Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Capital Home Loans consent to lease

  • I am wanting to email my lender Capital Home Loans justifying the following reasoning for me asking for consent to let ; "I am struggling paying the monthly mortgage amount and wish to move to a smaller property but can't sell. I am worried by failing to make payments and have thought about handing over the keys. If you granted consent to let this will likely solve matters." What are the chances that this will result in a positive response?
  • I have just been on a call with Capital Home Loans and they tell me that it has been brought to their attention that I am renting the studio flat even though it is on a resi mortgage. I moved out two years ago for childcare reasons, was unable to sell and was left with little option but to rent out my property. Do you know what the connotations might be for me not obtaining consent to let?
  • I want to buy a second property having recently purchased a ground floor flat on normal mortgage. Planning to purchase next year. I have been advised that I may have to get a consent to let from Capital Home Loans, my current mortgage provider? What is the best way to go about this and get the consent required.
  • After having retired last year I acquired a “retirement home” for my wife and myself to live in. We would like to let our current property to our grandson and I have therefore contacted Capital Home Loans for consent to let. I was just seeking a general view on whether Capital Home Loans currently allows it?
  • I would like to send the consent to let form by courier and need to know if Capital Home Loans have a regular postal address I can use as couriers usually don’t accept deliveries to PO Box numbers.
  • I’ve already let but only just realised Capital Home Loans should've been notified and consent to let sought - can this be obtained retrospectively?
  • I was just looking into consent to let as it's something potentially I would need from Capital Home Loans inside the next 12 months. Our family circumstances has changed, and I wish to rent my home out
  • We have tenants ready to move in and I have mortgage offer from Capital Home Loans on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.