Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Capital Home Loans consent to let

  • I refinanced with Capital Home Loans recently, borrowing extra with the intention to extend the property. That plan has proved not to be possible and I now intend to purchase a 2nd property for residential purposes and let the old property out with consent to let. Is that likely to result in me stitching myself up?
  • My husband and I currently live in NYC and letting out our property in the UK. This was unplanned but an opportunity came up and we took it. The rental income is not enough to cover the mortgage so we transfer money each month to cover the shortfall. Anyway this morning our lender got in touch informing me that because the property is being let out and has been for almost three years we will have to pay 1.5% interest in addition to our current mortgage rate. One option would be to sell up but this will be difficult as I am on the other side of the world. Would it be possible to remortgage with Capital Home Loans and get consent to let?
  • Me and my husband are in a complex mortgage situation currently. We have to let our flat with consent to let and move to a different location due to schooling. We now rent a home. We are finding it very difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • How long after taking out a new mortgage will a consent to let be likely to be given by Capital Home Loans? To give some background I purchased my apartment in Newham 2 years ago and am currently on a three year fixed rate. I since met my partner and plan to move in together. I intend to get a better fixed term next December. I assume that I would have to hold off for at least half a year before I could apply for consent to let. Is that right?
  • My daughter has a mortgage with Capital Home Loans and she wants to lease her apartment out as she moving in with her boyfriend.Will she be given consent to let? What is the procedure and fees involved?
  • Was wondering how to seek a consent to let from Capital Home Loans who I have a mortgage with. There is a remaining balance of 47k. The value of flat is 220k. Its in my name but my wife and I would like to purchase a three bed flat in Merton we have seen together. How do we go about this?
  • My husband and I want to consider the option of renting out my home with consent to let from Capital Home Loans whist away travelling for six months
  • Just a quick one. Will Capital Home Loans force me into a consent to let product while I'm in a fixed rate product for 2 years?