Consent-to-let Help for Adam & Company

Frequently asked questions relating to Adam & Company consent to lease

• My partner and I may need to lease our Sutton home for a while due to a new job. This will be short-term but perhaps for seven years. Should I tell Adam & Company or should I not rock the boat?

• My husband and I plan to return to Perthin Month, perhaps for a little as 9 months but potentially longer term. I'm in the process of writing to Adam & Company for consent to let out the home in Adam & Company. I have been with Adam & Company for 7 years and I am up to date with payments. Adam & Company advise, that even if they consent to the letting, that this will be limited for 12 months. And then what?

• Is it permissible to rent out our property minus consent to let from our lender? I am aware that at the time we signed a declaration saying it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use help to buy if you owned other property at the time, but what about property after the event? Can you acquire a further property, receive a gifted property?
• Last month I received consent to let on a owner-occupier mortgage with Adam & Company with the intention of moving to a buy-to-let rate when the fixed rate expires within the next months, so I'm unclear if this adds to the complexity of the issue! Any guidance gladly appreciated.
• My Adam & Company mortgage rate finishes next June can I move to a interest only with consent to let?
• I have a mortgage with Adam & Company at present and just enquiring about the processes of getting a 'consent to let'
• Please can you provide me with details of how to proceed with gaining consent to let from Adam & Company and what, if any, fees I face.
• What are the implication if I have already rented out the property for a number of years as an HMO and now wish to go legit with Adam & Company by obtaining consent to let ? (assume Adam & Company had previously issued a standard mortgage in the past)