Consent-to-let Help for Capital Home Loans

Capital Home Loans consent to let: Q and A’s

• My husband and I will move back to Floridain Month, perhaps short-term but conceivably longer term. I have contacted Capital Home Loans to obtain consent to let out our property (we have already found tenants). I have had a mortgage with Capital Home Loans for 6 years and I have never had any arrears. Capital Home Loans tell me, that even if they consent to the letting, that this is a short term consent for one year. And then what?

• Eighteen months ago my wife and I bought our council home, in Hackney,recently valued at £175k. It's completely paid for from our own finances, unencumbered. We are prohibited from selling (without penalty of losing some of our discount) before five years have gone by. Regardless, we would like to hold onto it as a investment property to rent out. We wish to release some equity via a Capital Home Loans mortgage. If Capital Home Loans refuse are there lenders that might be amenable and grant consent to let?
• Our current house in Bromley has approximately £80K equity with a mortgage with Capital Home Loans. It's a decent family house in a popular area and it should rent well. We are possibly moving for my husband's work and were thinking of keeping this house on as a rental property - would we need to change the loan to a B2L product or should we request consent to let from Capital Home Loans?
• I are looking to let out our maisonette in Harrow in January. I would like some advice on what I need to do. I've just moved our Capital Home Loans mortgage to a fixed term and just need to understand the process and what information I'll need to get consent to let.
• How much of my loan allowance will be made available to draw down on if I switch my mortgage to a consent to let with Capital Home Loans?
• I don't currently have consent to let from Capital Home Loans but I would like to change to one, An opportunity has arisen which might involve me working away for a couple of years. But want to keep my home for my return - are you able to help?
• Prospective tenants are about to move into my property and I have mortgage offer from Capital Home Loans on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
• I would like to let my house for 3 years max. I would like to know if I could have a consent to let by my existing mortgage lender Capital Home Loans?