Need Help?

Need professional advice for your consent to let with Adam & Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Adam & Company consent to let

  • I have a normal mortgage over my home in loc and intend to move to country for three years. During this time frame it would be ideal if I could rent out my house. My mortgage provider refuses to issue a consent to let. I wish to avoid taking out a buy to let loan as it’s only for a limited time-frame that I am going away for.

  • I previously got consent to let from Adam & Company two yrs ago but failed to need it and have since remortgaged to another mortgage provider. I recently asked for consent to let. I was told it would be authorised since I met the criteria. Yet recently got a letter informing me that I must provide evidence from the DWP confirming that that are aware of my current situation before they can issue authorisation. They said this is policy but I have not been able to find these T&Cs on their site. I did complain about the insinuation that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £35 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to discontinue claiming
  • I have a residential loan with Adam & Company. I would like to buy a second property and my mortgage broker recommended I apply for a consent to let. As far as I am aware they would only accept the consent to let where it is my intention to go back to my current home. Is this right?
  • My husband and I might have to let his property out. I am aware that I must obtain consent to let by Adam & Company. We plan to join a landlord association should we go ahead and let the property, but which one should we join? We've seen the RLA and National Landlords Association.
  • Just wondering if I would be able to get consent to let from Adam & Company in order to move back in with my mother and father for 12 months and save the money on the lease extension for my flat?
  • I already have a mortgage with Adam & Company. I am considering renting and buying another property but this is all alien to me. How do I go about applying for consent to let from Adam & Company?
  • I am looking at some alternative lifestyle. I have a Adam & Company mortgage, if I become a non-UK resident but wish to rent my UK house, ...what do I need to do to get consent to let. Can this be obtained on the phone ?
  • Are you aware if there is usually a maximum loan to value amount before Adam & Company will give consent to let?