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Need professional advice for your consent to let with Adam & Company International? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Adam & Company International consent to let: Q and A’s

  • I have a standard mortgage over my residence in loc and am due to relocate to country for two years. During this time frame it makes financial sense to rent out my flat. My lender has declined to grant me consent to let. It’s hardly ideal to move to a buy to let mortgage as it’s only for a short period that I am abroad for.

  • We have a homeowner mortgage with Adam & Company International. This has been in place since 2007. We are deliberating leasing out our house and renting in a village near our daughter’s school until a suitable house becomes available to buy. Do Adam & Company International usually issue consent to let and do they apply an increase to the mortgage rate?
  • I have a Adam & Company International mortgage on a flat I own, in Wandsworth. Last month, resulting from a change in personal circumstances I decided to let out the apartment, and rent a house in a different area within same loc. The personal circumstances that altered is that my partner moved in, and the flat is too small for our needs. I would rather not sell the flat because the current market value is 20% less than when I acquired the property in 2004. I wrote to Adam & Company International for a consent to let which was turned down because they determined that my intention was to invest in the flat. The whole process was very confusing. The matter is urgentas there is a prospective tenant waiting for this consent to let and may withdraw.Many thanks
  • I applied for consent but I did not get it as I did a remortgage in July but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some additional criteria that will not be ok. As a backup plan I can remortgage with Adam & Company International but will they give me consent straight away?
  • There is a chance of me going to NYC for a year with work. Planning on taking the husband with me and hoping to rent our UK home in the meantime on a short term basis to make things more cost effective. I was just enquiring whether Adam & Company International currently allows consent to let
  • Just wanted to know how to obtain a consent to let from Adam & Company International with whom I have a mortgage with. There is an outstanding balance of 47k. The value of property is 245k. Property is in my name but my wife and I would like to purchase a garden flat in Barnet we have seen together. How do we go about this?
  • Do you know if there is usually a maximum loan to value amount before Adam & Company International will consider consent to let?
  • I'm interested in more information regarding consent to let from Adam & Company International. Would a valid reason be issues with neighbours and the house is too big for me to run at this moment in time?