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Need professional advice for your consent to let with Bradford & Bingley Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Bradford & Bingley consent to let

  • Me and my husband have a Bradford & Bingley home loan and are have made overpayments to bring the loan amount down, both employed etc. Can you tell me how much the fees are and if Bradford & Bingley usually grant consent to let without transferring to a new mortgage product?

  • I have a garden flat in Southwark let out which has a fifty year lease. Mortgage broker said I should refinance (currently with Bradford & Bingley) as a buy to let rather than consent to let and release 65-70k which on top of a new homeloan based on income multiples would give me a budget of £210k. Not much about in Lewisham for me to buy my own property. A lease extension will cost 19k. Should I keep or sell the flat?
  • I vacated my flat about 4 months ago but didn't get around to get a consent to let letter, primarily because the mortgage fix rate period is ending in six weeks and I am thinking about a remortgage in any event. I want to ask for the letter now, is that going to open up a Pandora’s box?
  • My fiance took out a fixed rate mortgage with Bradford & Bingley for 2 years and have been living in the flat for about six months. Due a job opportunity abroad I need to leave so I would like to lease the place out. How can I get consent to let from Bradford & Bingley?
  • I would like consent to let on my Barnet maisonette from Bradford & Bingley. I will be leaving the UK for a period of time so wish to know if I am able to rent out my apartment
  • My partner is considering purchasing a new property in Hillingdon and is getting a good deal as it needs renovating. We want to rent our current property for two years and then return. Is there anything in the Terms and Conditions of my Bradford & Bingley mortgage permitting me to lease it out or do I require specific consent to let?
  • I wish to buy a new house but can't afford to sell my existing property with a Bradford & Bingley mortgage. Do you know acceptable terms for Bradford & Bingley to grant consent to let? Is getting married and having children a good enough reason to make the request?
  • I am intending on relocating inside the next nine months and wish to rent my property out. My current rate is fixed with Bradford & Bingley. I am concerned that a rate hike would be too much if that was a condition of receiving consent to let