Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Capital Home Loans consent to lease

  • Having endured living in a rough area for 3 years now, we now want to move. As selling the property will result in redemption penalties to Capital Home Loans of £2500, we considered that it would best to let it out. So, we need to obtain a consent to let from Capital Home Loans only 12 months. Will Capital Home Loans grant consent?

  • I am a FTB looking to purchase a terraced house in Capital Home Loans. I have a good size deposit with a mortgage from Capital Home Loans. My dilemma is that my fiancee owns a flat in Slough and I anticipate moving in next year, at which point I would have to let out my property. I I know that consent to let is needed but it does not sound like there is any certainty. Is there any advice you can impart?

  • I have my garden flat in Newham on the market but despite a few viewers there is a lack of interest so far. As a backup option I am considering leasing out the property if cant find a buyer. I dont anticipate a problem getting consent to let from the freeholder. My mortgage adviser says that in such a situation I may be required to switch to a buy to let product yet the chances are that I don't have enough equity needed. What's the worst that could happen if I was to retain the current Capital Home Loans mortgage and rent out the flat without informing them. I was told that they can put a marker on you for mortgage fraud if they find out. Is that right?
  • My query does not specifically concern consent to let, I was enquiring as to whether you have an address or telephone number for a dedicated Capital Home Loans team who deal with consent to let applications. Capital Home Loans has a mortgage over my home.
  • Capital Home Loans - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing to this and a minimum LTV?
  • I currently have a residential mortgage with Capital Home Loans and plan on letting due to work being based in Manchester. In asking for consent to let from Capital Home Loans do I run the risk of them forcing me to change deal to B2L
  • I would like to find out more about how to get consent to let on a property. In particular what is the procedure for consent to let if you have a normal mortgage with Capital Home Loans
  • I was wondering if you are able to help. I do not have consent to let from Capital Home Loans and was wondering if this option would be possible for me to switch to as I must move back home to take care of my father