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Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Britannia consent to let: Q and A’s

  • I have a colleague who is talking about renting their house out and moving in with partner. She has a house in Havering and has a £95k mortgage with Britannia. What would she need to do to get consent to let if she decides to proceed.
  • I am looking to emigrate to Beijing . Rather than sell up, I would prefer to let my current property out, just in case things turn out badly and I decide to come back within one or two years. I have a current mortgage is with Britannia. Would I be able to refinance with another mortgage lender on a much lower interest rate then apply for Consent to Let after the refinancing has completed?
  • How easy is it to switch a homeowner mortgage with Britannia to a consent to let. It will be less than 55% loan to value and it would change from repayment to interest only?
  • My OH and I might have to lease his studio flat out. I realise that I need a consent to let from Britannia. We plan on joining a landlord association if we go ahead and let the flat, but which one should we join? We've seen the RLA and National Landlords Association.
  • It is looking as though I may need to move to Philadelphia for two years, I have a property with a Britannia mortgage. Do I need to ask consent to let? Will they be cooperative?
  • I have tenants ready to move in and I have mortgage offer from Britannia on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I have had my home loan with Britannia since 2006 with no arrear If I sought consent to let would I receive a positive reply?
  • I was just wondering how to get consent to let from Britannia...do I call them or apply formally in writing to them?