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Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Whistletree Consent to Lease Example Support Desk Enquires

  • I have recently rented out my two bedroom ground floor purpose built maisonette and have gained a Consent to Let with my building society. Six months have now gone by and they have loaded my payments as forewarned. I am unwilling to port to a preferable product with them, as they will remove my consent to let. Were I to go with an alternative mortgage provider for example Whistletree, would I be required to apply for a Buy To Let loan or could I simply refinance and get consent to let?
  • I currently have a mortgage offer with Whistletree. I am hoping to complete in the next few weeks, however I may potentially be moved abroad for work. How feasible is it for me to receive consent to let from Whistletree within a few months of completing. Do I have any other options?
  • My boyfriend and I (co-owners) are thinking of remortgaging with Whistletree. I was conducting some research concerning consent to let from Whistletree to understand the rules around potentially letting our existing apartment out (probably in a in a couple of years time) if we moved away. The property in question was a first-time purchase for us about two years ago. We are living there at the moment.
  • I have found myself in the accidental landlord category and didnt inform Whistletree. I had to vacate my apartment for family reasons, so now live in another part of the country. I originally tried to sell the flat, but prices were deflated, which meant I was in negative equity. This was three years ago in 2012, which has since seen the property price increase and has given me time to save. I am in now in a position where I could switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Whistletree that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances wouldn’t allow me to do anything else. Have I committed a criminal offence?
  • I am looking for information on what are acceptable reasons for leasing a property when it comes to seeking consent to let from Whistletree? Can you assist?
  • I have Whistletree mortgage and am thinking of letting the property. I understand I would require consent to let to do this...is that right ?
  • I took a domestic mortgage with Whistletree - about 40% equity. I am considering relocating due to a promotion and enquiring whether consent to let would be given so I could let out the property?
  • Is there a set or maximum term how long I could let my property out to a family member with consent to let from Whistletree. I no longer want to live in the area and want to buy a new home?