Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Capital Home Loans consent to lease

  • I'm about to ask Capital Home Loans for consent to let out my property in Capital Home Loans. However the property has been on with agents for 4 weeks but there without a sniff of interest and forking out for a full mortgage, council tax and insurance on vacant house is hurting financially. What position would Capital Home Loans take if I market the property?

  • Under what circumstances will consent to let for a property be given via Capital Home Loans? For what period of time do you have to have had owned the property before consent to let can be granted by Capital Home Loans? By way of background I am a newly qualified doctor in a home bought a matter of months ago. The perfect job offer requiring relocation to Enfield on a permanent basis has arisen. I am interested in getting a consent to let initially with a view to put a tenant in it to cover the expense of the Capital Home Loans mortgage.
  • My partner and I are first-time buyers, presently renting. We want to buy a 2 bed flat in Newham. We want to move there, but will need to wait for a job - perhaps 2-3 years. Do we have to get a buy-to-let mortgage? Could we have a residential mortgage with Capital Home Loans, because we intend to move there soon? Alternatively could we move there for a short period of time , then start renting it with consent to let from Capital Home Loans? I'm only willing to consider options that are completely legitimate, and have no intention of contravening the provisions of the mortgage with Capital Home Loans.
  • I have a property in Newham with a Capital Home Loans mortgage but have not lived there for a while. My sister moved in but pays no rent. At the moment I live in rented accommodation and am looking to purchase a house. I have identified a great property at an attractive price. I have sufficient for a deposit to put down on the house I am interested in but would be a financial strain to pay enough off the old property to change it to a BTL mortgage simultaneously. Can I change the current Capital Home Loans mortgage for my old property into a consent to let and use my savings to pay a larger deposit for the residential mortgage on the property that I want to buy?
  • I am looking for information on the requirements that Capital Home Loans set for consent to let? Can you assist?
  • We are trying to discover which lenders are best for giving consent-to-let without raising rates, and hopefully allowing more than two years if necessary. Is that something you can assist me with? We are particularly interested in Capital Home Loans
  • I was just wondering how to obtain consent to let from Capital Home Loans...do I call them or write a letter to them?
  • Me and my sister and I would like to lease out my home to be closer to my daughter's uni and look after of my mother. What do I need for the application of consent to let from Capital Home Loans?