Need Help?

Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Whistletree consent to lease

  • My wife and I may need to rent out our Camden home for a while due to a career opportunity. This will be temporary but possibly for as long as 6 years. Should I tell Whistletree or do I remain silent?

  • I have a shared ownership property in Barnet and will be looking to buy out the rest of the property. However, in the future I may be working abroad for a short period of time so would like to know what approach Whistletree take to consent to let as I am considering a remortgage with them. I am not sure if a mortgage can be obtained on my property but in the meantime can you provide further advice on their consent to let policy?
  • I have a Whistletree mortgage on a flat I own, in Newham. Last month, resulting from a change in my circumstances I decided to rent out this flat, and rent a house in a different area within same loc. The personal circumstances that altered is that I started living with my partner, and the flat is too small for us. I do not want to try to dispose of the flat because the current market value is 20% less than when I bought the flat in 2004. I applied to Whistletree for a consent to let which was refused as they considered that I wanted to invest in the flat. The whole process was very confusing. The matter is urgentas there is a prospective tenant waiting for this consent to let and may look elsewhere.Please call me to discuss
  • I have a garden flat in Tower Hamlets let out which has a seventy year lease. Mortgage adviser said I should remortgage (currently with Whistletree) as a buy to let instead of consent to let and release 55-60k which on top of a new homeloan based on income multiples would give me a budget of £195k. Limited available in Tower Hamlets for me to buy my own property. To extend the lease will be in region of 21k. Should I keep or sell the flat?
  • I need to send the consent to let application by courier and wanted to know if Whistletree have a regular mailing address I can use as couriers ordinarily don’t accept deliveries to PO Box numbers.
  • I will have to move to Philadelphia for two years, I have a property with a Whistletree mortgage. Do I need to obtain consent to let? Will they grant it?
  • Do I require consent to let if I let to a family member (in my case my Dad now lives there and contributes towards the Whistletree mortgage)?
  • I am currently in the process of applying for a mortgage through Whistletree - There is a chance that in the within months I may decide to let out the property - how would I switch the 1st time buyer mortgage to a buy to let mortgage?