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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Bank of Ireland Mortgages consent to lease

  • The plan is to move in with my partner and I have let my property out to two tenants on a twelve month AST. I am now applying for consent to let from Bank of Ireland Mortgages but what if they decline. I can’t rescind on my contract in terms of not renting the students as they have all signed up. On the flip-side Bank of Ireland Mortgages could sue me for contravention of mortgage condition i.e. renting it out in the absence of consent to let.
  • I have a question concerning consent to let. I have a Bank of Ireland Mortgages mortgage on my house (with fair amount of equity). I want to purchase and live in a second house but keep my old house and rent it out. What is the best way to fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • I have a residential mortgage on a studio flat in Redbridge but have rented it out without letting Bank of Ireland Mortgages know this. I now require a consent to let letter. How can I get one?
  • I have been renting out my flat to students for two years but not on a BTL mortgage because I thought that you only needed a buy to let if you had more than one mortgage. In trying to buy a second property, I discovered that I should have had consent to let all along from my mortgage provider Bank of Ireland Mortgages. I'm enquiring whether I can now ask Bank of Ireland Mortgages for a consent to let?
  • I have bought a flat with a Bank of Ireland Mortgages mortgage. However I am presently living with parents. I don't want to move in until September 2017 due to some family issues. In interim can I lease out the property with consent to let?
  • I am looking at some alternative lifestyle. I have a Bank of Ireland Mortgages mortgage, if I become a Australian resident but wish to rent my UK house, ...what do I need to do to get consent to let. Can this be obtained on via email ?
  • I am intending on relocating within the next 7 months and would like to rent my flat out. My mortgage rate is fixed with Bank of Ireland Mortgages. I am worried a rate hike would be too much if that was linked to obtaining consent to let
  • I'm considering a remortgage offer with Bank of Ireland Mortgages and it's a strong possibility that I will end up asking for consent to let during the fixed period. Are there any fees I should be aware of?