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Need professional advice for your consent to let with Birmingham Midshires? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Birmingham Midshires consent to lease

  • I have a homeowner mortgage over my residence in loc with the intention of relocating overseas to country for a couple of years. During this time frame I want to let out my flat. My lender is withholding consent to let. I wish to avoid taking out a buy to let mortgage as it’s only for a limited time-frame that I am going away for.

  • Hi, I have consent to let my property with Birmingham Midshires and am now looking to give my tenant two months notice as I wish to find a buyer. I am concerned about the property being empty when the tenant leaves and finding a buyer. Not once have I defaulted on the account, is it likely that I would be able to take payment holidays pending the sale of the property?
  • I sought consent but I did not get it as I did a remortgage in May but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some additional criteria that will not be ok. On the other hand I can remortgage with Birmingham Midshires but will they give me consent straight away?
  • My fiance and I are looking to let out our two bedroom second floor purpose built flat in Lambeth in August. I would like some advice on what I need to do. I've just moved our Birmingham Midshires mortgage to a fixed term and just need to understand what the procedure is if I plan to get consent to let.
  • I have a domestic mortgage with Birmingham Midshires, and I would like to let the property out, until I decide whether to sell or retain it as an investment. At the moment I am on the fixed rate. Will I need to remortgage? I.E. buy to let?
  • Birmingham Midshires - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • I have a standard mortgage with Birmingham Midshires which is only six weeks long but I have been moved abroad with my job. How easy is it to get consent to let from Birmingham Midshires for a mortgage that has only recently commenced and I have just bought the property?
  • What are the implication if I have already leased out the property for a number of years as an HMO and now want to go legit with Birmingham Midshires by obtaining consent to let ? (assume Birmingham Midshires had in the past given a standard mortgage previously)