Need Help?

Need professional advice for your consent to let with Landbay Partners Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Landbay Partners consent to let

  • Do I need consent to let from Landbay Partners or can I rent out my garden flat without telling Landbay Partners and having to convert to a buy-to-let loan?

  • I have a Landbay Partners home loan and am keen negotiate a consent to let as I would like to move to another flat that I own. It seems may be able to help. How do your fees work for this service?
  • I need to decide what to do ie let or sell. The property has a mortgage against it with Landbay Partners (with a large chunk of equity). We are planning to move out of Bristol and if at all possible want to rent out our house with consent to let from Landbay Partners and use the income from that to help get approval for a second mortgage for a house to live in. How can I fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • Is it correct that mortgage companies (I have a mortgage with Landbay Partners) have changed tune and are now adopting a more relaxed approach towards consent to let? A broker suggested that BTL mortgages are not regulated by the FCA whereas residential mortgages are. Therefore if I transfer from a residential to a Buy to let I am moving to a regulated product. His belief was that under the current regulation lenders are reluctant to allow borrowers do this, which is likely why some lenders will let customers obtain consent to let but not transfer to a BTL mortgage. Is this an accurate assessment?
  • My OH and I were curious as to whether it is possible if you own one property with consent to let from Landbay Partners, to buy a second with a homeowner mortgage to live in. Then once the consent runs out on the first property, to change to buy to let or sell it?
  • I have a mortgage with Landbay Partners and am debating whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this time. How feasible are consent to let options currently?
  • I would like to find out more about obtaining consent to let on a property. In particular what is the procedure for consent to let if you have a domestic mortgage with Landbay Partners
  • Last month I completed my homeloan with Landbay Partners since when my boyfriend has proposed and we are deciding whether to reside in his house or mine. Would I be issued consent to let if I were to move in with him