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Need professional advice for your consent to let with Birmingham Midshires? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Birmingham Midshires consent to lease

  • I am about to join the property ladder looking to purchase a small house in Birmingham Midshires. I have a 50% deposit and expect a mortgage from Birmingham Midshires. My dilemma is that my partner has a flat in Birmingham and I hope to be moving in next year, when I would have to let out my house. I I know that consent to let is needed but it does not sound like a guaranteed option. Can you offer any advice?

  • Hello, I have a mortgage on an apartment with Birmingham Midshires and I am pondering on the idea of leasing the property out. Can I do this without changing to a BTL or getting consent to let from Birmingham Midshires?
  • I rented my flat last June and didn't tell Birmingham Midshires. I have a three year domestic mortgage (healthy equity in it, no arrears) and want to let Birmingham Midshires know and get consent to let for the final two years of my mortgage . Not sure how to go about this.
  • I am a letting agent. If a landlord opts to rent out their house without consent to let from Birmingham Midshires - what liability do I have, if any? Technically the landlord isn't committing a crime, however, they would be breaking their agreement with the Birmingham Midshires, as Birmingham Midshires invariably need to be informed of any change in circumstances. If I turn a blind eye could I be accruing trouble?
  • I would like consent to let on my Enfield apartment from Birmingham Midshires. I will be going abroad for 10-12 months and so want to know if I am able to rent out my flat
  • I would like to know whether Birmingham Midshires would have an internal record as to whether consent to let was granted for a specific property?
  • I am going away for work for up to a year... I was wondering if I was able to obtain from Birmingham Midshires consent to let the property out while abroad as I do not want to leave it unattended for that period
  • I have fixed rate mortgage with Birmingham Midshires. I am going have to rent out my house due to necessity. Were I to seek consent to let, will I have to pay a lot more interest?