Need Help?

Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Vida Homeloans consent to lease

  • What's the difference btw consent to let and buy to let? What is the consent to let rate offered by Vida Homeloans?
  • I have a house in Harrow but I am moving with my girlfriend to a different location for work purposes and moreover close to her university. Im keen retain the property but it is unlikely that I can afford a buy to let mortgage. It will only be short term -three years until my girlfriend completes her degree and I can sell, or move elsewhere. My mortgage is with Vida Homeloans. Do you think they will grant consent to let?
  • I'm looking to remortgage our old garden flat, currently tenanted under consent to let from Vida Homeloans, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really au fait with what my options are. Can you recommend a good broker service specialising in BTL?
  • I was going to call Vida Homeloans to ask if they have a Consent to Let application they can send me to complete.. However,I thought I would look online. I was wondering if there is anywhere I could download this form on the net?
  • Can you help me understand what are acceptable reasons for leasing a property when it comes to seeking consent to let from Vida Homeloans? Are you able to assist?
  • Will Vida Homeloans choose to operate a right to change the rates on a residential mortgage where Consent to Let at any time, onto ‘rates equivalent to their B2L range'? Can one refinance on a consent to let with Vida Homeloans?
  • Are you aware of any flexibility in the accepted equity ration before switching from an existing Vida Homeloans mortgage to a consent to let?
  • Does my LTV need to be at a certain ratio to allow me to apply for a consent to let from my mortgage lender Vida Homeloans. Does it make a difference that I only recently out the mortgage three months ago?