Consent-to-let Help for Birmingham Midshires

Sample questions relating to Birmingham Midshires consent to let

• I would like to purchase a second house having recently bought a two bedroom first floor purpose built maisonette on residential mortgage. Looking to purchase next year. I am told that I may need consent to let from Birmingham Midshires, my current mortgage provider? What is the best way to go about this and get the permission required.
• me and my wife have just sorted our rates for another fixed period with Birmingham Midshires. Some weeks later, I attended an interview and basically I accepted the job offer in Wandsworth. I'm going to rent a one bed flat for the family in Hackney as we don't wish to sell the house whist there is a chance that we come back before two years.... We really don't know how things will go. We have contacted Birmingham Midshires but we would appreciate your take on the situation. How is it to get consent to let in that case as we secured a fixed 5 years rate we would not want to swap this.
• I understand that this is a breach of Birmingham Midshires terms and conditions of mortgage if I lease out my flat having indicated that I intend to reside there. The plan is to repay the mortgage after five years, by which time I will become the outright owner, meaning I no longer require any consent to let. Birmingham Midshires advised me I can overpay as much as I like during the agreement. I know someone who wants to rent the property. What are the chances of Birmingham Midshires discovering that I am not residing at the address? What are the repercussions of not seeking consent to let? From what I have read there is a possibility of Birmingham Midshires transferring my loan onto a BTL mortgage
• I am in the armed forces and planning to purchase a property with a Birmingham Midshires mortgage. I would like to obtain consent to let the house to my mother and father in law. In years to come I plan to reside in the property myself when I leave the armed forces. Is this achievable?
• I am deliberating on renting my property will Birmingham Midshires charge me for a consent to let letter?
• I am thinking about moving in with my girlfriend but would rather not to sell my place. How do I go about seeking consent to let from Birmingham Midshires, and how likely is it that this will be obtained?
• I would like to rent out my property for a couple of years at most. I would like to know if I could have a consent to let from my existing mortgage lender Birmingham Midshires?
• Me and my husband want to consider the option of renting out my apartment with consent to let from Birmingham Midshires whist away travelling for three months