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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bank of Ireland Mortgages consent to let: Q and A’s

  • Two years ago I was granted consent to let from my current lender which is about to expire. I have since been traveling and had my first child. I'm not earning enough just now to pay the mortgage on my own. My lender has advised me that I can't extend my consent to let and if I continue renting out I will be in breach of the terms of my mortgage conditions. As a result of my low income I it is likely that I will be refused to transfer to a BTL product. One option I am thinking about is remortgaging to Bank of Ireland Mortgages. Are they likely to grant consent to let from day one?
  • I have had a mortgage for eight years with Bank of Ireland Mortgages. My partner has purchased a house in Newham and I have the opportunity to live with him. Can I lease out my flat with consent to let in case I need to move back? Also what legal documents must I provide Bank of Ireland Mortgages with when filling in the consent to let application?
  • I am looking to get a consent to let from Bank of Ireland Mortgages as my personal situation has altered. My stepdaughter was starting university and I concluded that we would move to the area and decided to purchase a house rather than spend the money on renting. Since purchasing the house there has been serious deterioration in my relationship with my my step daughter and she is unwilling to move in. Given that the whole point was for her and the house location isn't so convenient for my work I would like to move out and rent out the house
  • Me and my husband have a flat in Camden which we acquired off-plan about seven years ago. As we've now got a young son we are looking for more space. We've found a house in Harrow that we would like to buy and want to keep the flat as an investment to rent out. The mortgage is with Bank of Ireland Mortgages and we've found a tenant who will pay rent in excess of the monthly mortgage payment. The question is, can we retain the repayment mortgage with Bank of Ireland Mortgages so we effectively paying off our loan on the flat or must we to move it to a buy-to-let product?
  • I am looking to Bank of Ireland Mortgages to grant consent to let out my flat in Lewisham. I am moving in with partner, cant sell property
  • I have tenants ready to move in and I have mortgage offer from Bank of Ireland Mortgages on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • Does my LTV need to be at a certain level to allow me to apply for a consent to let from my mortgage provider Bank of Ireland Mortgages. Does it make a difference that I only drew down on the mortgage four months ago?
  • What, if any, income criteria do Bank of Ireland Mortgages set for consent to let on an existing homeowner mortgage?