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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Bank of Ireland Mortgages consent to let

  • If I decided to let out my garden flat with consent to let with Bank of Ireland Mortgages, what evidence would be required of tenancy? If after 1 year I decided to let it on a number of short term rental, do I still need to provide proof to Bank of Ireland Mortgages, or will they be happy as long as i keep up with the payments? E.G. if I rent the rooms out separately at a later stage, is there any reason for Bank of Ireland Mortgages to know and would they care?
  • What information do Bank of Ireland Mortgages need to have to make a decision on consent to let. I have a 2 year fix with them. I have never had a problem with arrears. I am planning a move to the countryside due to the family getting bigger. I will be staying with my current job and my salary has gone up thirty per cent since I took the mortgage out.
  • Is it permissible to let out our property without consent to let from our mortgage provider? I know that at the time we signed a form stating it wouldn't be a buy to let property and that we don't own other property. I know you can't use H2B if you owned other premises at the time, but what about property thereafter? Can one purchase a further property, receive a gifted property?
  • I would appreciate some feedback as to whether consent to let from Bank of Ireland Mortgages is the best approach. I acquired my property last July by porting a Bank of Ireland Mortgages mortgage product. My fixed term came to an end five months ago I'm probably going to be moving in with a new partner. I would prefer not to sell my property yet because I have no idea as to whether the new move will prove successful. Would it be likely that Bank of Ireland Mortgages would grant a consent to let based on me letting out my property on a short hold tenancy for 1-2 years and then I either commit to a buy to let product or sell it?
  • Wewould like to rent out the family home and purchase another. What do I need to supply Bank of Ireland Mortgages to get consent to let?
  • I have split up with my ex and we have each moved into our parents house and plan to divorce. What do I have to do to get Bank of Ireland Mortgages to give consent to let the property out to tenants?
  • I'm possibly going to Hong Kong for a year with work. Planning on taking my partner with me and hoping to rent our Tower Hamlets property in the meantime on a temp basis to make matters more cost effective. I was just enquiring I have filled in my application form but I'm unsure where to send it
  • Just wanted to know what needs to be provided to Bank of Ireland Mortgages in order to get consent to let? I just finished a three year fixed mortgage and thinking of moving to another property with my boyfriend.