Need Help?

Need professional advice for your consent to let with Bank of Scotland Private Banking? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bank of Scotland Private Consent to Lease Example Support Desk Enquires

  • I have a shared ownership home in Camden and will be looking to buy out the rest of the property. However, within the next six months I may be working overseas for a short period of time so would like to know what approach Bank of Scotland Private take to consent to let as I am considering a remortgage with them. I am by no means sure that they will lend on my property but as an aside can you provide further information on their consent to let requirements?
  • For two years now I have been with Bank of Scotland Private and have just re-fixed the mortgage rate. The LTV is in the region of 28%. We now need to move into my elderly mother-in-law's bungalow to look after her, it would make sense to rent our house out - do I need to seek consent to let from Bank of Scotland Private and is it likely to be granted?
  • I am looking for some feedback as to whether consent to let from Bank of Scotland Private is the correct strategy for me. I purchased my property six months ago by porting an existing Bank of Scotland Private mortgage product. My fixed rate finished 4 months ago I'm thinking about moving in with a new partner. I don't want to sell my property yet because I'm unsure of whether the new move will work out. Would it be likely that Bank of Scotland Private would grant a consent to let based on me letting out my property on a an AST for 1-2 years and then I either commit to a B2L product or sell it?
  • I have a property in Waltham Forest with a Bank of Scotland Private mortgage but I no longer reside there. My brother moved in but pays no rent. I currently live in rented accommodation and am keen to purchase a house. I have found an ideal property at reasonable price. I have sufficient for a deposit to use on the house I am interested in but would find it difficult to pay enough off the old property to switch it to a buy to let mortgage simultaneously. Can I transfer the current Bank of Scotland Private mortgage for my old apartment into a consent to let and use my reserves to pay a larger deposit for the domestic mortgage on the property that I am looking to purchase?
  • My circumstances have changed, and I wish to lease my home out - meaning consent to let- I have approx £140K loan with Bank of Scotland Private and currently 100k equity I need to side-step the early repayment fees.
  • At the moment I do not have consent to let from Bank of Scotland Private but I would like to change to one, An opportunity has arisen which might involve me working away for eighteen months. But want to keep my property for when I come back - are you able to help?
  • Was wondering how to obtain a consent to let from Bank of Scotland Private who I have a mortgage with. There is an outstanding balance of 47k. The value of property is 220k. Property is in my name but my wife and I would like to purchase a one bedroom apartment in Brent we have seen together. How do we go about this?
  • 17 months into homeloan with Bank of Scotland Private due to work reasons need to relocate. Is it possible to get buy to let or consent to let.