Need Help?

Need professional advice for your consent to let with Birmingham Midshires? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Birmingham Midshires consent to let

  • I rent out my property in Croydon. I didn't apply for consent to let. I moved to Surrey for work and couldn't do a commute but was worried that Birmingham Midshires would charge me a small fortune so I decided to take the risk. I'm hoping to legitimise it now... basically continue leasing it but with consent. What are my next steps?
  • Am I required to notify Birmingham Midshires of my intention to rent a room out to a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax implications.
  • I have been a mortgage customer with Birmingham Midshires for 14 years. My divorce went through four years ago put the property in my name by transfer of equity. My circumstances have changed, I wish to retain my house but move in with my new partner, leasing my house out. I have been informed by my IFA that I can ask for a consent to let by Birmingham Midshires rather than a BTL mortgage as I I did not buy the property with the intention of letting it out, your feedback would be appreciated?
  • I am currently looking to acquire my first property however, working as a contractor. I want to chose a mortgage company that allows short term letting with a homeowner mortgage so that I could lease out the property for 6-9 months with long periods of absence without being required to switch to a BTL rate. Are you able to advise me on how lenders would view this and specifically the stance taken by Birmingham Midshires.
  • My partner and I are the registered owners of a property in Bristol with Birmingham Midshires and am moving to rent a property in Cambridge due to work. Is consent to let from Birmingham Midshiresavailable? I only want to rent out the flat for six to nine months before selling.
  • I am looking to Birmingham Midshires to issue me with consent to let out my flat in Hackney. I am moving in with partner, cant sell property
  • My Birmingham Midshires mortgage is coming up for renewal. We would like to apply for a new residential mortgage and then seek consent-to-let. Is this possible? We don't use the house much now that our kids have grown up, and would be better used as a rental.
  • I want to apply for consent to let from my lender Birmingham Midshires to lease out my house. I am potentially moving in with mypartner. Do Birmingham Midshires allow consent to let in this situation?