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Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Atom Bank consent to lease

  • I am purchasing a garden flat in Islington. My intention is to reside there for under a year, and subsequently move into a larger property. Rather than sell the prior home my preference would be to let it out so that it form part of an investment portfolio. Do you know if Atom Bank would issue consent to let after half a year?
  • Me and my partner may be presented with an opportunity to work in a different office in the UK for a few months and wish to know if we can lease out our current property. It is a two year fixed rate and we are six months into the mortgage with Atom Bank. We have lived at the property for more than 3.5 years. Our LTV is 80%. Are we likely to get consent to let from Atom Bank? What can we expect in fees etc
  • How many months do I have to live in the property before applying for consent to let from Atom Bank? I bought my apartment with a Atom Bank mortgage 9months ago.
  • Our existing property in Barnet has nearly £80K equity with a mortgage with Atom Bank. It's a decent family house in a popular location and it should rent easily. We are possibly moving for my husband's work and were considering keeping this house on as a rental property - would we need to change the loan to a buy to let product or should we request consent to let from Atom Bank?
  • My mortgage company refuse to issue consent to let until I have a move in date confirmed with a tenant. How can I confirm this in the absence of consent to let? I am not sure but I vaguely recall my friend had a similar issue with Atom Bank.
  • As of today I have a mortgage with Atom Bank. I am considering renting and buying another property but this is all alien to me. How do I apply for consent to let from Atom Bank and what are the steps within the process?
  • I'm soon to switch mortgage provider to Atom Bank for a fixed rate but during this period would need to rent the house out for about 12 months. Do Atom Bank consent to let on fixed rate mortgages and if so, what are the procedures.
  • I might be looking to lease out my property and wondered what I would need to do to negotiate consent to let from Atom Bank. I may be emigrating permanently.