Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to RBS - Virgin One consent to let

  • We have a RBS - Virgin One home loan and are have made overpayments to bring the loan amount down, both employed etc. Do you know how much it will cost and if RBS - Virgin One are likely to give us consent to let without porting the loan to a different deal?

  • If I was to rent out my three bedroom ground floor purpose built flat with consent to let via RBS - Virgin One, what proof would be required of tenancy? If after twelve months I decided to let it on a number of short term lets, do I still need to supply proof to RBS - Virgin One, or will they be happy provided they receive payment each month? For instance if I sublet the room individually at some point in the future, is there any reason for RBS - Virgin One to know and would they care?
  • Me and my wife may be given an opportunity to work in a different office in the UK for a couple of months and would like to know if we can lease out our current apartment. It is a two year fixed rate and we are seven months into the mortgage with RBS - Virgin One. We have lived at the property for nearly four years. The LTV is 65%. What are the chances of obtaining consent to let from RBS - Virgin One? What can we expect in fees etc
  • We are intent on acquiring a house, renting two of the bedrooms out in order to cover the mortgage with RBS - Virgin One, and then moving on in two or three years - at which point the property would be fully let. How likely is it that RBS - Virgin One would look at this unfavourably as I will have been issued with a owner-occupier loan as opposed to a B2L or consent to let? I've read that the worst case scenario is that they can repossess the property, is this true?
  • Due to work opportunities I will be relocating to Belfast and would like to let out my flat temporarily, please let me know what steps I need to take in order to achieve consent to let from RBS - Virgin One?
  • Are you able to help? I am just curious whether RBS - Virgin One offer consent to let as an option if I decided to rent out my home under a domestic mortgage. Is there a specific rule for right to buy property and consent to let?
  • I am looking at some alternative lifestyle. I have a RBS - Virgin One mortgage, if I become a US resident but wish to rent my UK house, ...what do I need to do to get consent to let. Can this be obtained on the phone ?
  • Seven weeks ago I completed my mortgage with RBS - Virgin One since when my boyfriend has proposed and we are deciding whether to reside in his house or mine. Would I be allowed consent to let if I decided to move into his property