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Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Britannia consent to let: Q and A’s

  • Is consent to let needed from Britannia or can I let my property without telling Britannia and having to transfer to a buy-to-let mortgage?

  • I have a normal mortgage with Britannia and will be joining the Royal Fleet Auxiliary in August. This is a civilian manned fleet run by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst on assignment I want to let out my property in Wandsworth and move in with my parents when on shore. I am confident that my rental income would cover my monthly repayments. Can you help?
  • We are a newly married couple and we found a house in Barnet that we like and want to take out a mortgage with Britannia. The issue is that I am pregnant and might give birth any time soon as I am on the last few weeks of pregnancy. This means that it would not be possible for us to move straight away so we are considering living with our parents for about six months. In the meantime, if we get this property, we can let it out. I was just wondering how will that work out? Are we likely to be given consent to let by Britannia
  • My granddaughter is going to work abroad for two years and would like to rent her apartment out. She has a Britannia fixed rate mortgage on repayment and wants consent to let the property as well as switch to interest only. What does she need to do?
  • Please can you tell me the circumstances under which Britannia would turn down a request for consent to let?
  • Three months ago I completed on a apartment using a Britannia mortgage. However I am presently living with mother and father. I don't want to move in until for six months due to personal issues. In interim can I let out the property with consent to let?
  • I am looking at some alternative lifestyle. I have a Britannia mortgage, if I become a US resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on the phone ?
  • What are the changes that Britannia force me into a consent to let product while I'm in a fixed rate product for 2 years?