Need Help?

Need professional advice for your consent to let with Ulster Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Ulster Bank consent to let

  • I have my one bedroom apartment in Ealing on the market but notwithstanding a few viewers there is a lack of interest so far. As a backup option I am considering letting out the property if it doesn't sell. I dont foresee a problem getting consent to let from the freeholder. My IFA says that in such a scenario I may need to switch to a BTL mortgage yet the chances are that I don't have sufficient equity. What's the worst that could happen if I was to retain the current Ulster Bank mortgage and rent out the flat without telling them I was told that they can put a marker on you for mortgage fraud once find out. Is that right?
  • I am looking to get a consent to let from Ulster Bank as my personal circumstances have altered. My stepdaughter was starting university and I concluded that we would move nearby and opted to buy a property as opposed to rent for 3 years. Since buying the house I have fallen out with my step daughter and she is unwilling to live there. Since the whole idea was for her and the house location is not particularly convenient for my work I would like to leave and rent out the property
  • My husband is in the army and he has been posted overseas and as we want to move as a family we need 'Consent to let' from our lender Ulster Bank. Can you help me?
  • Me and my husband are soon to send the remaining information to our IFA for them to proceed with our mortgage application to buy our first home together. My husband has another flat in 1999 which he jointly owns with his brother. That flat was and continues to be leased out in the absence of consent to let from Ulster Bank. So, back to our application - our broker requested info on the Ulster Bank mortgage. If we admit that there is no consent to let by Ulster Bank will it adversely impact the chances of getting a mortgage?
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger place. Will it be possible to get a consent to let on my new mortgage with Ulster Bank to allow us to get a mortgage also with Ulster Bank for a new home?
  • I have a mortgage with Ulster Bank on a three year fixed rate. I could have chance of a teaching position abroad in 6 months time. Would I qualify for consent to let by Ulster Bank if I took this job overseas?
  • My Ulster Bank mortgage is coming up for renewal. We would like to apply for a new fixed rate mortgage and then seek consent-to-let. Is this possible? We don't use the house much now that our kids are growing up, and would be better used as a rental.
  • Just wanted to know what needs to be provided to Ulster Bank in order to get consent to let? I just finished a three year fixed mortgage and possibly moving to another property with my wife.