Need Help?

Need professional advice for your consent to let with Topaz Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Topaz Finance consent to lease

  • Is it possible to let out our house in the absence of consent to let from our mortgage provider? I am aware that initially we signed a form saying it wouldn't be a buy to let property and that we don't own other property. I know you can't use help to buy if you owned other premises at the time, but what about property thereafter? Can you acquire a further property, or inherit a property?
  • Me and my wife acquired a house in 2008 on shared ownership basis, I own half through bank loan and rent the other percentage. Last year I purchased a new home. I let out my first property and moved to the new home. I secured consent to let from my mortgage company and I was under the assumption I had consent to let from the housing association. Earlier this week I had a phone call from the housing association saying they had nothing on record indicating I had procured permission to sublet. What do I do now?
  • Since we are relocating and unable to find a buyer for our property, we are mulling over letting it out. Is it imperative to advise Topaz Finance? I am concerned that Topaz Finance might change our terms. I was hoping that if I continued making my monthly payments it shouldn't be a problem, but am now concerned about insurance connotations if we haven't come clean. Any feedback?
  • Require some assistance concerning leasing a property and consent to let. Later this year I intend to move in with my partner. The local authority would like to rent my flat for 5 years guaranteed with rent and service charges covered. Our mortgage was changed to Topaz Finance in 2013. Please help
  • We have a consent to let letter that I have obtained from my management company. I would think I need to send this with a letter to Topaz Finance with a view to getting a consent to let from them. What address shall I send it to?
  • I plan to purchase a new home but can't afford to sell the current apartment with a Topaz Finance mortgage. Do you know acceptable terms for Topaz Finance to grant consent to let? Is getting married and having kids an acceptable reason to make the request?
  • What, if any, income criteria do Topaz Finance set for consent to let on an existing domestic mortgage?
  • I was wondering if you are able to help. I do not have consent to let from Topaz Finance and was wondering if this option is available to me to move to as I must move back home to look after my father