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Need professional advice for your consent to let with Birmingham Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Birmingham Bank consent to lease

  • I currently let out my flat in Croydon. I didn't get consent to let. I moved to Surrey for work and was unable to cope with the traveling but was worried that Birmingham Bank would charge me silly money so I decided to take the risk. I'm hoping to legitimise it now... basically carry on letting it but with consent. What are my next steps?

  • Do I need consent to let from Birmingham Bank or can I let my basement flat without telling Birmingham Bank and being forced to switch to a buy-to-let mortgage?

  • Always on the look out for a money making scheme I am contemplating leasing out my flat and generate some income while I am on vacation. It’s only for a fortnight. Is advanced consent to let from Birmingham Bank required?

  • For a variety of reasons I intend moving in with my girlfriend this week and I have let my property out to 2 students on a twelve month tenancy. The application for consent to let from Birmingham Bank is in hand but what if they decline. I can’t rescind on my contract in terms of not renting the students as the paperwork is finalised. On the flip-side Birmingham Bank could take action for breach of contract i.e. letting it out without consent to let.
  • We have a mortgage with Birmingham Bank at the moment and just wondering about the procedure for getting a 'consent to let'
  • Will Birmingham Bank choose to exercise a right to change the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their BTL range'? Is it possible to refinance on a consent to let with Birmingham Bank?
  • I wish to apply for consent to let from my lender Birmingham Bank to rent out my property. This is due to me relocating. Do Birmingham Bank issue consent to let in these circumstances?
  • Me and my husband may want to lease our home temporarily due to a new job. This will be for a limited period but no more than threeyears. Should I tell Birmingham Bank or it is wise to keep my head down?