, and the flat is not large enough for us. I would rather not sell the flat because the current market value is significantly lower than when I purchased the property ten years ago. I wrote to Chelsea Building Society for a consent to let which was turned down as they felt that I wanted to invest in the flat. Any insight would be greatly appreciated, as this is really stressing me out. There is a sense of urgencybecause there is already a prospective tenant waiting for this consent to let and could withdraw.Please call me to discuss
  • I would like to explore if I can get consent to let on my current home. I have a mortgage with Chelsea Building Society but my situation has changed. I'm looking to move in with my partner and daughter who have a house and is larger than my studio home. I doubt I will qualify for a buy to let mortgage as I don't have money for a deposit nor do I earn in excess of £25000 a year.
  • We are planning on purchasing a house, renting a couple of the bedrooms out to help cover the loan with Chelsea Building Society, and then moving on in two or three years - at which point the property would be fully tenanted. How likely is it that Chelsea Building Society would look at this unfavourably as I will have been given a domestic homeloan as opposed to a B2L or consent to let? I've heard that in extreme situations they can sue for mortgage fraud, is this true?
  • We intend to rent our three bed flat out. We have made an offer on a further property for us to buy and a tenant at the ready to move into ours. I assume I have to ask our mortgage company Chelsea Building Society for consent to let. I wonder if there is a template consent to let request letter I can copy?
  • I was just looking into consent to let as it's something potentially I require from Chelsea Building Society inside the next 12 months. Our personal situation has changed, and I would like to let my property out
  • I recently bought a maisonette in Hounslow. I am first time buyer. I am moving Paris next month, can I get consent to let from my lender Chelsea Building Society or do I have to wait six months?
  • I could potentially need consent to let from Chelsea Building Society in the future with work. I am just exploring what the options would be if this was the case. Are there any time restrictions on the length one can let out your property with consent?
  • I have a mortgage with Chelsea Building Society. I am thinking of moving out and letting out my apartment. Am I required to obtain consent to let ?