Need Help?

Need professional advice for your consent to let with West Bromwich Mortgage Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to West Bromwich Mortgage Company consent to lease

  • My mortgage is coming up for renewal with West Bromwich Mortgage Company. The house has been tenanted for a two years and I now realise that I need to informWest Bromwich Mortgage Company. I am led to believe that I can ask for a consent to lease, but bearing in mind that the property has previously been let out for a considerable time could they deny - determine that I go onto a BTL product and even fine me? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • I have a homeowner mortgage with West Bromwich Mortgage Company and will be joining the Royal Fleet Auxiliary in January. This is a civilian manned fleet owned by the MOD. I will be at sea four months on and three months in the UK. During my time away I want to let out my property in Ealing and live with my brother when on shore. I am confident that my rental income would cover my monthly repayments. Can you help?
  • I have a West Bromwich Mortgage Company mortgage and have been letting out my apartment omitting to get consent to let, which I am now led to believe means I am in breach of my mortgage Ts and C’s. I think I have come onto their radar that I am not residing there. What are the legal consequences of my actions?
  • We are planning to rent out my apartment for 12 months from 26th September next year. Is there a template letter I can use to send to West Bromwich Mortgage Company to request consent to let.
  • I have a mortgage with West Bromwich Mortgage Company and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this time. What are my consent to let options currently?
  • I currently have a residential mortgage with West Bromwich Mortgage Company and plan on letting due to work being based in Bristol. In asking for consent to let from West Bromwich Mortgage Company do I run the risk of them forcing me to change deal to B2L
  • Is there a set or maximum term how long I could rent my house out to a family member with consent to let from West Bromwich Mortgage Company. I no longer want to live in the area and want to buy a new home?
  • I would like details of how to go about obtaining consent to let from West Bromwich Mortgage Company and what, if any, fees apply.