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Need professional advice for your consent to let with Adam & Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Adam & Company consent to let: Q and A’s

  • I’d appreciate your advice if you have had experience seeking Consent to Letfora year from Adam & Company or if you know how such permission is obtained.

  • Me and my sister are presently twelve months into a year fixed rate mortgage with Adam & Company. Ideally we would like to acquire a larger second property in the coming months however would prefer to retain the first house and I was enquiring as to what reason we could put down on the consent to let application to obtain consent to from Adam & Company
  • What information do Adam & Company require to have to make a decision on consent to let. I have a 3 year fix with them. I have never defaulted in payments. I am looking at moving to the countryside owing to the family getting bigger. My financial circumstances have not changed and in fact my salary has increased by thirty per cent since I applied for the mortgage out.
  • I have a Adam & Company mortgage and have been letting out the property minus consent to let, making me in contravention of my mortgage conditions. They may have suspicions that I am not living there. Is my best option is to sell the property before repossession?
  • I have recently got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger place. Will it be possible to get a consent to let on my new mortgage with Adam & Company to allow us to get a mortgage also with Adam & Company for a new home?
  • My existing mortgage is with Adam & Company, but I am going to need to get consent to let for approximately 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take a break for a year (by living near her parents and getting support) in a greener more relaxed area of Manchester.
  • Is consent to let a cost efficient way of renting out your property? Isn't this a loophole for some people to exploit?
  • I am hoping to fix my residential mortgage with Adam & Company but due to work related issues I may have to live abroad for a couple of years. Will Adam & Company allow and give consent to let and will any penalties be applied in such a situation