Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Britannia consent to lease

  • I want to let my existing residence as I wish to acquire a bigger house for the family. I have a mortgage with Britannia. Provided I get the consent to let as I understand banks are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I remortgage after two years with an alternative lender? Will it have to be buy to let mortgage and not a domestic mortgage?
  • I was going to call Britannia to ask if they have a Consent to Let application they can send me to complete.. However,I thought I would look online. I was wondering if if you could direct me to a site where I could download this form on the web?
  • My property has had a mortgage against it with Britannia since 2005. I am now married and live in my husband’s home. As things stand the property is empty and have a choice to sell or let it out. Obviously this will not be a short term proposition as the prospect of moving back is unlikely. What should I advise Britannia with a view to obtaining consent to let?
  • I have been serving in the Royal Navy for five years and intending to purchase a property with a Britannia mortgage. I would like to get consent to let the property to my mother and father in law. In years to come I plan to live in the property with my wife and kids when I leave the Royal Navy. Will I need to apply to my Commanding Officer to request permission to rent it out?
  • My wife and I have already been told to write a letter to Britannia to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
  • My GF is considering purchasing a new property in Camden and is on to a good deal as it needs renovating. We want to rent our current property for two years and come back to live. Is there anything in the Ts and Cs of my Britannia mortgage to say I can let it out or do I need specific consent to let?
  • Britannia - consent to let potential. Are you able to advise on the process with this lender? Do they have a minimum period prior to changing to this and a minimum LTV?
  • Just wanted to know how to seek a consent to let from Britannia with whom I have a mortgage with. There is a remaining balance of 87k. The value of flat is 245k. Property is in my name but my wife and I would like to purchase a garden flat in Havering we have seen together. How do we go about it?