Need Help?

Need professional advice for your consent to let with Birmingham Midshires? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Birmingham Midshires consent to lease

  • I have a residential Birmingham Midshires mortgage and am keen for consent to let as I wish to move to another property belongings to me. It would appear that you can help. How do your fees work for this service?
  • How likely are Birmingham Midshires in issuing me with Consent To Let on a ground floor flat? Agents have had it on the market for two months. I am keen to sell but I'm mindful that given the lack of interest I will have to get a tenant in to cover the mortgage to Birmingham Midshires (I no longer reside at the address). My preference is to be open with Birmingham Midshires than do it on the sly but I am concerned as to how helpful they will be.
  • At present I have a residential mortgage with Birmingham Midshires. My company has offered me a home as part of my job and would like to let out my existing house. The financial advisor has informed me it is a formality. Are you able to provide me with some information please?
  • We are currently in NYC and letting out our flat in Lambeth. This was unplanned but an opportunity presented itself and we took it. The rental income is insufficient to cover the mortgage so we transfer funds each month to cover the shortfall. Earlier today our lender got in touch informing me that because the property is being let out and has been for nearly four years we will have to pay 1.5% interest on top of our current mortgage rate. One option would be to sell up but this will be difficult as I am so far away. Would it be possible to remortgage with Birmingham Midshires and get consent to let?
  • Can I remortgage to Birmingham Midshires from my current provider, with a consent to let or do I need a let to buy mortgage, and if so what are the LTV's?
  • My partner and I have a mortgage with Birmingham Midshires and would be thinking about purchasing another main residence and then subsequently renting our current house out. Do I need consent to let from Birmingham Midshires?
  • Does my loan to value need to be at a certain level to allow me to apply for a consent to let from my mortgage provider Birmingham Midshires. Does it make a difference that I only took out the mortgage four months ago?
  • I need to contact Birmingham Midshires to enquire about renting out our home. Will they post an application to me. Can I not download this from the site?