Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Britannia consent to let

  • My husband and I have a residential mortgage with Britannia. This has been in place for three years. We are deliberating leasing out our house and renting in a village close to our son's school until a suitable home becomes available to purchase. Do Britannia normally grant consent to let and if so, what are the financial consequences?
  • In what situations will consent to let for a property be given from Britannia? How long do you have to have had owned the property before consent to let can be granted by Britannia? By way of background we are going abroad for 20 months with my wife’s work and will need to rent our property. I am interested in procuring consent to let initially to be able to put a tenant in it to offset the costs of the Britannia mortgage.
  • I have a Britannia mortgage and have been letting out the property minus consent to let, making me in breach of my mortgage terms and condition. I think I have come onto their radar that I am not residing there. What negotiating options are available if I fail to sell it in time before they are on notice that I have breached my conditions?
  • I am a first time buyer in the process of trying to acquire a flat. However there is a strong possibility that I will be moving abroad in the near future. I have mentioned this to my financial adviser who has informed me as long as nothing has been signed or confirmed you can go ahead and apply for a residential mortgage with Britannia. Once that's complete if it transpires that I need to move abroad he said can apply for a consent to let from Britannia. How would the property be treated for CGT purposes? From what I can tell there is some sort of tax relief if you have had to vacate your property to move abroad for work. is that right?
  • I need to send the consent to let application by courier and need to know if Britannia have a regular postal address I can use as couriers ordinarily will not accept deliveries to PO Box addresses.
  • I previously took a mortgage with Britannia, but I am going to need to get consent to let for around 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to just chill out a little for a year (by living near her mother and stepfather and getting support) in a greener more relaxed area of Liverpool.
  • We have tenants ready to move in and I have mortgage offer from Britannia on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I have a homeowner mortgage with Britannia which is only 6 weeks in but I have been relocated with work. How easy is it to obtain consent to let from Britannia for a mortgage that has only recently started and I have just purchased the property?