Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Britannia Consent to Lease Example Support Desk Enquires

  • We just obtained consent to let from Britannia. After some effort, Britannia have issued me with ‘consent to let’ confirmation . Mention is made of an assured shorthold tenancy. Can you explain what this is?

  • Can you explain "consent to let" to me? I live in a studio apartment and its in good condition. It has been on with agents for two months and I can't find a buyer. This is because my neighbour is a drunk and assaulted me last year. I had no choice but to mention it on the disclosure form. I am with Britannia on a standard variable rate. It has been suggested to me that I should obtain consent to let via Britannia and lease the property to tenants.
  • I was going to call Britannia to ask if they have a Consent to Let application they can send me to complete.. However,I thought I would check online. I was wondering if if you could direct me to a site where I could download this form on the web?
  • Last Summer I moved out my house in a rush and let out the property. I am aware I should have negotiated a consent to let via Britannia but was not sure what the future would hold and it slipped my mind to get consent. I find myself in circumstances where I need to sell that property and port the Britannia home loan to a new house. I am struggling to find a way through without being at the behest of Britannia for failing to obtain consent to let. When porting, at the time of selling, you must declare your intention to "park the rate" and go through fresh set of affordability checks. While I have no issues with affordability, the credit check may reveal I no longer living at the property.
  • I'm thinking about letting my property on a homeowner mortgage with Britannia what is the procedure for getting consent to let?
  • Is it possible that Britannia would have an internal record as to whether consent to let was granted for a specific property?
  • Will Britannia choose to exercise a right to switch the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their BTL range'? Can one refinance on a consent to let with Britannia?
  • My wife and I want to let our house out and use the rental income to pay rent on a house in Enfield. How likely are we to be given consent to let by Britannia without being forced into a new rate.