Consent-to-let Help for Yorkshire Bank Home Loans Ltd

Frequently asked questions relating to Yorkshire Bank consent to lease

• My husband and I were looking to purchase a maisonette with a £20,000 down payment with the intention of moving in. However in the next two years the in-laws plan to move to Spain for a couple of years so we plan to move into theirWaltham Forest property to "housesit". If we were to go ahead with a residential mortgage with Yorkshire Bank would we likely encounter any difficulties with gaining consent to let ?
• How many months do I have to live in the property before applying for consent to let from Yorkshire Bank? I bought my flat with a Yorkshire Bank mortgage back in Summer.
• Am with Yorkshire Bank and wonder if I am required to notify them if we no longer live in the property. I fear that they could bump up the interest rate if we move and find a tenant but it's not very obvious what the increase would be. Should I decide to rent my house out and seek consent to let how would the payments increase?
• I have had a home loan with Yorkshire Bank for since 2009. My divorce went through twelve ago put the property in my name by transfer of equity. My circumstances have changed, I want to keep my house but move in with my new partner, renting my house out. I have been informed by my financial advisor that I can seek consent to let by Yorkshire Bank instead of a buy to let mortgage as I haven't purchased the property in the first place in order to let, is this right?
• My wife and I are having to move to Kenya for eighteen months for my job but I don't want to convert the mortgage to BTL as I want to reoccupy it when I return. Do you know if Yorkshire Bank charges additional interest? Is there any way around this?
• My husband and I have already been told to write a letter to Yorkshire Bank to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
• I was just enquiring if Yorkshire Bank were picky when considering consent to let. I sent my request on date and I am waiting to hear back. Should I start chasing or wait for a bit longer?
• We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way Yorkshire Bank would allow it from the start?