Need Help?

Need professional advice for your consent to let with West Bromwich Mortgage Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to West Bromwich Mortgage Company consent to let

  • I am looking to emigrate to California . As opposed to sell up, I would prefer to rent my existing property out, just in case things don’t work out and I decide to return in one or two years. The current mortgage is with West Bromwich Mortgage Company. Would I be able to refinance with another mortgage provider on a much lower interest rate then apply for Consent to Let once the re mortgage is in place?
  • If I were to rent out my maisonette with consent to let via West Bromwich Mortgage Company, what proof would be required of the letting? If after 1 year I decided to let it on a number of holiday term rental, do I still need to provide proof to West Bromwich Mortgage Company, or will they be content as long as i keep up with the payments? For example if I let the rooms separately at some point in the future, is there any reason for West Bromwich Mortgage Company to know and would they care?
  • My wife and I may be presented with an opportunity to work in a different office in the UK for a few months and wish to know if we can lease out our current house. It is a 2 year fixed rate and we are six months into the mortgage with West Bromwich Mortgage Company. We have lived at the property for over 3.5 years. The LTV is 65%. Are we likely to get consent to let from West Bromwich Mortgage Company? What can we expect in fees etc
  • I currently have a mortgage with West Bromwich Mortgage Company and the LTV is currently 45% with the West Bromwich Mortgage Company current book value and I'm looking to acquire a further property but do not want to sell my existing property at the current market value. I have consent to let from an alternative mortgage provider on a previous property so know a bit about them and I also have buy to let with Accord on another property. Does the expected rental income on a consent to let with West Bromwich Mortgage Company need to be over and above the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 19 years so it was paid off as early as possible, obviously this leaves with quite a high monthly repayment.
  • I already have a mortgage with West Bromwich Mortgage Company. I am considering renting and buying another property but this is all new to me. What is the procedure for consent to let?
  • I have had my mortgage with West Bromwich Mortgage Company for the past eighteen months and I am at present just wanting some insight as to whether gaining a consent to let is likely.
  • My mortgage is currently with West Bromwich Mortgage Company and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. What are my consent to let options currently?
  • I am interested in some advice on how best to approach my mortgage lender West Bromwich Mortgage Company regarding a 'Consent-to-Let' application. Is this a task you can help with ?