Need Help?

Need professional advice for your consent to let with Chelsea Building Society (a trading name of Yorkshire BS)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Chelsea Building Society Consent to Lease Example Support Desk Enquires

  • As things stand we have a five year fixed rate mortgage with Chelsea Building Society that we're about one year into. Our circumstances have now altered and we would like to rent out our property for a year and whilst we relocate to Waltham Forest. What can we do to minimise the risk of Chelsea Building Society refusing to grant consent to let.
  • The likelihood is that I will have the opportunity to work abroad in a couple of years. I am therefore potentially downsizing to a newbuild apartment in Enfield which I could rent out more easily when the time comes. The intention is to retain half the equity in the new apartment which would be my home for a while. My current mortgage co limits consent to let for 12 months. I expect to be renting it out longer term and not informing them could result in a whole host of problems. Buy-to-let seems inappropriate when I will be living there, maybe for 2-3 years initially. What type of mortgage should I be seeking, and from which lender? Do lenders such as Chelsea Building Society provide consent to let for more than a year?
  • I am in the armed forces and intending to purchase a house with a Chelsea Building Society mortgage. I would like to obtain consent to let this property to my mother and father in law. In years to come I would live in the property myself when my military career comes to an end. Is this feasible?
  • How long after getting a new mortgage will a consent to let be likely to be granted by Chelsea Building Society? To give some history I purchased my flat in Sutton nearly two years ago and am currently on a fixed term for 3 years. Not long after I met a guy and now we are looking at moving in together. I am planning to get another fixed term next June. I presume that I would have to hold off for at least half a year before I could apply for consent to let. Is that correct?
  • I currently have a mortgage with Chelsea Building Society, but I am going to move out for about a year as we need to be closer to my partner's parents. Will Chelsea Building Society give consent to let?
  • I currently have my mortgage with Chelsea Building Society and have been for the previous eighteen months and I am interested in finding out some more information about the possibility of getting 'consent to let’.
  • My wife and I may have to lease our home temporarily due to a new job. This will be for a limited period but no more than threeyears. Should I tell Chelsea Building Society or it is wise to keep my head down?
  • I have a residential homeloan with Chelsea Building Society. I purchased the property in March two years ago. What are the options and criteria for consent to let.