Consent-to-let Help for Bank of Scotland Private Banking

Examples of recent questions relating to Bank of Scotland Private consent to let

• We have a Bank of Scotland Private home loan and are are not in arrears, in gainful employment etc. Do you know how much the fees are and if Bank of Scotland Private are likely to give us consent to let without porting the loan to a new mortgage product?

• I am planning to write to my lender Bank of Scotland Private setting out the following reasoning for my request for consent to let ; "I am having difficulties with the monthly mortgage amount and thinking about a to move back with my parents but can't sell. I wish to avoid defaulting on the mortgage and have thought about returning the property to you. If you issued consent to let this will likely solve matters." What are the chances that this will convince them to grant me consent to let?
• Is it legal to let out our house minus consent to let from our mortgage provider? I know that initially we signed a contract saying it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use H2B if you owned other premises at the time, but what about property after the event? Can one acquire a further property, receive a gifted property?
• I accept that I have been most reckless in not informing Bank of Scotland Private that I’m renting my studio flat out. My most recent tenants have left the place in a state and I need to claim on malicious damage. I’m afraid that my insurer will contact Bank of Scotland Private, and secondly if they do inform them, what are they likely to do given the lack of consent to let?
• I took a domestic mortgage with Bank of Scotland Private and with my circumstances changing significantly in the last four months, can I obtain consent to let. What changes will affect me?
• I was just enquiring if Bank of Scotland Private were picky when giving out consent to let. I sent my request on date and I am waiting to hear back. Should I start chasing or wait for a bit longer?
• My mortgage has been with Bank of Scotland Private for ten years. I would like to apply for consent to let my house. I have been waiting for a response from Bank of Scotland Private. Are you able to please check and help?
• I am planning on relocating inside the next 6 months and want to let my flat out. My mortgage rate is fixed with Bank of Scotland Private. I am worried a rate hike would be too much if that was linked to getting consent to let