Need Help?

Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Bank of Ireland Mortgages consent to lease

  • A friend of mine suggested that this winter I rent out my apartment and generate some income during my vacation. I only plan to be away for a month. Will consent to let be needed from Bank of Ireland Mortgages?

  • I have been offered a once in a lifetime career opportunity for 6 months overseas. I do have sufficient cash reserves to pay the monthly Bank of Ireland Mortgages mortgage however the buildings insurance requires that the property must be occupied in order not to be invalidated. Last December the roof had some leaks that were repaired. Should there be any problems during the winter months I would struggle to afford repair costs. Will I qualify for consent to let by Bank of Ireland Mortgages for the time I am abroad?
  • I'm planning to remortgage my three bed flat, currently rented with consent to let from Bank of Ireland Mortgages, onto a BTL rate as we are unlikely to be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really au fait with what is available in this area. Can you offer any advice on a good broker service specialising in BTL?
  • I am already a Bank of Ireland Mortgages mortgage client looking for consent to let on my current property. We would like to buy in close proximity to where we are based with the Royal Navy,... but we may have to move.
  • Will Bank of Ireland Mortgages want to know my reasons for seeking consent to let? Should I disclose my potential relocation abroad?
  • I plan to buy a new house but can't afford to sell my current property with a Bank of Ireland Mortgages mortgage. Do you know acceptable terms for Bank of Ireland Mortgages to give consent to let? Is getting married and having kids a good enough reason to seek consent?
  • I would like to know if I have a residential mortgage with Bank of Ireland Mortgages and decide to lease it out, does the rate increase and are there any associated costs for applying for consent to let.
  • What, if any, income criteria do Bank of Ireland Mortgages set for consent to let on an existing standard mortgage?