Need Help?

Need professional advice for your consent to let with Birmingham Midshires? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Birmingham Midshires consent to let

  • At present I have a domestic mortgage with Birmingham Midshires. My company has offered me a property as part of my job and want to lease out my existing house. My mortgage broker seems confident that it is a simple process. Are you able to provide me with some information please?
  • I appreciate the GGT consequences of switching a Birmingham Midshires mortgage to consent to let, but what about the ongoing rental earnings vs outgoings? Say I changed my former owned ground floor flat into CTL and vacated and pay rent elsewhere. Is it legitimate to offset the rent I am paying from the rental income?
  • I would like to let my ground floor flat out from the end of June this year as I will be going for a few months. I have a domestic mortgage with Birmingham Midshires. I will not be letting for more than 6 months. Most likely it will be 4-5 months. It has been suggested that I get consent from my freeholder first? Please can you advise what I should be doing in what order?
  • I have a flat in Merton with a Birmingham Midshires mortgage but I no longer live there. My brother moved in but pays no rent. At the moment I live in rented accommodation and am keen to buy a house. I have found a dream property at reasonable price. I have sufficient for a deposit to use on the house I am interested in but would find it difficult to pay enough off the old property to change it to a BTL loan at the same time. Can I switch the current Birmingham Midshires mortgage for my old apartment into a consent to let and use my savings to pay a larger deposit for the homeowner mortgage on the property that I want to buy?
  • Will Birmingham Midshires want to know why I am seeking consent to let? Should I disclose my possible move overseas?
  • Evening? I am just curious whether Birmingham Midshires offer consent to let as an option should I decided to let out my home under a domestic mortgage. Is there a specific rule for right to buy property and consent to let?
  • Just wanted to know what needs to be provided to Birmingham Midshires in order to get consent to let? I just finished a three year fixed mortgage and possibly moving to another apartment with my partner.
  • I am looking at some alternative lifestyle. I have a Birmingham Midshires mortgage, if I become a Australian resident but wish to rent my UK house, ...what do I need to do to get consent to let. Can this be obtained on the phone ?