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Need professional advice for your consent to let with Ahli United Bank (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Ahli United Bank consent to lease

  • Me and my partner were looking to buy a one bedroom first floor purpose built flat with 10% down payment with the aim of moving in. However in the next two years the in-laws plan to move to France for a year or two so we plan to move into theirHillingdon property to "housesit". If we were to proceed with a residential mortgage with Ahli United Bank would there be any difficulties with obtaining consent to let ?
  • I took out a domestic mortgage with Ahli United Bank last September and then had to relocate due to my job, I am now looking to renting my property out for a year whilst I am away. Am I able to get a consent to let from Ahli United Bank, and what effect would this have?
  • My partner and I currently live in NYC and renting out our apartment in the UK. This was unplanned but an opportunity presented itself and we took it. The rental income is not enough to cover the mortgage so we send back money each month to cover the shortfall. Anyway this morning I got a letter in the post from our lender telling me that as the property is being let out and has been for nearly three years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell the apartment but this will be far from easy as I am so far away. Could we remortgage with Ahli United Bank and get consent to let?
  • I have found myself in the accidental landlord scenario and didnt inform Ahli United Bank. I had to leave my home for career reasons, so now live in another part of the country. I originally attempted to sell the flat, but prices were low, resulting in negative equity. This was four years ago in 2011, which has since seen the property price increase and has allowed me time to save. I am in now in a position where I can now transfer to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Ahli United Bank that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances wouldn’t allow me to do anything else. Can I change to a BTL without Ahli United Bank knowing what I’ve done?
  • My wife and I have a Ahli United Bank mortgage currently and potentially wish to let it out for a limited period of time with consent from Ahli United Bank for (eighteen months). How long do you have to wait until you apply for consent to let??
  • I am considering renting my house will Ahli United Bank bill me for a consent to let letter?
  • We have a standard variable rate mortgage with Ahli United Bank and are considering obtaining consent to let so that we can apply for a further mortgage on another property that I own on a buy to let basis. Before we apply it would be helpful to know the implications of making the change and any facts that we need to be aware of.
  • I have a mortgage with Ahli United Bank at present and just wondering if there any costs for obtaining consent to let