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Need professional advice for your consent to let with Bank of Scotland? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Bank of Scotland consent to lease

  • I have a colleague who is talking about leasing their property out and moving in with partner. The property is in Brent and has a £95k home loan with Bank of Scotland. What would she need to do to get consent to let if she decides to proceed.
  • I have had a mortgage for six years with Bank of Scotland. My partner has bought a house in Ealing and he has asked me to live with him. Can I rent out my apartment with consent to let in case I need to move back? Also what legal paperwork must I provide Bank of Scotland with when completing the consent to let form?
  • I have been reckless in not informing Bank of Scotland that I’m renting my flat out. Ideally I would like to do the right thing with as little adverse implication as possible. If Bank of Scotland says yes, what are the chances of them knowing that I’ve already been renting it without consent?
  • How long after taking out a new mortgage do I have to wait before I can seek consent to let from Bank of Scotland? To give some background I bought my flat in Barnet 2 years ago and am currently on a fixed term for 3 years. I since met a guy and plan to move in together. I am planning to get a better fixed term next December. I presume that I would have to wait at least half a year before I could request a consent to let. Is that correct?
  • It is looking as though I may need to move to Philadelphia for a couple of years, I have a house with a Bank of Scotland mortgage. Do I need to seek consent to let? Will they be accommodating?
  • I am considering a remortgage and also thinking of renting the property in the future - Is there a cost with Bank of Scotland to obtain a consent to let and what are the requirements?
  • We took out a mortgage with Bank of Scotland a few months ago and although it's still early days we may have to relocate around next July or August and would like to be able to lease our house out. Is this possible with a non-commercial mortgage?
  • One year into a mortgage with Bank of Scotland due to job offer.. need to relocate. Do you think I can get buy to let or consent to let.