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Need professional advice for your consent to let with Adam & Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Adam & Company consent to let

  • A friend of mine has been renting her property from the same landlady for almost 18 months. During the last year my friend has been getting letters from Adam & Company (she hasn't opened them-it is clear from the envelope). Inititially she forwarded them to her landlady's address. I was a bit suspicious as none of the landlady's post was supposed to be going there. I decided to go to my friends house and called Adam & Company on her behalf. The guy I called at Adam & Company had a long list of queries, the landlord’s name her current address, information relating to the tenant and then said they would investigate whether she could legallylet out the property or if it was an offence without consent to let. What does this mean for my friend?
  • I need to change my domestic mortgage with Adam & Company to a consent to let and looking for some help... I bought my first home in Edgware in 2011. After a new job opportunity I moved to Glasgow, and three months ago got a residential joint-mortgage with my partner. I am inclined to keep with Adam & Company and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Adam & Company refuse what lenders should I approach.
  • Is it permissible to let out our property without consent to let from our lender? I recognise that at the time we signed a contract stating it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use help to buy if you owned other property at the time, but what about property thereafter? Can one acquire a further property, receive a gifted property?
  • I have let out my garden flat in Merton for the previous two years, and I didn't realise that I had to get consent to let. I now want to rectify this. Would this be an issue?
  • Just curious as to whether it is possible if you own one property with consent to let from Adam & Company, to purchase a second with a residential mortgage to live in. Then once the consent runs out on the first property, to switch to buy to let or sell it?
  • I have a mortgage with Adam & Company on a 2 year fixed rate. I could have chance of a teaching post abroad next July. Would I qualify for consent to let via Adam & Company if I took this opportunity abroad?
  • Please can you tell me the circumstances under which Adam & Company would turn down a consent to let application?
  • I have a mortgage with Adam & Company. I am considering moving out and renting out my house. Am I required to obtain consent to let ?