Need Help?

Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Atom Bank consent to lease

  • Under what scenarios will consent to let for a property be granted by Atom Bank? How long do you have to have had the mortgage before consent to let can be negotiated with Atom Bank? By way of background:We were living in a very small apartment which is too small for us, my wife is also unwell and we are far away from family who could offer us a bit of relief, in the form of babysitting. I am interested in applying for consent to let in the first instance in order to renting the property out to offset the costs of the Atom Bank mortgage.
  • Wandsworth property valued at £97,000. Outstanding home loan of £30k with 5 years to run. Get consent to let via Atom Bank for current flat and use income to pay off remaining of the loan. Take out 70 % Atom Bank mortgage on second property that I will consider to be my main address? Can this be done?
  • How many months do I have to live in the property before applying for consent to let from Atom Bank? I completed on my apartment with a Atom Bank mortgage back in June.
  • Just wondering if Atom Bank conduct any checks when applying for a resi mortgage, I'm ideally looking to lease the property out and am in two minds as to whether I should apply for consent to let. How likely are they to find out if I let the house out?
  • Atom Bank. Will they issue consent to let a house for 2 years? I will move back in again as a resident.
  • We are endeavouring to find out which mortgage providers are best for granting consent-to-let without raising rates, and hopefully allowing in excess of 2 years if required. Is that something you can help with? We are particularly interested in Atom Bank
  • Afternoon? I am just wondering whether Atom Bank offer consent to let as an option should I decided to let out my home under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
  • Do you know whether there a time limit on a consent to let from Atom Bank? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?