Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Britannia consent to let

  • Will Britannia activate a right to change the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their BTL loans'?

  • I currently let out my flat in Newham. I didn't apply for consent to let. I moved to Surrey for a job opportunity and was unable to cope with the traveling but was worried that Britannia would charge me silly money so I decided to take the risk. I'm looking to legitimise it now... basically carry on letting it but with consent. What are my next steps?
  • Am applying for a home loan with Britannia, but we are running up against a serious block. My husband works in a boarding school, and as such we are provided with a residence as part of his employment. We wanted to buy a studio flat with a view to joining the property ladder, and let it out while we're in school accommodation. I had thought Britannia would be willing to give consent to let from the outset of the loan. It transpires that we may not be able to get consent to let. Do you have any ideas what we can do?
  • My husband have an offer accepted to buy a house, we have a deposit of between 10-15% for a domestic mortgage with Britannia. The one concern is we are due to go overseas in two months for work. We are going through our mortgage broker. She says if you tell this to the lender in advance we will need to get a buy to let. Do go ahead with residential mortgage with Britannia, in a couple of months seek consent to let? Alternatively, do we try and contact Britannia now and say there is a chance we will move abroad in the future (nothing is definite concerning the move abroad) and see if they agree before hand that it wouldn't be a problem
  • I am considering renting my house will Britannia bill me for a consent to let letter?
  • I wish to let out the attic in my house in Southwark. Do I need consent to let from my mortgage co Britannia?
  • We are looking to place my house on rent due to work commitments and was curious if this is possible to get consent to let. It is on a fixed rate mortgage with Britannia at the moment until 2017 September
  • Do Britannia offer consent to let? I am just considering this in order to move home in the the near future