Consent-to-let Help for Bank of Scotland

Questions and Answers: Bank of Scotland consent to let

• Me and my husband were looking to purchase a maisonette with ten per cent down payment with the aim of living there. However in the next two years the in-laws plan to move to France for a year or two so we would be moving into the in-lawsCroydon apartment to "housesit". Should we go ahead with a residential mortgage with Bank of Scotland would we likely encounter any issues with obtaining consent to let ?
• I need to explore if I can obtain consent to let on my existing flat. I have a mortgage with Bank of Scotland but my circumstances have changed. I'm about to move in with my partner and daughter who have a house and more room than my 1 bed property. I am sure that I will not qualify for a buy to let loan as I don't have the funds for a deposit nor do I earn more than £25000 a year.
• A few months ago I let out my garden flat and have gained a Consent to Let with my mortgage company. 6 months have now gone by and they have increased my repayment percentage as previously advised. I am unwilling to swap to a preferable product with them, as they will revoke my consent to let. Were I to go with another provider for example Bank of Scotland , would I need to apply for a Buy To Let mortgage or could I just remortgage and secure consent to let?
• At the moment I am looking to acquire my first home however, working as a consultant. I want to chose a mortgage company that will permit short term letting with a homeowner mortgage so that I could let the property for no more than six months with long periods of absence without being forced into a BTL product. Are you able to advise me on how lenders would view this and in particular the approach taken by Bank of Scotland .
• It would be helpful to know if on the balance of probabilities Bank of Scotland will grant consent to let out our flat in Hounslow
• Will Bank of Scotland want to know why I am seeking consent to let? Is it wise to inform them of my possible move abroad?
• My current mortgage is with Bank of Scotland , but I have to get consent to let for approximately a year as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take a break for twelve months (by living near her parents and having support) in a greener more relaxed part of Manchester.
• Me and my husband want to let our house out and use the rental income to cover the rent on a house in Newham. What are the chances of being given consent to let by Bank of Scotland without being forced onto a BTL product.