Consent-to-let Help for Barclays Bank as The Woolwich

Top Five Questions relating to Barclays - Woolwich consent to lease

• For the last few months I have been letting out my flat in Croydon. I didn't request consent to let. I moved to Surrey for a job opportunity and couldn't do a commute but was worried that Barclays - Woolwich would charge me a small fortune so I decided to take the risk. I'm hoping to legitimise it now... basically continue leasing it but with consent. What are my next steps?
• We have an existing mortgage with Barclays - Woolwich and need clarify if it would be possible to obtain consent to let out our studio flat in Southwark.

  The rationale for needing to let out the property are as follows: -

  • My wife and I will be moving to Hong Kong in January.
  • By renting out the property this will facilitate savings to support the migration process.
  • There is little merit from a monetary perspective to redeem the mortgage for a property which we are no longer living and by letting out the property this would be deemed as continuing investment.

  If Barclays - Woolwich agreed that we are able to proceed with renting we would suggest some financial commitments to include: -

  • Maintain paying the monthly mortgage payment directly from my current account.
  • Use an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
  • Provide our forwarding details for when we move.
• My fiance and I might have to lease out her flat, and I have a question concerning getting consent to do so. I know I need to inform Barclays - Woolwich and get a consent to let or change to a buy to let product. But the property is leasehold, so do we have to get consent to let from the residents association?
• My wife and I took a mortgage out on a garden flat in December however I will be working outside of commuting distance of Bexley in the medium term but hope to find work closer in the long term. Given that I recently acquired the property I will lose money if I sell and do intend to return to Bexley so would like to keep it. How difficult is it to get consent to let from Barclays - Woolwich and what will it cost me ?
• When it comes to consent to let from Barclays - Woolwich am I supposed to inform them every time we get a new tenant and send them a duplicate of the tenancy?
• I am endeavouring to discover which lenders are best for granting consent-to-let without hiking up rates, and hopefully allowing in excess of two years if required. Is that something you can assist me with? We are particularly interested in Barclays - Woolwich
• I might potentially need consent to let from Barclays - Woolwich in the future with work. I am just looking to see what the options would be if this was the case. Are there any time restrictions on the length one can let out a property with consent?
• I am interested in consent to let for my home mortgaged with Barclays - Woolwich. How do I move forward? Do I have to call Barclays - Woolwich and get them to agree?