Need Help?

Need professional advice for your consent to let with Bank of Scotland Private Banking? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Bank of Scotland Private consent to lease

  • The tenants for my property have asked for evidence of my ‘consent to let’ from Bank of Scotland Private, my bank. Is this normal?

  • Can you please advise me what fees Bank of Scotland Private levy for consent to let out part of my two bedroom apartment? Any insights would be appreciated.
  • Having spent twenty years in Manchester, I'm considering relocating to be nearer to family. We've only been homeowners for the last two years and about to remortgage with Bank of Scotland Private. In the relocation destination, we are be looking at a 4 bedroom house around the £250k mark. I would preferably like to retain my existing apartment. Could I ask for Consent to Let from the proposed new mortgage provider Bank of Scotland Private. If granted what are the likely requirements?
  • My understanding is that this is a breach of Bank of Scotland Private mortgage policy if I let out my house having informed that I intend to live there. The hope is to redeem the home loan after six years, by which time I will become the outright owner, meaning I no longer require any consent to let. Bank of Scotland Private advised me I can overpay as little as I like during the lifetime of the mortgage. I know someone who is interested in renting the property. What checks do Bank of Scotland Private do and what are the chances that they are likely to do this? What are the consequences of not getting consent to let? From what I have read there is a possibility of Bank of Scotland Private changing the loan onto a BTL mortgage
  • What is the process for getting a consent to let application form from Bank of Scotland Private and how quickly can I get the consent?
  • I have a domestic mortgage with Bank of Scotland Private - about 55% equity. I am considering relocating due to a promotion and enquiring whether consent to let would be given so I could lease out the house?
  • I might be looking to rent out my property and wondered what I would need to do to obtain consent to let from Bank of Scotland Private. There is a possibility that I might be moving abroad for nine months.
  • Do you have the address to which a Consent to Let request to be sent for Bank of Scotland Private? Sorry about bothering you with this query.