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Need professional advice for your consent to let with Adam & Company International? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Adam & Company International consent to let

  • I am looking to emigrate to Germany . Rather than finding a buyer, I wish to let my current property out, just in case things turn sour and I decide to return in a couple of years. The current mortgage is with Adam & Company International. Would I be able to remortgage with another mortgage lender on a much lower interest rate then apply for Consent to Let once the re mortgage has completed?
  • Earlier this week I got a MIP from Adam & Company International for a mid terraced house. I have applied via a broker. It is a capital and interest mortgage. I am curious as to what is the main criteria Adam & Company International adopt in order to allow borrowers consent to let? Is consent to let based on the rental multiple on a property?
  • We are hoping to utilise equity in my existing house to buy an additional property which I propose to live in whilst I renovate it. My preference is to rent my current property with the Adam & Company International loan. How likely is it that I will obtain consent to let? House is worth £450 k with a £200k home loan in place.
  • I have been leasing my flat to a tenant for two years but not on a buy to let mortgage as I naively considered that you only required a buy to let if you had more than one mortgage. In trying to acquire a further property, I discovered that I should have obtained consent to let all along from my mortgage provider Adam & Company International. I'm curious as to whether I can now ask Adam & Company International for a consent to let?
  • Will Adam & Company International want to know why I am seeking consent to let? Should I disclose my potential move abroad?
  • I don't currently have consent to let by Adam & Company International but I would like to change to one, I am looking at working away for a couple of years. But want to keep my property for when I come back - can you help?
  • My partner is considering purchasing a new property in Islington and is getting a good deal as it requires renovating. We want to rent our current property for two years and come back to live. Is there anything in the Ts and Cs of my Adam & Company International mortgage permitting me to let it out or do I need specific consent to let?
  • I was just enquiring how to obtain consent to let from Adam & Company International...do I phone them or apply formally in writing to them?