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Need professional advice for your consent to let with Virgin Money plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Virgin consent to lease

  • Can one refinance on a consent to lease with Virgin?

  • I am a landlord and currently completing eviction orders on a tenant who had not paid rent. The relevant proceedings have been issued. The tenant's defense for non payment is based on the claim that I I failed to obtain consent to let my studio flat from my mortgage company Virgin
  • I vacated my flat about seven months ago but didn't get around to get a consent to let letter, partly because the mortgage fix rate period is ending in 2 months and I am considering refinancing in any event. I want to ask for the letter now, is that going to be a problem?
  • I took a mortgage out on a studio flat last August however I will be working outside of commuting distance of Enfield for the foreseeable future but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do hope to return to Enfield so would like to keep it. How likely are Virgin to allow a consent to let and what will it cost me ?
  • I’m about to finish the fixed rate period of my 2 year fix with Virgin and go on to the standard variable rate. I would like to know if consent to let by Virgin is likely, if there are charges, and if there conditions?
  • Me and my husband spoken to someone at Virgin about changing our existing mortgage to consent to let (the current 2 year fix ends in summer 2016). Can I just confirm that I need to formally put the request in writing explaining our change in circumstance to Virgin? Where do I need to send the letter to?
  • My wife and I have a granny flat attached to our house. Do we need consent to let this from Virgin? If so, what is the process if I need to switch my mortgage to consent to let?
  • I am enquiring as to whether there are any charges in obtaining consent to let on a freehold property when I have a mortgage with Virgin