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Need professional advice for your consent to let with Bank of Scotland ? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Bank of Scotland consent to let

  • In a worst case scenario what action Bank of Scotland can take if I have let out my house if consent to let is not first obtained?

  • I am looking to emigrate to California . As opposed to finding a buyer, I wish to rent my current property out, just in case things turn sour and I decide to return within a couple of years. The current mortgage is with Bank of Scotland . Would I be able to remortgage with another mortgage provider on a much lower interest rate then apply for Consent to Let once the refinancing is in place?
  • I have a house in Camden but I am moving with my girlfriend to a different location for work purposes and moreover near her university. My preference is to retain the property but it is unlikely that I can afford a BTL rate. It will only be temporary -three years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Bank of Scotland . Is there a chance I won't be approved for consent to let?
  • I have been renting out my flat to students for two years but not on a BTL mortgage because I thought that you only required a BTL if you had more than one property. In trying to acquire a second property, I discovered that I should have had consent to let at the outset from my lender Bank of Scotland . I'm wondering whether I can now ask Bank of Scotland for a consent to let?
  • Bank of Scotland domestic mortgage. Will they grant consent to let a property for three years? I will move back in again as a resident.
  • I want to take in in a lodger for my studio flat in Lewisham which I live in. My mortgage is with Bank of Scotland . Will they grant consent to let?
  • I am looking for consent to let for my flat as I am moving out for nine months currently fixed Bank of Scotland mortgage with two years which is up on May next year.
  • I have a mortgage with Bank of Scotland but am wanting to rent my house out and move in with my GF and baby what is required to obtain consent to let?