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Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Britannia consent to let

  • I have had a mortgage for five years with Britannia. My partner has recently acquired a property in Haringey and I have the opportunity to live with him. Is it possible for me to rent out my flat with consent to let in case I need to move back? Also what legal paperwork must I provide Britannia with when filling in the consent to let application?
  • After 17 years in the capital, I'm considering relocating to be closer to family. We've only been homeowners for the last two years and about to refinance with Britannia. In the relocation destination, we are be looking at a 3-bed house around the £250k mark. I would preferably like to retain my existing apartment. Could I ask for Consent to Let from the proposed new lender Britannia. If granted what are the likely conditions?
  • I have a mortgage with Britannia however my husband and I will be relocating to Cape Town in September. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • I am looking for our family to move to give us all more space. We are thinking about buying another house in a few years time. Our house is estimated to be worth £240,000 and we have about £70k remaining on the Britannia mortgage. We would ideally like to keep this house as an investment property and let it out with consent to let. Can you have a mortgage on two properties at the same time or do we first need to discharge our existing mortgage?
  • When it comes to consent to let from Britannia am I supposed to update them each time we get a new tenant and post them a copy of the lease document?
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Britannia. My property is worth approx £185k and owe £85k on it. How likely is it that Britannia increase my mortgage rate?
  • Me and my husband may need to lease our home temporarily due to a new job. This will be for a limited period but no more than twoyears. Should I tell Britannia or am I best advised to keep quiet?
  • One year into a homeloan with Britannia due to work reasons need to relocate. Is it possible to get buy to let or consent to let.