Consent-to-let Help for Virgin Money plc

Virgin consent to let: Q and A’s

• I acquired a flat in 2012 for 305,000 with Virgin. My husband’s job requires him to relocate to Gibraltar and appreciate that I have to apply for consent to let from Virgin. Do you have any experience of consent to lease from Virgin?

• I would like to move and let out my garden flat in Bexley. Having bought it in summer 2008 and presently on a high ltv there is little equity in it. My mortgage is with Virgin. Do you know where Virgin stand on consent to let?
• I am expecting to apply for consent to let from my current mortgage provider Virgin. A colleague of mine said that she was given ‘consent to let’ confirmation from a different lender where conditions attached to the consent referred to an AST. Can you explain what this is?
• Me and my partner are soon to purchase a house together. Intention is for me to get consent to let my property from Virgin. Thinking about the future - when my two year fixed period expires - how would it work if I wanted to refinance then?
• Will Virgin want to know my reasons for applying for consent to let? Is it wise to inform them of my possible move overseas?
• I am potentially moving in with my girlfriend at her home and would like to rent out my property that I bought twelve months ago, I'm just not sure of the process as my property is my first home. What do I need to do to gain consent to let from Virgin If I obtain consent would my mortgage payments increase?
• My mortgage has been with Virgin for seven years. I would like to apply for consent to let my property. I have been waiting for a response from Virgin. Could you please check and help?
• I am trying to find out if Virgin will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.