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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Bank of Ireland Mortgages consent to let

  • Soon to be packing up as my better half and I are moving to Beijingin Month, perhaps temporarily but conceivably longer term. We have just applied to Bank of Ireland Mortgages to obtain consent to let out my home in Bank of Ireland Mortgages. I have been with Bank of Ireland Mortgages for three years and I have never had any arrears. Bank of Ireland Mortgages inform me, that even if they do agree, that this will be limited for one year. And then what?

  • We acquired a house in 2008 on shared ownership basis, I own 50% via bank loan and rent the other percentage. In January 2013 I bought a new home. I rented out my first house and moved to the new home. I gained consent to let from my lender and I was under the assumption I had consent to let from the housing association. Yesterday I was contacted by the housing association advising they had nothing on record to say I had attained permission to sublet. What do I do now?
  • I have a mortgage with Bank of Ireland Mortgages however my husband and I will be relocating to Cape Town in January. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • My fiance and I might have to let out her apartment, and I have a query concerning getting authority to do so. I know I need to notify Bank of Ireland Mortgages and get a consent to let or move across to a buy to let product. Given that the property is leasehold do we need consent to let from the residents association?
  • My marital situation has changed, and I would like to rent my home out - meaning consent to let- I have about £140K loan with Bank of Ireland Mortgages and currently 100k equity I need to side-step the redemption penalties.
  • Do I need to wait for consent to let to be issued on my existing residential mortgage with Bank of Ireland Mortgages before applying for a resi mortgage on a second property?
  • I am after further information in relation to consent to let mortgages, potentially transferring our existing mortgage with Bank of Ireland Mortgages across to a consent to let one.
  • I have a mortgage with Bank of Ireland Mortgages. I am considering moving out and leasing out my flat. Am I required to obtain consent to let ?