Need Help?

Need professional advice for your consent to let with Bank of Scotland? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Bank of Scotland consent to let

  • I have my studio flat in Ealing on the market but notwithstanding a few viewers there is a lack of interest so far. As a fall back position I am considering renting out the property if cant find a buyer. I dont anticipate a problem getting consent to let from the freeholder. My IFA says that in such circumstances I may need to switch to a BTL mortgage yet the chances are that I don't have sufficient equity. What's the worst that could happen if I if hypothetically I was to just keep the current Bank of Scotland mortgage and let the property out on the QT As long as the mortgage is being paid in full and on time, why would they care or check?
  • How difficult is it to obtain consent to let from Bank of Scotland. I am considering fixed deals and intend to live at the property but want to understand my options if work has opportunities elsewhere for example in the next couple of yrs Could you let me know generally how receptive Bank of Scotland are regarding consent to let?
  • After twenty years in the capital, I'm considering relocating to be nearer to family. We've only been homeowners for the last two years and about to remortgage with Bank of Scotland. In Lewisham, we are be looking at a 4 bedroom property around the £350k mark. I would preferably like to retain my existing flat. Could I ask for Consent to Let from the proposed new lender Bank of Scotland. If granted what are the likely conditions?
  • I was planning to call Bank of Scotland to ask if they have a Consent to Let application they can send me to complete.. However,I thought I would look online. I was wondering if if you could direct me to a site where I could download this form online?
  • It would be helpful to know if Bank of Scotland are likely to grant consent to let out our home in Bexley
  • I'm planning to relocate to the US for a couple of years for my job but I don't want to switch my mortgage to BTL as I want to move back into it when I return. Do you know if Bank of Scotland charges additional interest? Is there any way around this?
  • My wife and I wish to move home and have identified a house we wish to purchase so are considering letting out with consent to let from Bank of Scotland for our existing property to enable us to make an offer and not lose the potential new property.
  • I have fixed rate mortgage with Bank of Scotland. I may have to lease out my house due to necessity. If I seek consent to let, will I have to pay a lot more interest?