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Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Capital Home Loans consent to lease

  • We've been renting my wife's old house out with "consent to let" from Capital Home Loans on a residential mortgage for the last three years. Capital Home Loans have advised of their intention of retracting their consent to let unless we transfer to one of their "buy to let" products.

  • I have a home loan with Capital Home Loans on a flat and I am intending to rent it out and rent another house as a result of changes in personal circumstances - I want to move to a different area, and to live in a bigger house with my fiance. I applied for consent to let and recently got a response refusing because they considered that I want to invest. I as at a loss as to what to do now. I find myself at risk since I already have rented a new property and would have to pay both the Capital Home Loans mortgage and rent, which could put me in financial risk. The matter is urgent because a potential tenant at the ready
  • We are locked into a fixed rate mortgage with Capital Home Loans for two years and have been living in the apartment for just under eighteen months. Due to work I need to relocate so I would like to lease the property out. How can I get consent to let from Capital Home Loans?
  • I intend to rent our existing flat out early next year when we move. I will apply for consent to let from Capital Home Loans. The flat is currently in my name but I am a top rate tax payer. Is it best to do a Transfer of Equity to her or can I enter into a Declaration of Trust?
  • I have a mortgage with Capital Home Loans and am considering letting it for eight weeks while on holiday. Will Capital Home Loans consent to this?
  • Is there discretion in the accepted equity ration before transferring from a current Capital Home Loans mortgage to a consent to let?
  • My husband and I would like to obtain consent to let on a house where we have a mortgage with Capital Home Loans. If issued, how long would consent be given for? In asking for consent to let from Capital Home Loans are we running the risk of them forcing us to change deal to B2L
  • I would like to get consent to let from Capital Home Loans for a couple of years until I hope to turn it into a buy to let. Is this feasible