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Need professional advice for your consent to let with Bank of Scotland Private Banking? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Bank of Scotland Private consent to lease

  • I intend to let out my flat to some tenants who have asked me for sight of my ‘consent to let’ from Bank of Scotland Private, my bank. Is this normal?

  • In a worst case scenario what action Bank of Scotland Private can take if I have rented my property in the event that consent to let is not forthcoming?

  • How likely are Bank of Scotland Private in issuing me with Consent To Let on a maisonette? Agents have had it on the market for six weeks. I need to sell but I'm anxious that given the lack of interest I will have to get a tenant in to cover the mortgage to Bank of Scotland Private (I do not now live there). My preference is to be honest with Bank of Scotland Private than not tell them but I am worried as to how understanding they would be.
  • Me and my husband are soon to send the remaining details to our IFA for them to proceed with our mortgage application to purchase our first property together. My husband bought an apartment in 2003 which he co-owns with his brother. That flat was and continues to be leased out in the absence of consent to let from Bank of Scotland Private. Fast forward to our application - our broker is seeking info on the Bank of Scotland Private mortgage. If we come clean that there is no consent to let from Bank of Scotland Private will it adversely impact the chances of getting a mortgage?
  • Can you help me understand what are acceptable reasons for leasing a property when it comes to seeking consent to let from Bank of Scotland Private? Can you assist?
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger home. Will it be possible to get a consent to let on my new mortgage with Bank of Scotland Private to allow us to get a mortgage also with Bank of Scotland Private for a new home?
  • Is it possible to negotiate a consent to let from Bank of Scotland Private if I have a current mortgage which has been in place for seven years?
  • I would like to let my property for a couple of years at most. How do I go about getting consent to let from Bank of Scotland Private who I have a mortgage with?