Need Help?

Need professional advice for your consent to let with Bank of Scotland? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bank of Scotland consent to let: Q and A’s

  • We have a Bank of Scotland home loan and are are up to date with payments, in gainful employment etc. Can you tell me how much it will cost and if Bank of Scotland are likely to give us consent to let without transferring to a new mortgage product?

  • I am between a rock and a hard place with a Consent to Let home loan. In response to requesting consent to let the lender has asked me to provide them with an executed tenancy agreement as a prerequisite to granting permission. Is is not the case that if I adhered to their request that I would be violating the lender’s terms and conditions?

  • We I have a domestic mortgage with Bank of Scotland but I would like to occasionally let the property out on I obliged to obtain consent to let from Bank of Scotland?
  • me and my wife have just sorted our rates for another fixed period with Bank of Scotland. Some weeks later, I attended an interview and basically I accepted the job offer in Bromley. I'm going to rent a small flat for me and my family in Merton as we don't want to sell the house and moreover we might come back within a couple of years.... We really don't know how things will work out. We called Bank of Scotland but we would like also your take on the situation. Is it possible to have a consent to let in that case as we secured a fixed 5 years rate we would not want to swap this.
  • Do you know if Bank of Scotland would have archive records as to whether consent to let was granted for a specific property?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way Bank of Scotland would grant consent to let at the outset?
  • Soon to remortgage my house but will likely be moving out in the next year and would be looking to lease it out. Is it possible to get buy to let or consent to let from Bank of Scotland?
  • Just a quick one. Will Bank of Scotland force me into a consent to let product while I'm in a fixed rate product for twenty four months?