Need Help?

Need professional advice for your consent to let with Bradford & Bingley plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Bradford & Bingley consent to lease

  • We have a Bradford & Bingley mortgage and are have made overpayments to bring the loan amount down, in gainful employment etc. Do you know how much it will cost and if Bradford & Bingley usually grant consent to let without changing to a commercial rate?

  • I previously got consent to let from Bradford & Bingley in 2011 but never used it and subsequently remortgaged to a new lender. I recently asked for consent to let. I was told it would be authorised since their requirements were met. However I got a letter advising me that I must supply a letter from the DWP confirming that that are aware of my current situation before they can provide consent. They said this is policy but I have not been able to find these T&Cs on their site. I did complain about the inference that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £35 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to discontinue claiming
  • We I have a domestic mortgage with Bradford & Bingley but I would like to occasionally take in I obliged to obtain consent to let from Bradford & Bingley?
  • My OH are locked into a fixed rate mortgage with Bradford & Bingley for 2 yrs and have been living in the property for nearly eighteen months. Due relationship issues I need to relocate so I would like to let the place out. What is the best way to go about getting consent to let from Bradford & Bingley?
  • Were we to request a consent to let letter from Bradford & Bingley will we be made to convert to buy to let mortgage? We are with Bradford & Bingley and as properties are not currently selling but we have seen one we like we were leasing our home out in order to acquire the new and sell this one when the value picks up.
  • A work promotions now necessitates that Ibe in different places every month and as a result I wanted to understand the process for getting consent to let with Bradford & Bingley
  • Last month bought a one bedroom first floor purpose built flat in Hounslow. I am a FTB. I am moving Ireland next month, can I get consent to let from my lender Bradford & Bingley or do need to wait for at least 6 months?
  • I have fixed rate mortgage with Bradford & Bingley. I may have to let out my property due to necessity. Were I to apply for consent to let, will I have to pay significantly more interest?