Need Help?

Need professional advice for your consent to let with Landbay Partners Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Landbay Partners consent to lease

  • Just wondered if Landbay Partners exercise a right to change the rates on a non-commercial mortgage that has just been approved for Consent to Let at any time, onto ‘rates akin to their BTL range'?

  • We are currently eighteen months into a year fixed rate mortgage with Landbay Partners. We would like to purchase a more substantial second property in the next year however would prefer to retain the first property and I was enquiring as to what reason we could put down on the consent to let application to get their approval
  • What is the maximum period of time permitted by Landbay Partners that I would be able to let my property before having to switch mortgage or sell my house? In short, my boyfriend would like me to move in with him and I really don't want to sell my house. I would like the fallback of knowing I still own my own property.
  • As we are relocating and failing to find a buyer for our house, we are thinking about renting it out. Is it necessary to inform Landbay Partners? I have a hunch that Landbay Partners might change our terms. I was thinking that as long as I continued paying on time it shouldn't be a problem, but am now worried about insurance connotations if I have let my property out on the sly. Any thoughts?
  • I have a mortgage with Landbay Partners on a two year fixed term contract. I may have chance of a teaching position in Belgium next summer. Would I be eligible for consent to let via Landbay Partners were I to accept this job abroad?
  • I currently have a mortgage with Landbay Partners that I would like to transfer to a consent to let as we have identified another property we are looking to buy. What is the procedure for consent to let?
  • I am trying to find out Landbay Partners fees for conversion to consent to let from a fixed rate residential mortgage?
  • Please can you tell me the circumstances under which Landbay Partners will refuse a request for consent to let?