Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Britannia consent to let

  • I have been stupid in failing to advise Britannia that I’m letting my property out. I would like to do things properly and request consent to let. If Britannia says yes, is there any way of them discovering that I’ve already been renting it without consent?
  • me and my wife recently sorted our rates for another fixed five years with Britannia. Subsequently, I went to an interview and basically I accepted the job offer in Hillingdon. I'm going to rent a one bed flat for me and my family in Waltham Forest as we don't want to sell the house whist there is a chance that we come back before two years.... We really have no idea whether it will go. We called Britannia but we would appreciate your point of view please. How is it to get consent to let in that case as we just got a fixed 5 years rate we really don't want to change.
  • Is it possible to switch a homeowner mortgage with Britannia to a consent to let. It will be less than 55% loan to value and it would change from capital and interest repayment to interest only?
  • In a situation where a landlord chooses to rent out their property without consent to let from Britannia - what, if any implication could there be for an agent acting for the landlord?
  • My marital situation has changed, and I wish to lease my property out - meaning consent to let- I have approx £200K loan with Britannia and currently 100k equity I need to side-step the redemption penalties.
  • I would like to know all the factors and procedures in place to switch my Britannia mortgage to a consent to let?
  • Britannia - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • We need to contact Britannia to enquire about letting out our apartment. Will they send a document to me. Can I not download this from the site?