Need Help?

Need professional advice for your consent to let with Accord Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Accord Mortgages consent to let

  • I have a one bedroom apartment in Enfield let out which has a sixty year lease. Mortgage adviser suggested I should remortgage (currently with Accord Mortgages) as a buy to let rather than consent to let and release 45-55k which on top of a new homeloan based on income multiples would give me a budget of £195k. Not much about in Newham for me to get my own place. To extend the lease will cost 19k. Not sure sure whether to hold on or sell the flat?
  • Resulting from a redundancy my partner and I are looking to move away from Hounslow and our flat, potentially to a job in Sweden but that means we will want to let the property but don't want the cancellation fees of existing Accord Mortgages mortgage which will be exorbitant.What are acceptable reasons for obtaining consent to let on our property?
  • I was just seeking a general view on whether I will be allowed to convert a standard mortgage with Accord Mortgages to a consent to let. It will be less than 70% loan to value and it would change from repayment to interest only?
  • I am planning to rent out my apartment for 12 months from 15th August next year. Is there a standard format for a letter I can use to write to Accord Mortgages to apply for consent to let.
  • I am nine months into a five year first time buyer mortgage with Accord Mortgages. Just enquiring whether it's permitted to let out the flat on my existing mortgage. Will Accord Mortgages give consent to let?
  • I plan to purchase a new home but can't afford to sell the current apartment with a Accord Mortgages mortgage. Do you know acceptable terms for Accord Mortgages to grant consent to let? Is getting married and having kids a sufficient reason to to ask for consent to let?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way Accord Mortgages would allow it from the start?
  • Three months ago I purchased a house with a Accord Mortgages home loan. However I am presently living with parents. I don't want to move in until next February due to some family issues. In meantime can I lease out the property with consent to let?