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Need professional advice for your consent to let with Adam & Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Adam & Company consent to lease

  • I have a mortgage with Adam & Company on a property and I wish to find a tenant for it out and rent another house as a result of changes in personal circumstances - I want to move to a different location, and to live in a larger house with my fiance. I sought consent to let and recently got a response refusing as they considered that I want to invest. I as at a loss as to what my options are. The process has put me at risk since I already have rented a new house and am faced with paying both Adam & Company and rent payments, which could put me at financial risk. The matter is urgent as a potential tenant at the ready
  • We are FTBs, currently renting. We would ideally like to buy a garden flat in Waltham Forest. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we need to get a buy-to-let mortgage? Could we have a normal mortgage with Adam & Company, because we intend to move there soon? Alternatively could we reside there for half a year, then start renting it with consent to let from Adam & Company? I'm only willing to consider scenarios that are completely legal, and wouldn't breach the terms of the mortgage with Adam & Company.
  • Following retirement last year I acquired a “retirement home” for my wife and myself to live in. Our intention is to let our current property to our grandson and I have therefore contacted Adam & Company for consent to let. I was just seeking a general view on whether Adam & Company currently allows it?
  • I have a studio flat in Southwark which I bought in 2007 and which I have since remortgaged with Adam & Company on a fixed rate which ends next September. If I want to let out the property whilst I go travelling what do I need to do and is there a time limit? Are there any other consequences when seeking consent to let?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a six month thing before consent to let - does this apply to all lenders. Is there any way Adam & Company would allow it from day one?
  • I am already letting out my flat but may have sussed what has been going on. I have four months remaining on my fixed rate. Is it simple to get consent to let from Adam & Company. Is it just a five minute phone call, pay the charge and that's it?
  • I have a mortgage with Adam & Company but am wanting to rent my house out and move in with my girlfriend and baby what is required to obtain consent to let?
  • I'm interested to find out more regarding consent to let from Adam & Company. Would an acceptable reason be parking problems and the property is too big for me to run at this moment in time?