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Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Atom Bank Consent to Lease Example Support Desk Enquires

  • I have recently rented out my two bedroom ground floor purpose built maisonette and have gained a Consent to Let with my building society. 6 months have now elapsed and they have increased my interest rate as previously advised. I cannot transfer to a preferable product with them, as they will remove my consent to let. Were I to go with an alternative mortgage lender for example Atom Bank, would I need to apply for a B2L mortgage or could I just remortgage and gain consent to let?
  • A colleague recently sought CTL from the Woolwich which they turned down as the mortgage had not been going for even half a year. I am about to request consent to let from Atom Bank. Will they have the same rule?
  • I am just about to receive a mortgage offer from Atom Bank for a two bedroom flat. I have applied via a broker. It is a 20 year mortgage. I am curious as to what is the main criteria Atom Bank adopt in order to grant borrowers consent to let? Is consent to let based on the rental multiple on a property?
  • At the moment I am looking to purchase my first home however, working as a freelancer. I I would like to find a lender that allows short term letting with a homeowner mortgage so that I could lease out the property temporarily with long periods of absence without being required to switch to a buy to let product. Can you let me know how lenders would perceive this and specifically the stance taken by Atom Bank.
  • It is looking as though I may need to move to Philadelphia for two years, I have a property with a Atom Bank mortgage. Do I need to obtain consent to let? Will they be accommodating?
  • My marital situation has changed, and I would like to rent my place out - meaning consent to let- I have about £140K loan with Atom Bank and currently 85k equity I need to side-step the early repayment fees.
  • Please can you tell me the circumstances under which Atom Bank would refuse a request for consent to let?
  • I want to purchase a new home but can't afford to sell my existing property with a Atom Bank mortgage. Do you know acceptable terms for Atom Bank to grant consent to let? Is getting married and having children a good enough reason to make the request?