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Need professional advice for your consent to let with Bluestone Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Bluestone Mortgages consent to lease

  • Under what conditions will consent to let for a property be given from Bluestone Mortgages? For what period of time do you have to have had the mortgage before consent to let can be negotiated with Bluestone Mortgages? In order to give you some context we are going abroad for 20 months with my husband's company and will need to rent our house. I would be interested in gaining consent to let in the first instance in order to put a tenant in it to cover the expense of the Bluestone Mortgages mortgage.
  • I have a mortgage with my wife on our apartment which is up for renewal 17th August. I am having to move to Brighton for my company in February. What are the chances of being able to switch to a consent to let mortgage with Bluestone Mortgages?
  • We have a standard variable mortgage with Bluestone Mortgages that we are having difficulty getting consent to let due to being in Dubai and renting out the flat from 2011 without their approval which was an oversight by us. We have a 38% LVR and have been making overpayments of £500pm for 6 years so there are no arrears. We are willing to move onto a buy to let mortgage with Bluestone Mortgages at an increased rate yet we haven't been given that as an option.
  • In 2001 I was given permission by the local authority and my lender Bluestone Mortgages to convert a small barn into a granny annex, conditional on it not being sold separately from the main house. My parents died some years ago and I would now like to lease it out with consent to let from Bluestone Mortgages. Do you think this will be possible?
  • Will Bluestone Mortgages want to know why I am applying for consent to let? Is it wise to inform them of my potential relocation abroad?
  • We have a consent to let letter that I have procured from my management company. I presume I need to send this with a letter to Bluestone Mortgages with a view to procuring consent to let from them. What address shall I forward it to?
  • I may potentially need consent to let from Bluestone Mortgages in the future with work. I am just exploring what the options would be if this was the case. Is there a limit on the length you can let out your property with consent?
  • Do you know whether there a time limit on a consent to let from Bluestone Mortgages? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?