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Need professional advice for your consent to let with Zephyr Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Zephyr Mortgages consent to let

  • We purchased a garden apartment in 2012 for 175,500 with Zephyr Mortgages. My husband’s job requires him to relocate to Gibraltar and appreciate that I have to apply for consent to let from Zephyr Mortgages. Do you have any experience of consent to let from Zephyr Mortgages?

  • Me and my OH are presently twelve months into a year fixed rate mortgage with Zephyr Mortgages. Ideally we would like to buy a more substantial 2nd property in the coming months however would prefer to keep the first house and I was wondering what reason we could put down on the consent to let form to get their approval
  • I have a ground floor flat in Hillingdon let out which has a sixty year lease. Mortgage adviser said I should remortgage (currently with Zephyr Mortgages) as a buy to let instead of consent to let and release 45-55k which on top of a new mortgage based on income multiples would give me a budget of £200k. Not much about in Harrow for me to buy my own house. To extend the lease will be approximately 13k. Rent out with consent to let or sell the flat?
  • We took a loan out on a garden flat last July however I will be working outside of commuting distance of Haringey for the foreseeable future but hope to find work closer in the long term. Given that I recently acquired the property I will lose money if I sell and do plan to return to Haringey so would like to keep it. How difficult is it to get consent to let from Zephyr Mortgages and what will it cost me ?
  • My two year fixed rate with Zephyr Mortgages is due to expire next month I will move on to the standard variable rate. I would like to know whether consent to let by Zephyr Mortgages is possible, if there are charges, and if there conditions?
  • My personal situation has changed, and I would like to rent my place out - meaning consent to let- I have about £200K loan with Zephyr Mortgages and currently 85k equity I need to avoid the early repayment fees.
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Zephyr Mortgages. My property is worth approx £185k and owe £85k on it. How likely is it that Zephyr Mortgages increase my interest rate?
  • My husband and I took out a mortgage with Zephyr Mortgages a few months ago and although it's still early days we may have to relocate around next Spring and would like to be able to lease our apartment out. Would this be possible with a non- buy to let mortgage?