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Need professional advice for your consent to let with Chelsea Building Society ? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Chelsea Building Society consent to lease

  • Exciting times as my better half and I intend to relocate to Floridain Month, perhaps for a little as 9 months but potentially longer term. I have contacted Chelsea Building Society to obtain consent to let out our property (we have already found tenants). The mortgage has been in place with Chelsea Building Society for 9 years and no payments have ever been missed. Chelsea Building Society inform me, that even if they do agree, that this will be limited consent for a period of twelve months. Do I then need to reapply?

  • A friend of mine has rented her property from the same landlord for almost 18 months. Over the last six months my friend has received letters from Chelsea Building Society (she hasn't opened them-it is clear from the envelope). Inititially she reposted them to her landlady's address. I was a bit suspicious as none of the landlord’s mail was supposed to be going there. I therefore went to my friends house and called Chelsea Building Society on her behalf. The gentleman I called at Chelsea Building Society asked all sorts of queries, the landlady's details, information on the tenant and then said they were going to look into whether she could legallylet out the property or if it was an offence with no consent to let. Should my friend be concerned?
  • I am three years up in a 5 years fixed term mortgage and intend to take a job abroad so wish to rent out my flat for 2 years. My L2V is around fifty per cent. Can you tell me if Chelsea Building Society will charge me more interest for consent to let for a couple of years?
  • I have a 2 bedroom leasehold flat with a Chelsea Building Society mortgage and have a lodger in the one of the room. I have decided to relocate to Haringey and will rent there. My lodger doesn't want to move out so has agreed to pay a higher rent. Must I get consent to let via Chelsea Building Society?
  • I'd like to know if Chelsea Building Society are likely to grant consent to let out our flat in Merton
  • When it comes to consent to let from Chelsea Building Society am I supposed to inform them each time we get a new tenant and post them a copy of the tenancy?
  • My wife and I wish to lease out my home. Do I simply need to send a letter to Chelsea Building Society asking for consent to let out the home?
  • I was just wondering how to get consent to let from Chelsea Building Society...do I call them or write a letter to them?