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Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS - Virgin One Consent to Lease Example Support Desk Enquires

  • I am about to contact my lender RBS - Virgin One setting out the following reasoning for my request for consent to let ; "I am struggling paying the monthly mortgage amount and wish to move back with my parents but can't sell. I am very concerned by defaulting on the mortgage and have thought about giving over the property to you. If you granted consent to let this will likely solve matters." What are the chances that this will result in a positive response?
  • We are presently one year into a year fixed rate mortgage with RBS - Virgin One. We would like to buy a larger second property in the next year however would like to retain the first house and I was wondering what reason we could put down on the consent to let form to get their approval
  • In the coming months I would like to move house and I am curious as to whether I can get consent to let on my house then get a mortgage approval for the new house so I can effectively bid thus being chain free and then lease my property out once I move. Is it likely that RBS - Virgin One grant consent to let for six months if they know I am wanting to buy somewhere else or only where one is relocating temporarily for my job?
  • Am with RBS - Virgin One and wonder if I am duty bound to disclose if we no longer reside in the property. I fear that they may jack up the interest rate if we move and find a tenant but it's not very obvious what the increase would be. Should I decide to lease my property out and seek consent to let in what way would the payments change?
  • I would like to find out what information I should include in a letter applying for consent to let my house in Westminster? I would like to send a request to my lender RBS - Virgin One.
  • Assuming that I was successful in obtaining consent to let from RBS - Virgin One, can I sell during the consent period? Is it possible that I would incur any charges?
  • Do you know if there is usually a required LTV before RBS - Virgin One will consider consent to let?
  • I'm mulling over a remortgage offer with RBS - Virgin One and it's a strong possibility that I will require consent to let at some point in the fixed period. Are there any penalties I should consider?