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Need professional advice for your consent to let with Bank of Scotland Private Banking? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Bank of Scotland Private consent to lease

  • We are a young couple and we have identified a property in Enfield that we like and wish to get a mortgage with Bank of Scotland Private. Our concern is that I am pregnant and about to give birth any time soon as I am on the last few weeks of pregnancy. This wouldn't make it impossible for us to move right away so we are thinking to keep living with my mum and dad for the next few months. In the meantime, if we secure this property, we can let it out. We just wondering how will that work out? Will we be liable to obtain consent to let from Bank of Scotland Private
  • My fiancee and I are first-time buyers, currently renting. We would ideally like to purchase a ground floor flat in Hounslow. We want to move there, but will need to wait for a job - perhaps a couple of years. Would we have to get a buy-to-let mortgage? Would it be possible to have a 1st time buyer mortgage with Bank of Scotland Private, because we intend to move there soon? Or could we live there for a short period of time , then start renting it with consent to let from Bank of Scotland Private? I'm only evaluating suggestions that are entirely legal, and have no intention of breaching the terms of the mortgage with Bank of Scotland Private.
  • I have a fixed mortgage with Bank of Scotland Private (with just over eighteen months left) but due to redundancy want to move away from London (actually to a new job in Belgium) and so want to rent the property out. We don't want to have the expense of the penalty cancellation of existing mortgage and understand that some lenders are content to grant this 'consent'...what is the approach taken by Bank of Scotland Private?
  • Last month I got married and my wife and I would like to purchase a family home in the coming year, whilst keeping our three bedroom ground floor purpose built maisonette in Enfield we currently live in to rent out. Mortgage on the flat is with Bank of Scotland Private. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
  • My two year fixed rate with Bank of Scotland Private will soon expire next month I will move on to the current variable rate. I would like to know if consent to let from Bank of Scotland Private is a foregone conclusion, if there are charges, and if there conditions?
  • I have a mortgage with Bank of Scotland Private at the moment and just wondering if there any fees for obtaining consent to let
  • Will Bank of Scotland Private choose to operate a right to convert the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their B2L range'? Is it possible to refinance on a consent to let with Bank of Scotland Private?
  • My daughter has a mortgage with Bank of Scotland Private and she wants to lease her apartment out as she moving in with her boyfriend.Will she be granted consent to let? What is the procedure and what needs to be done next?