Consent-to-let Help for Atom Bank plc

Examples of recent questions relating to Atom Bank consent to let

• Frank (my fiance) and I may need to let our Lambeth home temporarily due to a new job. This will be temporary but possibly for as long as five years. Should I tell Atom Bank or am I best advised to remain silent?

• I have a normal mortgage with Atom Bank and will be joining the Royal Fleet Auxiliary in August. This is a civilian manned fleet owned by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst on assignment I want to let out my house in Hackney and live with my mum and dad when on shore. What's involved in getting consent to let? Can it be granted? and does it involve an increase in interest rates?
• How easy is it to convert a homeowner mortgage with Atom Bank to a consent to let. It will be less than 70% loan to value and it would change from repayment to an interest only mortgage?
• Am with Atom Bank and wonder if I am required to disclose if we no longer live in my house. I believe that they may bump up the interest rate if we move and let it out but it's not very clear what the increase would be. Should I decide to lease my property out and apply for consent to let in what way would the payments increase?
• My wife and I have a Atom Bank mortgage currently and potentially wish to let it out for a limited period of time with consent from Atom Bank for (1 year). How long do you have to wait until you apply for consent to let??
• Am I required to get consent to let if I rent to a family member (in my case my mother now lives there and contributes towards the Atom Bank mortgage)?
• Are you aware of any discretion in the accepted equity amount before switching from an existing Atom Bank mortgage to a consent to let?
• I am fixing my homeowner mortgage with Atom Bank but as a result of my job I might have to go abroad for few years. Will Atom Bank allow and give consent to let and will any penalties be applied in such a situation