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Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Britannia consent to let: Q and A’s

  • Next month I will be emigrating to Australia. Rather than sell my house, I would like to rent it out, just in case things don’t go as expected. My current mortgage is with Britannia. If I looked to refinance would a new lender see this as me looking to avoid a Buy To Let mortgage, of which there is very restricted availability for 80% LTV, and hence turn down my request for Consent to Let?
  • I have rented out my one bedroom apartment in Islington for the last 18 months, and I had not appreciated that I required consent to let. I now want to rectify this. What are the legal consequences of my failure to obtain consent to let?
  • Due to redundancy my wife and I are looking to move away from Bexley and our home, potentially to a job in Norway but that means we will want to let the property but don't want the cancellation fees of existing Britannia mortgage which will be high.On what basis is 'consent to let' issued by Britannia?
  • I have a house that's currently under shared ownership (My share is 60per cent) and I bought it in July 2014. I am currently going through the full purchase of the house. My partner and I have also got a second house that we are looking to buy. Mortgage in principle has been issued by Britannia. I want to know that I will be able to put the current house through consent to let as soon as the remainder share has been purchased so, that we can start the process of buying the new house
  • My existing mortgage is with Britannia, but I will soon to need move out for around a year as we need to be closer to my partner's father. Will Britannia give consent to let?
  • I have had my mortgage with Britannia for eight years with no arrear If I asked for consent to let would it be given?
  • Me and my husband have a granny flat attached to our home. Do we need consent to let this from Britannia? If so, what is the process if I wish to transfer my mortgage to consent to let?
  • I hope you can help What do we need to do to obtain consent to let from Britannia? And what are the costs involved?