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Need professional advice for your consent to let with Bluestone Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Bluestone Mortgages consent to lease

  • My mortgage is nearing refinancing with Bluestone Mortgages. The house has been tenanted for a couple of years and I think I should informBluestone Mortgages. I understand that I should seek consent to let, but since the property has already been let out for a considerable time could they deny - insist I go onto a BTL rate or even apply a penalty? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • Two years ago my wife and I bought our council house, in Southwark,recently valued at £200k. It's completely paid for from our own finances, mortgage fee. We can't sell (without penalty of losing some of our discount) before 5 years have gone by. Regardless, we want to hold onto it as a investment property to let out. We wish to release some equity via a Bluestone Mortgages mortgage. Will consent to let be given?
  • As a result of changes in my personal circumstances I intend moving in with my girlfriend this week and I have let my property out to two tenants on a twelve month tenancy. The application for consent to let from Bluestone Mortgages is in hand but what if they refuse. I can’t renege on my contract in terms of not renting the students as the paperwork is finalised. On the other hand Bluestone Mortgages could sue me for contravention of a condition i.e. renting it out in the absence of consent to let.
  • I own a property that's currently under shared ownership (My share is 60per cent) and I bought it in Aug 2013. I plan to go through the full purchase of the house. Me and my wife also have in mind a further house that we are looking to buy. Mortgage in principle has been issued by Bluestone Mortgages. I would like to know that I will be able to put the existing house through consent to let as soon as the remainder share has been purchased so, that we can start the process of buying the new home
  • Do I need to wait for consent to let to be granted on my prevailing residential mortgage with Bluestone Mortgages before applying for a resi mortgage on a second property?
  • Me and my husband have had my mortgage with Bluestone Mortgages since 2007 with no arrear If I sought consent to let would I receive a positive reply?
  • Just wanted to know what needs to be provided to Bluestone Mortgages in order to get consent to let? I just finished a three year fixed mortgage and potentially moving to another property with my boyfriend.
  • I have a mortgage with Bluestone Mortgages and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. What are my consent to let options currently?