Need Help?

Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Whistletree consent to let

  • What's the difference btw consent to let and buy to let? Also is the property subject to Capital Gains Tax if sold?
  • My husband and I have just sorted our rates for another fixed period with Whistletree. However, I went to an interview and basically I accepted the job offer in Hackney. I'm going to rent a two bedroom flat for me and my family in Tower Hamlets as we don't want to sell the house and moreover we might come back within a couple of years.... We really have no idea how things will work out. We have contacted Whistletree but we would like also your take on the situation. Is it possible to obtain consent to let in that case as we secured a fixed 5 years rate we really don't want to change.
  • I am looking to apply to Whistletree for consent to let on my current residential property in Southwark. I am planning to release equity from my existing house ahead of this, and using that money to purchase a second home. I will move into that property whilst doing it up for 6 months after which I plan to sell it then move back to my current house. Is this something Whistletree will consider consent to let for or is that out of their criteria?
  • I previously took a mortgage with Whistletree and the loan to value is presently 60% with the Whistletree current book value and I'm looking to buy a further property but would like to keep my current property at the current market value. I have consent to let from NRAM on a previous property so know a bit about them and I also have buy to let with Scottish Widows on another property. Does the expected rental income on a consent to let with Whistletree need to exceed the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 19 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
  • Will Whistletree want to know my reasons for applying for consent to let? Should I inform them of my potential relocation abroad?
  • I am trying to find out if it is possible to get a consent to let home loan with Whistletree rather than a buy to let mortgage
  • I might potentially need consent to let from Whistletree in the future with work. I am just checking what the options would be if this was the case. Are there any time restrictions on the length one can let out your property with consent?
  • I am enquiring as to whether there are any charges in getting consent to let on a freehold property when I have a mortgage with Whistletree