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Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Britannia consent to lease

  • Can a new mortgage be taken on a consent to lease with Britannia?

  • Can you clarify if consent to let compulsory from Britannia or can I rent out my garden flat without telling Britannia and having to transfer to a buy-to-let loan?

  • Last year my husband and I purchased our council flat, in Wandsworth,recently valued at £200k. It's completely paid for from our own funds, unencumbered. We can't sell (without repaying back a significant amount of the discount) before 5 years have gone by. Regardless, we wish to retain it as a investment property to rent out. We are considering taking out a mortgage with Britannia. I am confident that my rental income would cover my monthly repayments so can I negotiate consent to let. Are you able to assist?
  • My understanding is that this is a contravention of Britannia mortgage policy if I lease out my house having informed that I intend to live there. The hope is to have the mortgage fully paid off after four years, by which time the property will be unencumbered, meaning I no longer require any consent to let. Britannia advised me I can overpay as little as I like during the lifetime of the mortgage. I know someone who wants to rent the property. What checks do Britannia do and what are the chances that they are likely to do this? What are the connotations of not seeking consent to let? From what I have read there is a possibility of Britannia jacking up the interest rate
  • What is the longest period that Britannia is willing to issue Consent To Let for?
  • My husband and I invested in buying a property in Hendon with Britannia and am moving to rent a property in Brighton due to work. Is consent to let from Britanniapossible? I am only looking to rent out the flat for 6 - 12 months before selling.
  • My husband and I have a consent to let letter that I have obtained from my management company. I would think I need to send this with a letter to Britannia with a view to obtaining consent to let from them. What address shall I send it to?
  • Was wondering how to obtain a consent to let from Britannia with whom I have a mortgage with. There is an outstanding balance of 47k. The value of property is 245k. Its in my name but my wife and I would like to purchase a ground floor flat in Lewisham we have seen together. How do we go about it?