Need Help?

Need professional advice for your consent to let with Bluestone Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Bluestone Mortgages consent to lease

  • We have a Bluestone Mortgages mortgage and are have made overpayments to bring the loan amount down, in gainful employment etc. Can you tell me how much the fees are and if Bluestone Mortgages usually grant consent to let without transferring to a different deal?

  • I took out a homeowner mortgage with Bluestone Mortgages last November and then had to relocate due to my job, I am now considering renting my apartment out for six months whilst I am abroad. What are my chances of obtaining consent to let from Bluestone Mortgages, and what effect would this have?
  • I understand that this is a breach of Bluestone Mortgages mortgage policy if I lease out my house having indicated that I intend to reside there. The aim is to repay the home loan after five years, by which time the property will be unencumbered, meaning I no longer require any consent to let. Bluestone Mortgages advised me I can overpay as little as I like during the agreement. I have someone who is interested in renting the property. What checks do Bluestone Mortgages do and what are the chances that they are likely to do this? What are the repercussions of not getting consent to let? From what I have read there is a possibility of Bluestone Mortgages jacking up the interest rate
  • Me and my husband are soon to send the remaining details to our IFA for them to proceed with our mortgage application to purchase our first property together. My husband bought an apartment in 2001 which he jointly owns with his brother. That flat has been tenanted in the absence of consent to let from Bluestone Mortgages. Fast forward to our application - our broker requested info on the Bluestone Mortgages mortgage. If we come clean about the lack of consent to let from Bluestone Mortgages will it materially impact the chances of getting a mortgage?
  • I wish to lease out my house. Do I simply post a letter to Bluestone Mortgages asking for consent to let out the home?
  • Bluestone Mortgages - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • Assuming that I was successful in obtaining consent to let from Bluestone Mortgages, can I sell during the consent period? Is it possible that I would incur any penalties?
  • Do you have the address to which a Consent to Let request to be sent for Bluestone Mortgages? Sorry about bothering you with this query.