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Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Vida Homeloans consent to lease

  • Me and my husband have a Vida Homeloans home loan and are are up to date with payments, in gainful employment etc. Can you tell me how much it will cost and if Vida Homeloans usually grant consent to let without changing to a different deal?

  • I have been offered an excellent career opportunity for eight months in New York. I have enough money to cover the monthly Vida Homeloans mortgage yet the buildings insurance stipulates that the property must be occupied in order not to be invalidated. Last December the roof was damaged but repaired. Should there be any problems in the winter months I would struggle to afford remedial works. Would I be eligible for consent to let via Vida Homeloans for the period I am overseas?
  • Due to meet with my financial adviser on Thursday. I will apply for Consent to Let from my current lender Vida Homeloans. My new property in Southwark will be 90% loan to value. Heard whispers that some lenders dont want consent to let customers and I may encounter difficulties regarding my new mortgage. Am I likely to encounter this problem?
  • I am expecting any day now a mortgage offer from Vida Homeloans for a freehold house. I have applied via a broker. It is a 20 year mortgage. I am curious as to what is the main criteria Vida Homeloans adopt in order to allow customers consent to let? Is consent to let based on the rental yield of a property?
  • I am looking at moving overseas for work and would like consent to let from Vida Homeloans whilst I am away. Is the way forward to complete the consent to let form and mail it to Vida Homeloans? Letting the property isn't to make money but to keep the house in case things don't turn out as well as we hope
  • If I am tied into a fixed rate with Vida Homeloans but am thinking of letting out my property, is there a fee for consent to let from Vida Homeloans and does the interest rate get uplifted?
  • I want to let out the attic in my apartment in Haringey. Do I need consent to let from my lender Vida Homeloans?
  • Me and my husband took a mortgage with Vida Homeloans but am informed they have a policy that they do not grant consent to let the property to a local authority. Is this true and if so, is there a method round this?