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Need professional advice for your consent to let with Yorkshire Bank Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Yorkshire Bank consent to let

  • Two years ago I was granted consent to let from my existing mortgage provider which is about to expire. Since I took this out to travel and start a family. I'm not earning enough just now to cover the mortgage on my own. I have been told I can't extend my consent to let and if I continue renting out I will be in breach of the terms of my mortgage conditions. As a result of my low income I don't think the buy to let will be approved. One option I am considering remortgaging to Yorkshire Bank. Are they likely to issue consent to let from the start?
  • I have been reckless in not informing Yorkshire Bank that I’m letting my flat out. I would like to do things properly and request consent to let. If Yorkshire Bank says yes, how would you rate the chances of them figuring out that I’ve already been renting it without consent?
  • I own a property that's presently under shared ownership (My share is 50per cent) purchased in September 2014. I am currently going through the full purchase of the house. My partner and I also have in mind a further house that we are hoping to buy. Mortgage in principle has been approved by Yorkshire Bank. I want to know that I will be able to put the current house through consent to let as soon as the remainder share has been purchased so, that we can start the process of purchasing the new property
  • My OH and I might have to let his studio flat out. I realise that I must obtain consent to let from Yorkshire Bank. We plan on joining a landlord association should we go ahead and let the flat, but which one should we register with? We've come across the RLA and National Landlords Association.
  • This is not a question specific to Yorkshire Bank but do mortgage companies generally supply the information I need for my Buy to Let or Consent to Let self-assessment tax returns?
  • I am interested in understanding the Yorkshire Bank consent to let process and prerequisites for granting.
  • Is it the case that a prior extension to a mortgage term with Yorkshire Bank be held against us once we applied to Yorkshire Bank for consent to let.
  • We need to contact Yorkshire Bank to enquire about letting out my apartment. Do they post a form to me. Is there a form I can download?