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Need professional advice for your consent to let with Accord Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Accord Mortgages consent to let

  • I am about to join the property ladder looking to purchase a detached house in Accord Mortgages. I have a 40% deposit will be getting a mortgage from Accord Mortgages. My dilemma is that my partner inherited a apartment in Nuneaton and I can foresee myself moving in next month, when I would have to let out my house. I understand that consent to let is required but it does not sound like a guaranteed option. Is there any advice you can impart?

  • I have a house in Sutton but I am moving with my girlfriend to a different location for career reasons and moreover near her university. My preference is to keep my house but it is unlikely that I can afford a BTL rate. It will only be temporary -3 years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Accord Mortgages. Do you think they will grant consent to let?
  • Me and my fiance may be presented with an opportunity to work in a different office in the UK for a few months and would like to know if we can lease out our existing house. It is a 2 year fixed rate and we are four months into the mortgage with Accord Mortgages. We have lived at the property for more than five years. The LTV is 80%. Are we likely to get consent to let from Accord Mortgages? What charges can we expect to pay etc
  • What is the maximum period of time permitted by Accord Mortgages that I would be able to let my property without being required to transfer the mortgage or sell my property? Essentially, my partner has asked me to move in with him and I really don't want to sell my house. I would like the security of knowing I still own my own property.
  • How easy is it to get a consent to let from Accord Mortgages and what will it cost me? If I want to let out my property for a few months how easy is it to chop and change between a residential mortgage and consent to let?
  • My OH is in the process of purchasing a new property in Merton and is getting a good deal as it needs renovating. We want to rent our current property for 2 years and then return. Is there anything in the Ts and Cs of my Accord Mortgages mortgage to say I can rent it out or do I require specific consent to let?
  • We need to lease out my apartment to be nearer to my son’s uni and look after of my father. What do I need for the application of consent to let from Accord Mortgages?
  • Is there a time limit on a consent to let from Accord Mortgages? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?