Need Help?

Need professional advice for your consent to let with Virgin Money plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Virgin consent to let

  • Bottom line - if worst comes to the worst what action Virgin can take if I have let out my house without consent to let?

  • I am a FTB looking to purchase a small house in Virgin. I have a healthy deposit will be getting a mortgage from Virgin. My concern is that my fiancee has a flat in Birmingham and I hope to be moving in next year, at which point I would have to let out my property. I have heard of consent to let but it does not sound like a positive outcome is assured. Can you offer any advice?

  • I am looking to apply to Virgin for consent to let on our existing residential property in Barnet. I am planning to release equity from my existing house before doing so, and making use of that money to acquire a new residential property. I will stay in that property whilst renovating it for 6 months at which point I intend to sell it then move back to my existing house. Is this something Virgin will consider consent to let for or is that out of their criteria?
  • My house had been let to students for three years between 2009-2012 while living in New York. I have a letter dated June 2010 from my mortgage company granting consent to let. In the letter it explicitly states that the consent to let is valid for "the remaining term of the mortgage". I have not refinanced since the letter was issued. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not be acceptable to the new lender Virgin for the house I intend to purchase.Your view would be appreciated
  • I am just finding out some information at this stage. My boyfriend has asked me to move in with him and i'm not keen to sell my home just yet. So now I want to know what I would need to do to get consent to let from Virgin
  • We are looking to place my residential property on rent due to job commitments and was curious if this is possible to get consent to let. It is on a fixed rate mortgage with Virgin at the moment until 2018 December
  • I am planning on relocating within the next 7 months and wish to rent my property out. My interest rate is fixed with Virgin. I am worried a rate hike would be too much if that was linked to obtaining consent to let
  • I'm mulling over a remortgage offer with Virgin and it's likely I will require consent to let at some point in the fixed period. Are there any fees I should consider?